Link Your Checking Account To Your Paypal Account
If you have an active PayPal account, you can link a checking account to this account and pay for your purchases. First, you need to arrange your checking account as your payment option at PayPal.
Log in to your account and enter your checking account number and other information that PayPal needs to verify your checking account such as your nine-digit bank routing number. The verification process usually takes one to five days so you need to wait a few more days before you can shop.
But once your account has been enabled, you can now shop at any online store that accepts PayPal payments. You can now shop gift cards for your friends and loved ones.
Are Gift Cards Safe To Use
Despite the permissible uncertainties, many experts say gift cards perform safer gifts than cash. There is some tracking available, especially if you buy the gift card online, says Shelley Hunter. Transaction certificates and email records contain important information, like the time and date, stamp and gift card number, and the credit or debit card used to make the buy.
Besides, if the gift card is squandered or stolen, but you have evidence of purchase, customer service may track down the card or issue a replacement. That cannot occur if you just have a $20 bill, Hunter says. Registering the gift card online can improve fast-track the process.
Not all retailers offer this feature, but some, adding Disney and Subway, do. If you are dealing with a gift card from a financial service company like Visa card or MasterCard, you can contradict those charges just like if it were a credit card, Hunter says.
Protections may vary from a gift card to gift card, so follow and read the terms and conditions carefully, say Juliana Gruenwald Henderson, a spokesperson for the Federal Trade Commission. This will also support to inform you of any card acceptance or inactivity fees.
Rbc Virtual Visa Debit Card
This virtual card from the royal bank of Canada is a smart and safe way to pay for online, telephone, and mail order purchases. The funds are debited from your RBC banking account.
This card is suitable for Canadians who shop online but do not want to use their credit cards for online purchases. This virtual card can be used at online retailers that accept Visa payments.
Other virtual credit cards and types include:
- American Express Gift Card
- Home Trust Secured Visa Card
- Vanilla MasterCard and Visa
- Direct Cash Tag Visa Card
- Enviro Reloadable Visa Card
- Vancity Community Investment Bank Visa Prepaid Card
- Scotia Bank Reloadable Visa Prepaid Card
- WE Financial Prepaid Visa Card
- Mongo Platinum Prepaid Visa Card
- CIBC Smart Prepaid Visa Card
- BMO Prepaid MasterCard
- Scotia Bank Visa Gift Card
- Sekur Visa Card
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Visa Gift Card Troubleshooting Guide:
Having issues with your Visa gift card? Ask yourself the following questions to troubleshoot your issue.
- Did you make a typo? If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. Its very easy for a finger to slip and cause a typo.
- Is the merchant based outside the U.S.? If youre still having issues, check if the store youre trying to buy from is located outside the United State. Because of the recent legislature, most gift cards sold within the U.S. are restricted from being used at merchants outside of the U.S. If your card is a U.S.-only card it will say Valid only in the United States on the front.
- Are you trying to use your Visa gift card at PayPal? You will run into issuer blocking if you try to redeem your Visa gift card at a business where that allows you to convert a payment into cash. You cant convert your Visa gift card for cash because of money-laundering concerns. Since PayPal falls into this type of business, this is why you cant use your Visa gift card there.
- Are you trying to sign up for a monthly service? If you try using your Visa gift card to sign up for recurring services, its possible that the merchant may block prepaid cards from being used. They do this because they know there is only a limited amount of funds on the gift card and that the payment will fail eventually.
Register Your Visa Gift Card
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.
You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.
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What Shipping Methods Do You Offer
Inside the US there are three shipping options:
1. Virtual delivery: Send digital rewards instantly
2. USPS: Mail Visa cards directly to individual recipients
3. FedEx: Order a bulk shipment of Visa cards and distribute them at your convenience
Physical shipping options are available only for Visa cards, and we don’t ship outside the US. However, we offer a variety of digital reward options in 80+ countries.
Give Someone Complete Convenience With A Visa Gift Card
A virtual Visa Gift Card makes the perfect gift for anyone and is a smart gift for recipients of any age. They can spend the prepaid credit on whatever they want, whenever they want. It is safe to say that just about everyone would appreciate receiving a Visa Gift Card via email delivery. Want more online payment card options? Check out similar alternatives like the Mastercard Gift Card or Neosurf.
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Can You Gift A Prepaid Visa Card
A virtual Visa Gift Card makes the perfect gift for anyone and is a smart gift for recipients of any age. They can spend the prepaid credit on whatever they want, whenever they want. It is safe to say that just about everyone would appreciate receiving a Visa Gift Card via email delivery. Want more online payment card options? Check out similar alternatives like the orNeosurf.
Are There Stores That Dont Accept Virtual Credit Cards
Yes, sadly, most storefront shops will not accept a virtual credit card number without an actual card. However, the purpose of a virtual card is really to protect your card information when youre shopping online. So, for that purpose, a virtual credit card is perfect.
Aside from that point, no, there shouldnt be any online stores that will not accept virtual credit cards. In fact, there is no way for a vendor to know that youre using a virtual credit card number instead of a traditional card number. The card number truly is the same as any other card number out there, so it just appears as if youre using a regular credit card.
Whats more, your actual card number isnt hidden behind the virtual credit card number. They arent linked in any way, except how you see them on your bank statement. As such, merchants wont be able to see your real credit card number and if for some reason their system was compromised, your true card information wouldnt be leaked. In addition, the person trying to steal your information wouldnt have access to the money in the account associated with your card.
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Can I Buy Gift Cards Online With My Checking Account
People still feel an issue buying a Gift Card through their checking account, but it is just a myth. The users can easily purchase Gift Cards and make free business checking account online with no deposit through their Checking store.
