Thursday, February 2, 2023

Which Gas Credit Card Is Easiest To Get

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Who Has The Best Gas Card

How To Build Business Credit With Gas Cards 2021 – Best Gas Business Credit Cards With NO PG

Though there are several great gas credit card deals available, we think the PNC Cash Rewards® Visa® Credit Card is one of the best fuel cards out there. It offers high rewards rates for gas spending, doesnt restrict you to purchasing fuel from a single gas station brand and includes rewards in other spending categories plus, it comes with some other useful perks, too.

Oakstone Platinum Secured Mastercard

  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • See website for additional Oakstone Platinum Secured Mastercard® details

Should I Invest In A Gas Card For My Small Business

If you spend a lot of time on the road, a fuel card can help you save money at the pump. Fuel costs add up quickly for commuters and road trippers alike.

In order to save money on gas, its important that you choose the best business gas card for your company. That way, youll be able to keep more of your money where it belongs: in your pocket.

We recognize how tough and expensive it is to run a business, which is why you should consider trying the KeepTruckin Fuel Hub for your small business. The KeepTruckin Fuel Hub can help you save money and gain insight into your fleets fuel usage!

What is the easiest business gas card to get?

Here are some of the easiest gas credit cards to obtain for most that apply: Discover it Secured Credit Card Walmart Store Card

Read Also: Alaska Airlines Credit Card No Foreign Transaction Fees

Best Credit Cards For Gas Purchases Of 2021

At Experian, one of our priorities is consumer credit and finance education. This post may contain links and references to one or more of our partners, but we provide an objective view to help you make the best decisions. For more information, see our .

According to the Bureau of Labor Statistics, gas purchases made up about 3% of the average U.S. household’s annual spending in 2019. That might not sound like much, but it added up to nearly $2,100 per year. If you feel like you’re spending too much on gas, the right credit card can really help you save. That’s because some of the best credit cards for gas purchases reward you for paying by card at the pump, either through savings or other benefits. Here are some of the best credit cards for gas purchases you should consider.

These credit cards offer great perks that can help you save money or earn bonus rewards at gas stations.

1 Partner Offers

Bank of America® Customized Cash Rewards Credit Card

Our Picks for the Best Cards for Gas Purchases

3% cash back each quarter in the available category of your choice 2% cash back each quarter at grocery stores and wholesale clubs

1% cash back on all other purchases

Easiest Credit Card To Get With Fair Credit

Best Gas Credit Cards for August 2021: Reviews and Offers ...

The easiest credit card to get with fair credit is the Capital One Platinum Credit Card. This card is aimed at consumers with credit scores between 580 and 669. While it doesn’t offer rewards, it does come with no annual fee or foreign transaction fees. It also automatically bumps up your credit limit if you make your first five monthly payments on time.

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Citi Double Cash Card: Best For Balance Transfers

Sign-up bonus: N/A

Cash back rate: Earn 2% cash back 1% when you buy and another 1% as you pay your bill each month.

Annual fee: $0

Why we chose it: One of the simplest and most rewarding cash-back cards out there is the Citi Double Cash Card. This card gives you 1% cash back when you buy and then another 1% as you pay. You only need to make the minimum payment each month to earn the second reward, but remember that paying your balance in full is always strongly recommended. Cardholders can now convert the cash back they earn to ThankYou Points via a linked ThankYou card such as the Citi Prestige® Card and Citi Premier® Card. The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

This converts into an effective 2x ThankYou Point earning rate on all purchases. TPG values ThankYou points at 1.7 cents each, meaning this card would effectively get at 3.4% return on all purchases. Unfortunately, you wont earn a sign-up bonus with this card, but the long-term value it offers still makes the card worth it in my eyes.

Apply here: Citi Double Cash

Costco Anywhere Visa Card By Citi: Best For Gas Stations

Why we picked it: As one of the most gratifying gas credit cards, the Costco Anywhere Visa can help you earn extra cash back through everyday purchases. Plus, it has an extraordinary cash back rate on gas.

