Square & Payment Security
Right out of the gate, we need to take a quick minute to cover payment security. Its that important. Regardless of how you accept a payment keying in a card, swiping with a magstripe reader, a dip or tap, etc. Square provides secure and PCI-compliant payment transactions. Square is fully compliant with the latest Payment Card Industry Data Security Standard . And that also means you wont have to pay additional PCI fees or hire a team to manage ongoing compliance, either.
This out-of-the-box payment security is just one reason why Square is such a powerhouse for the millions of small business owners who trust it.
Lets take a look at the Square reader options next.
Square Equipment Buyers Guide
You can purchase Square equipment and accessories directly from Square, but now you can get them at the big-box stores, too. Though when I checked out pricing for the Square Terminal at Best Buy, Walmart, and Amazon, the prices reflected the full retail price youd find directly at Square. If it were me, Id purchase my equipment directly from Square just because the original payment documents would be easier to track down should there be any issues down the road. From what I can see, Square offers more cost-effective financing terms than youll find at the big-box retailers, too.
Returning Square Equipment
Keep in mind that if you want to return your equipment, youll be subject to the return policies of whatever store you purchased from, as you can only return items to Square if you bought them through Square. Squares return policy states that:
If you are not fully satisfied with your purchase, you may return your Products within thirty days of delivery as long as they are in their original condition and packaging and you enclose the original packing slip. iPads and Apple Product returns must be unopened for returns to be accepted.
Purchasing Square equipment directly from the store puts you under whatever return policy the store has. Warranties, however, work a bit differently.
Limited Warranty On Square Equipment
Check out Squares full Hardware Policies and Limited Warranty page for more on the finer details.
Square Point Of Sale Pos Apps On Google Play
Square Point of Sale is the free point-of-sale app for Android that enables you to sell anywhere and any way your customers want to buy.
You May Like: Best Buy Account Credit Card
How Do I Apply For Square Monthly Payments For Equipment
To apply for payment installments on your Square hardware, youll need to purchase directly from Square. You can also find financing options on the big-box store sites , but youll essentially be opening a new credit card to do it if you purchase from a retailer.
When you add the item to your cart and make all of your selections, youll go through the checkout as usual and select the installments option when it gets to that part of the checkout process.
Note that Square does run a soft credit check before approving, which does not affect your credit score. If your application doesnt go through or you change your mind and decide not to pay in installments, your credit is also not affected. However, if you do accept the terms and conditions of the monthly installment payments, Square will complete the hard credit inquiry notifications to the credit bureaus.
Additionally, you may see repayment options at three, six, 12, or 24 months, depending on your total order price. Again, installment payments for Square equipment can help you purchase on any cart subtotal of $49 or more, all the way up to $10,000. However, if you do need more equipment, you can contact Square for an account review.
Works With Ios And Android
With two versions of Square Reader for magstripeone for a headset jack, the other a Lightning connectoryoure covered. Just pick the one that works for you.
And with your computer, too
Take in-person credit card payments by adding Square Reader to your Apple computer or Chromebook.
Don’t Miss: Cabela’s Club Visa Apr
Paypal Zettle: Most Payment Options
The PayPal Zettle and PayPal Here app are great for handling both online and in-person salesespecially if you need to take checks and want next-day funding.
The PayPal Zettle is one of the best mobile credit card processing terminals. All PayPal mobile credit card processors are Bluetooth-enabled, which gives you the flexibility to accept payments anywhere within range of your mobile devices. And PayPals POS devices are some of the most affordable on the market.
As a PayPal Here user, you can get the Chip and Swipe Reader for free when you set up a plan. Or you can upgrade to the Chip and Tap Bundle for contactless, chip, and magstripe transactions. It costs only $79.99one of the cheapest three-in-one devices we can find.
PayPal Here also lets you accept checks through the mobile iPhone, Android, or Windows app. And of course, customers, vendors, and anyone else can use their own PayPal accounts to send and receive funds.
Swipe transaction fees are 2.7% + $0.30 per transaction and PayPal doesnt charge any monthly subscription fees. Best of all, PayPals reader and mPOS system integrate seamlessly with PayPals popular merchant servicesmaking it easy to take both in-person and online payments from anywhere.
Out of the gate, PayPal Here doesnt have next-day funding, but it does have an alternate solution you can choose. If you sign up for the PayPal Business Debit MasterCard®, you can get your payments as quickly as one business day.
Shipping Timeline For The Magstripe Reader
You should receive your reader within 7-10 business days. Readers are sent out by DHL to the Canada Post for local delivery. Youll get a confirmation email when weve received your order, and when your reader is shipped. You can also view your orders from your online Square Dashboard.