All they need to make is to be aware of CardCash and Paypal, two of the comfortable purchasing Gift Cards, and can send money from checking accounts instantly. The users can do creating link their checking account to their PayPal or Card Cash account and purchase and sell Gift Cards from various stores and items, including eBay, Gyft, Raise, and E-Gifted.
How Do You Activate A Visa Gift Card Online
There is a specific process to activate this Visa gift card online, below you can see the details and if you have any questions on this activation process, then you can ask and convey to us:
First of all, you have to visit and access the respective activation link that is marked and listed right there on the sticker part of your Visa gift card. This link is present on the front side of your card.
Some people prefer activating their card through phone calls and others opt for this online method. At times, this activation link is present on the backside, and sometimes, it is present on the front side of this card.
With the help of this link, you can complete the registration procedure of your card as well.
If you fail to see a sticker on your Visa gift card, then you can take help from the website that is marked and provided on the backside section of your card.
This website tells you who is the issuing vendor and by checking out that site, you can get the activation link from there.
When you get the activation link, then you have to open it and enter the correct and needed information so that this card can get activated as soon as possible.
This is an important step to register and activate your card. Upon activating this card, you can make purchases and even allowed to make in-person purchases.
This is a legal need and requirement that you have to fill all of these sections.
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Did You Lose Your Visa Gift Card
If you happen to lose a Visa gift card, you should report it immediately to the card issuer. Youll need to provide the lost or stolen Visa Gift card number for cancellation and replacement.
So it may be a smart idea to write the number down somewhere in case you do lose it or have it stolen.
Want to earn free Visa Gift cards? Check out my article on the best 33 gift card apps!
How To Buy Gift Cards Online Instantly With A Checking Account
In the essay, we will show how to purchase gift cards online with a checking account. Many people are looking for ways to do this. I would personally recommend using a credit card if you have one, as that way, you can earn credit card rewards and free online checking account no opening deposit, on your purchase.
What Payment Options Do I Have
There are two options:
Located outside the US? Add money via international wire or international credit cards.
Activate Your Visa Gift Card:
First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.
If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.
Not sure if youre Visa Gift Card is already activated?
Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.
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Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
- Why was my Visa Gift card declined?
- Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
Visa Or Mastercard Virtual Account
Visa or Mastercard Virtual Accounts can be used for online purchases at any store where those cards are accepted. You or your recipient will have almost unlimited spending options! Its simple to personalize Visa and Mastercard Virtual Accounts with a photo and custom message. The Virtual Account will be emailed to the recipient. Easy!
*Visa and Mastercard Virtual Accounts do not qualify for G-Money rewards
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Visa Travel Card Features
- 24 hour cash access. Use your Travel card to make purchases worldwide at merchants that accept Visa or obtain local currency at any ATM that displays a Visa symbol.
- Variable purchase amounts. Visa Travel cards can be purchased in any amount .
- Multiple Cards. You can purchase additional cards that allow you to access the same funds. Each additional card will have its own unique PIN. You can give them to travel companions, or keep them as instant replacement cards in case your card is lost, stolen or damaged.
How To Check Gift Card Balance
One of the most important things you need to understand about gift cards is that any balance that you leave on the card usually doesnt expire. Like carrying your own wallet when you shop online, you just buy what you need and leave the remaining amount in the gift card.
If you want to find out the balance on your card, simply log on to your account from the shopping site, find the gift card tab and find the button that allows you to check your gift card balance. Most shopping sites like Amazon, Best Buy and Target gift card balances do not expire. You may also be able to reload your card using your credit card, bank account or even your checking account.
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Can I Use Paypal To Buy A Visa Gift Card
You may presently use PayPal strictly for making payments, but did you know that PayPal sells gift cards for popular brands? PayPal Digital Gifts allows second chance checking with no opening deposit for users to send gift cards to friends and family. Plus, choose from hundreds of brands, including Amazon, Home Depot, iTunes, Best Buy, and more!
What Are The Benefits Of Using Virtual Credit Cards
Security and Safety: Virtual credit cards help to protect your identity and also ensure the safety of your payment information on the merchants website.
It is easier to shop online in a secure environment with the use of virtual credit cards for your purchases. The virtual credit cards have the same security features as your physical credit card.
Uniform Functionality: Your virtual credit card functions the same way your plastic card works. The major area is that it can only be used for payments online, telephone or mail order.
Free of Charges: Majority of virtual come free of charges as it is linked to your existing bank accounts.
Instant Delivery And Usage: Unlike your normal credit card that takes a while before being delivered to you, the virtual credit cards have instant registration and delivery of virtual card number, which you can use immediately for payments.
Mobile Wallet: Unlike the plastic credit card which is stored in your wallet, virtual credit cards are stored in your smartphone which makes it convenient to manage.
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Protection For Unauthorized Purchases
Use your Visa card to make purchases anywhere and you’re protected from unauthorized use of your card or account information. With the Visa Zero Liability policy1, your liability for unauthorized transactions2 is $0-you pay nothing.
1 Visa’s Zero Liability Policy covers Canada-issued cards and does not apply to anonymous Visa Prepaid*, Visa Purchasing, Visa Corporate, Visa Commercial, or any transactions not processed by Visa. Visa Cardholders must notify their financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please refer to your issuer cardholder documentation.
*A Visa Prepaid Card will be considered anonymous if the cardholder’s identity has not been validated by the issuing financial institution .
2 Financial institutions may exclude from the Zero Liability policy a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.