Pros: This may just be your best shot at finding a gas card most worthy of your wallet earn 4% cash back on eligible gas purchases . There are other great rewards, including 3% back at restaurants and eligible travel purchases, as well as a solid 2% back for Costco purchases.

Cons: Theres no annual bonus, as well as no sign-up bonus, and youll need to pay the $60 annual Costco membership fee to avoid an annual fee with this card.

Who should apply? Costco members and those who spend a lot of time with their foot on the gas pedal can benefit greatly from this card, but theres better value out there if you want a more well-rounded card.

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What’s The Difference Between A Gas Card And A Regular Credit Card

Gas credit cards typically offer higher cashback amounts for gas purchases. That can be a great point of savings, especially for businesses that use a lot of gas or for when gas prices get higher. For that reason, gas cards are a great option for businesses.

But it would help if you had good credit to get them, which is where secured cards or cards with less stringent approval can be a good stepping stone to getting one of the best easy approval business gas cards.

How Does A Business Gas Card Work

How to Get the Best Gas Card without a Personal Guarantee

In addition to saving money at the pump, a gas card can also help you save money on a regular basis, which is exactly what companies like yours need. A gas card will make it possible for you to limit employee spending, detect fraud, track transactions online, and more. Weve compiled a list of the finest business gas cards from our partners to help you earn more points per gallon!

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What Is The Best Gas Credit Card For Bad Credit

The Discover it® Secured Credit Card is the best gas credit card for poor credit, since you earn a high amount of cash back on your purchases without an annual fee, and you can use the card other places outside of gas stations. You will earn 2% cash back, up to $1,000, each quarter. Secured cards are typically easiest to get approved for if you have poor credit, making the Discover it® Secured Credit Card a good match as well.

Comparing Credit Cards For Gas And Auto Rewards

Gas credit cards provide special rewards like cash back, points, and rebates for purchasing gas. If youre interested in a gas credit card, note that there are several types, each with a unique set of benefits and conditions. Beyond saving money at the pump, the best gas credit cards can help you build credit, lower your grocery bill, and start collecting valuable points you can use toward other things like travel rewards.

With many different types of gas cards, youre in a position to find a card tailored to your needs. Whether youre a small business owner who does a lot of local traveling, a commuter student or a brand-loyal consumer looking for a gas credit card, theres an option for you. Read on before making a decision!

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Bmo Preferred Rate Mastercard*

For those looking to minimize debt, this $20-a-year Preferred Rate Mastercard from Bank of Montreal is our pick for the best low-interest credit card. The annual fee is refunded in the first year, and a lower-than-average interest rate of 12.99% means you can minimize interest on balances and new purchases. Plus, get a 3.99% introductory interest rate on balance transfers for nine months .

Fuel Credit Card Pointers

The Best Gas Credit Cards of 2014 #gas #creditcards # ...
  • When searching for the best gas rebate credit card its a good idea to consider a credit card that allows you to purchase gasoline at more than one station. For example, the Chevron credit card allows a customer to fill up at not only Chevron, but also Texaco. Its great to have that extra option, especially if you travel often, and who doesnt love road trips!
  • Always determine how your rebates are redeemed prior to getting a credit card for gas. Each card has its own special way of redemption. Some cards give you the cash back, like a cash rewards credit card, while some give you a credit on your monthly bill. Some even give you points that you can redeem for merchandise. My opinion is to stay away from those credit cards, what a waste, we all know cash is king.
  • Although most gas reward credit cards dont charge an annual fee, always check the fine print of the credit card application to be sure. Theres not much point of paying an annual fee when you are trying to save money.
  • Make sure the fuel credit card you are interested in does not have a limit to the amount of rewards you can earn each year. This can be frustrating if you spend $5000 on gas only to get $200 in rewards when you should have been entitled to $250.00.
  • If the gas station credit card you are interested in has higher prices at the pump than most other stations, is it really worth it in the long run to get the rewards from that companies credit card program?