If its been 10 business days since you placed an order and received your order confirmation email, review these common scenarios for delayed hardware orders.
Keep in mind, at this time, we do not offer expedited shipping on Magstripe reader orders.
You May Like: Synchrony Bank Americas Tire
How To Use Squares Countertop Pos Systems
If you are considering how you can use Squares countertop POS systems to make business flow, here are your options:
Square Stand For Contactless & Chip
When you use the Square Stand with the free Square Point of Sale app, you will need to bring along your own compatible iPad or purchase an iPad to go into your stand. The magstripe reader is built-in if you must swipe, but we recommend utilizing the Square Reader for contactless and chip payment for the latest payment security protections. The Square Stand also comes with a dock to keep the contactless reader charged and stable.
When it comes time to ring up an order, youll complete the sale just as you would through your mobile device, as the free Square POS app is still the engine thats running the whole thing. The Square Stand for Contactless and Chip makes a great choice if you are looking for a more prominent, bonafide countertop POS option. It has a simplistic design with minimal cords and offers more screen real estate to find inventory and add to your sale.
With the Square Stand, you can run your Square POS app or the premium options created just for retail and restaurants. Find out why these might be a better option for you by visiting our Square for Retail or Square for Restaurants reviews.
Square Reader For Contactless And Chip Amazoncom
Connect wirelessly to your phone or tablet with Bluetooth LE to take payments on the go or at your counter. Use with the Square Point of Sale app to manage
Square Reader Accept Credit Cards On Your Iphone, Ipad, Or Android Quick & Easy Setup, Clear Pricing, Fast Deposits Pack of 1 Sign Up And Get $10
Recommended Reading: Photoshop Trial Without Credit Card
Square Pos Hardware Costs & Transaction Fees
As always, Square pricing is very straightforward. Below, weve listed prices for the hardware and what it will cost you to process payments.
- Square StandFor Contactless & Chip: The cost for this one is $199. If you want to add an iPad, you can do so for $329. Note that the stand is only compatible with an iPad , iPad Pro 9.7, or iPad Air . Youll pay 2.6% + $0.10 per swipe, dip, or tap transaction with the Square Stand so long as you are running the free Square POS or Square For Restaurants. Merchants using Square for Retail process transactions at a different rate 2.5% + $0.10.
- Square Terminal: To get your business a Square Terminal, youll pay $299, shipping included. Your payment processing fee is 2.6% + $0.10 per swiped magstripe card, swiped or inserted chip cards, and contactless payments.
- Square Register: Square Register costs $799 to purchase it outright. Shipping is free, and it arrives in seven business days or less. Its ready to start processing payments right out of the box, so theres no fuss when it comes time to launch. Square charges a processing fee of 2.5% + $0.10 for contactless payments, swiped or inserted chip cards, and swiped magstripe cards.
If you add on specialized software, such as Square for Restaurants or Square for Retail, you will have an additional monthly charge . Both of these premium POS systems are geared towards specialized businesses and include features such as advanced reporting and table mapping .
What Is The Square Credit Card Reader
Sorry if youre perplexed. I know its not an easy choice! But its one of the most crucial choices youll ever make. If youre still unsure which type of square credit card reader is best for you, I recommend comparing the characteristics and functionalities of the square credit card reader listed above. Each has advantages and disadvantages.
You May Like: Comenity.net/ultamaterewardscreditcard
Square Credit Card Reader Office Depot
Download the Square Point of Sale app, plug in Square Reader for magstripe, and youre ready to start sellingno long-term contracts or complicated instructions Product Type: Magnetic Stripe Reader
Get it fast Select shipping options at checkout. Subject to eligibility. The Square Card Reader enables individuals to accept credit card payments anytime
The Square contactless and chip reader connects wirelessly to your iOS device and lets you accept like Apple Pay and EMV chip cards. Buy online now at
Square Credit Card Reader For Chip Contactless Apple Pay And
Square Reader for contactless and chip A simple way to accept contactless cards, Apple Pay, and chip cards, at your counter or on the go. Do you want a dock
The Square Reader for magstripe accepts magstripe payment cards . When you sign up for Square and your account is activated, well ship
Whether you need a credit card machine or POS register, our tools allow you to start First Reader FREE. Learn more · Buy. Buy today, pay over time.Free Mobile Credit Card Reader · Square Reader for contactless · Hardware kits
Recommended Reading: Td Bank Gift Card Info Balance
Simple Rates No Account Fees
Small businesses that use Square love how easy it is to use, and a big part of that is its simple and transparent processing fees, since pricing can be one of the most confusing aspects of accepting credit cards. Square uses a flat-rate pricing model, which means that no matter which card brand and type your customer uses credit or debit, regular or rewards you pay the same rate. If your customers like to use American Express and premium rewards cards, or if you process a low volume of cards each month, this rate structure can save you money.
Rates still vary depending on what type of processing equipment you use, the Square software you use, whether you accept cards in person or online, and whether you use a Square card reader or key in the card details. It sounds confusing, but once you figure out how you want to accept payments, the pricing is a simple, flat rate.
Here’s what it costs to process credit card transactions using Square.
Accepting cards in person:
- 6% + $0.10 when you use Square Reader, Square Register, Square Stand, Square Terminal or Square for Restaurants
- 5% + $0.10 when you use Square for Retail or the paid version of Square Appointments
Accepting cards without a card reader:
- 5% + $0.15 when you manually key in card data using the Square Point of Sale App or Virtual Terminal
Accepting cards online:
Square Pos Credit Card Terminals & Readers For Sale
Get the best deals on Square POS Credit Card Terminals & Readers when you shop the largest online selection at eBay.com. Free shipping on many items
3 days ago New customers also get a free magstripe reader. You can purchase additional card readers for only $10 and contactless payment and chip card Rating: 4
Square With Square, you get a free card swipe reader and access to the free Square mobile point-of-sale app. Squares fees arent the cheapestbut
Don’t Miss: Google *services Charge On Credit Card
Square Card Reader: Now Anyone In The Us Can Accept Credit
Nov 7, 2010 Anyone can sign up for the service and get a free reader. If you want to be able to split a bar tab with friends and have them pay you via
Get it now! The Square Reader for magstripe works with any Square point-of-sale app to allow everyone to take payments on their smartphone or tablet.
Jun 4, 2012 The company makes its Square Card Reader available for purchase in 10000 more stores in hopes of adding to the 1 million merchants who have
Square Reader For Magstripe Apple
Square Reader for magstripe works with any Square point-of-sale app so you can take magstripe card payments on your iPhone or iPadat your counter or on the
If you buy through affiliate links, we may earn commissions, The Square Chip Card Reader Pros and cons include: Compact, easy-to-use hardware Lacks NFC support Rating: 4.5 · Review by Jordan Minor
You May Like: Cabelas Credit Card App
How To Get A Free Square Reader Directly From The Brand
If you want to opt for a free Square credit card reader, the procedure is simple. To get started, you have to log in to the brands website and create an account on the home page, there is a Get Started button to start the registration with an email.
To start, you have to add your email and create a password you can also opt for the electronic signature to confirm your application, and you will have to accept Squares privacy terms and conditions.
In the following form, you must answer some questions about your business, such as how you want to accept payments, i.e., whether they are invoices, online payments, if it is a physical store or any other type.
When you finish answering the above questions, it is time to verify your identity it will ask you for the address where you currently live and follow some steps to verify that you are a real person. When Square confirms this, you can continue with the application.
Best Buy Customers Often Prefer The Following Products When Searching For Square Reader
Square is a mobile payment processing system that allows anyone to accept credit cards on their mobile device. Square Reader is a small white plastic device that plugs into the headphone jack of an iPhone or iPad. It uses the audio jack so that it doesn’t block the device’s other ports, and it connects wirelessly with the Square app over Bluetooth. The Square Reader can process payments from all major credit cards, including American Express and Discover, and it can be used with any mobile device that has a headphone jack and runs the free Square app for iOS or Android.
Take control of sales with this Square Register system. Its seamless design ensures you have all the tools you need to immediately get to work, and the included customer display provides intuitive controls so lines move efficiently. The compact size of this Square Register system lets you see important information at a glance without cluttering your professional space.See all customer reviews
Take control of sales with this Square Register system. Its seamless design ensures you have all the tools you need to immediately get to work, and the included customer display provides intuitive controls so lines move efficiently. The compact size of this Square Register system lets you see important information at a glance without cluttering your professional space.$799.99Your price for this item is $799.99Add to Cart
You May Like: Care Credit Visa Or Mastercard
With $50 You Can Buy Your Square Credit Card Reader
If you have a business and need a device to charge your customers by their cards, the Square credit card reader is ideal for you. There is a way to acquire it for free through its manufacturer.
Furthermore, through eBay and Amazon, you can get them the price is around $50. You have to find a quality one that certifies its durability.