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Mbna Rewards Platinum Plus Mastercard*

If youre a no-fee card sort of person looking to collect travel rewards, the MBNA Rewards Platinum Plus Mastercard is an excellent choice. This credit card returns a regular rate of 2 points per $1 on gas spends, an already generous rate thats doubled for 90 days during their current welcome bonus. As this is a travel rewards card, rather than cash back, its appeal is less universal than the Tangerine option above. But the MBNA cards additional gift of up to 10,000 points to get new members started really sweetens the pot.

For Bonus Categories: Cibc Dividend Visa Infinite

On top of its standard 1% earn rate, the CIBC Dividend Visa Infinite card earns accelerated cash back rates in a diverse range of five common spending categories. It earns 4% cash back on both groceries and gas , and you can earn twice the cash back on dining , daily transit , and 2% on recurring bills . And its a standout compared to other cash back cards, as you can redeem whenever you like, as opposed to just once a year. Cash back redemption is done in increments of $25.

  • Annual fee: $120
  • Welcome bonus: 10% cash back for all purchases for first four statement periods
  • Earn rate: 4% cash back on gas and groceries 2% on transportation, dining and recurring bills and 1% on everything else
  • Income requirement: $60,000 or $100 as a household
  • Additional benefits: Mobile device insurance emergency travel insurance concierge service Visa Infinite Dining and Wine Country program, save up to $0.10 per litre at participating Chevron, Ultramar and Pioneer gas stations when you link your card with Journie Rewards.

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American Express Business Gold

How to Get a Gas Card for Your Business from 76

The American Express Business Gold is the newly revamped gold card from American Express. It stands out with its bonus earning potential, which covers a lot of categories that businesses will need to make purchases in.

With this card, you earn 4X Membership Rewards points on the 2 categories where your business spent the most each billing cycle from the list below:

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

So this can be another great card for those to spend a lot on gas. But if you also need to spend a lot on software or cloud storage or advertising this can be a great card for those categories. And for those who run businesses where they need to ship a lot of products this is another solid option.

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year then earn 1 point per dollar.

Here are a couple of the additional features of the card:

  • Get 25% points back, after you book a flight using Pay with Points
  • $295 Annual Fee

The big thing to note about this card is that earns Membership Rewards and not just straight cash back. This means that your points will be better used on some of the Amex travel partners like Delta, ANA, Aeroplan, or others.

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Oakstone Gold Secured Mastercard

  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • See website for additional Oakstone Gold Secured Mastercard® details
  • No security deposit required so you can keep more money in your pocket
  • Pre-qualify without impacting your credit score
  • Shine brighter with a credit card as unique as you
  • Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo
  • Pre-qualify faster than a jet plane – all without impact your credit score
  • Pre-qualify faster than you can microwave a burrito!
  • Build on your credit history with style
  • A card for your wallet that pops just like you!
  • Worry free spending with $0 liability on unauthorized charges!
  • More credit for your everyday needs

Where Are Fleet Cards Accepted

Fleet cards are designed to be used at gas stations, while some can also be used at vehicle service locations, and truck stops too.

But which gas stations can your cards be used at? That all depends on the fuel card that you choose for your fleet. More specifically, it depends on which company has issued that card, the size of its fueling network, and/or which other organisations it has partnered with.

Let’s take a look at some examples. ExxonMobil’s Business Fleet Card is issued by ExxonMobil, and can be used to make payments at ExxonMobil’s 11,000 US stations. At the other end of the spectrum, BP’s Business Solutions Universal Fuel Card is issued by MasterCard, and so can be used to make payments anywhere that MasterCard is accepted . Similarly, WEX’s fleet cards can be used at 95% of the US’s gas stations, because they’re all part of WEX’s payment network.

Understanding the routes your drivers tend to take, and the stations at which they tend to fuel up, will help you to work out the level of acceptance coverage your team needs.

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Alternatives To Gas Credit Cards

If you didnt find the perfect card for you, we recommend checking out some other cards on the market. They might offer slightly lower rewards on gas, but they make up for it with other perks, like travel rewards, cash back in other categories, and even some really cool and unique benefits.

Finding the right credit card is much simpler if you know your credit score and can narrow your search to only the cards you know youll get approved for. Weve made it easy for you. If you dont already know your score, use our quick and free then find the perfect card for you!

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