Use Your Visa Gift Card To Buy Other Merchants Gift Cards
If theres a particular store you shop at that doesnt accept your Visa gift card for purchases, you can use this card to buy a gift card from the store where you want to buy something.
And if you look online, you can sometimes find these for sale for up to 20% off meaning youre getting 20% of the Visa gift card balance for free.
This could include stores like Amazon, Walmart or even Starbucks if you were planning to convert your Visa gift cards to cash simply to get a caffeine hit.
Alternatively, you could earn gift cards to all these stores and dozens more just by using an app like Swagbucks. Its basically like earning free coffees from procrastinating on your phone!
Are There Stores That Dont Accept Virtual Credit Cards
Yes, sadly, most storefront shops will not accept a virtual credit card number without an actual card. However, the purpose of a virtual card is really to protect your card information when youre shopping online. So, for that purpose, a virtual credit card is perfect.
Aside from that point, no, there shouldnt be any online stores that will not accept virtual credit cards. In fact, there is no way for a vendor to know that youre using a virtual credit card number instead of a traditional card number. The card number truly is the same as any other card number out there, so it just appears as if youre using a regular credit card.
Whats more, your actual card number isnt hidden behind the virtual credit card number. They arent linked in any way, except how you see them on your bank statement. As such, merchants wont be able to see your real credit card number and if for some reason their system was compromised, your true card information wouldnt be leaked. In addition, the person trying to steal your information wouldnt have access to the money in the account associated with your card.
Sell Your Visa Gift Card For Cash
I hate these options out of most because you wont get 100% of your value, but with the right site, you could get up to 95% back. I would only consider this option if you dont have a PayPal/Venmo or you dont want to deal with the hassle of it.
To sell your Visa gift card for cash online, its relatively easy. Just head to one of the many sites Im about to mention, ask for a quote and then follow the prompts if you want to sell it to them.
In most cases, you can get your cash almost instant while some may have a 24-48 hour waiting period. You should know the terms before you sell them, however.
If interested, here are some websites that buy Visa gift cards:
Again, dont expect 100%. Instead, maybe 95% at most. For instance, I could get $22.50 for my $25 Visa gift card. You have to ask yourself if its worth it.
TIP: If you dont want to sell your Visa gift card, you can trade them on these platforms, too!
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Use It To Buy A Money Order
Stores like Walmart as well as certain grocery stores will let you buy money orders using your Visa gift card. That said, the availability of this can vary, so check if this is an option in your area.
But once youve done this, the money order can then be deposited into your bank account to be used as straight up cash.
One thing you should keep in mind, however, is that some banks have had a habit of shutting down accounts if too many money orders are deposited. As such if you do choose to do this, perhaps combine it with some of the other options on this list.
For Details On The Different Visa Debit Cards Visit:
Virtual Visa Debit is accepted online, over the phone and by mail only.
*Visa account holders must establish that the transaction is not their responsibility as per all applicable agreements of the issuing financial institution. Individual provisional credit amounts may be withheld, delayed, limited, or rescinded by an issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim, and account standing and history.
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How Do I Use A Visa Virtual Gift Card
How to Use A Visa Gift Card Online in 4 Easy Steps.
How Do You Transfer Money From A Visa Gift Card To Paypal
PayPal accepts Visa gift cards, and you could use your Visa gift card to fund your transaction in PayPal. All you need to do is to link your card to your PayPal account, and then add cash from the Visa gift card to your PayPal account.
As well, you can always use the Visa gift card balance to fund your transactions whenever necessary. This is the same way you link credit cards and debit cards to your PayPal account to use the card balances for various transactions. Linking a card to PayPal is easy. Even the second chance credit card with no security deposit attaches so easily with PayPal so long as it is active.
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How To Get Cash From A Vanilla Visa Gift Card
The answer to the question of how to get cash from a Vanilla Visa gift card is the same as how to convert any Visa gift card to cash: using one of the strategies mentioned in this article.
That is, while you cant get cash from a Vanilla Visa gift card directly, nor can you transfer money or withdraw money from your Vanilla Visa gift card, there are several workarounds that have the same outcome.
What Are The Benefits Of Using Virtual Credit Cards
Security and Safety: Virtual credit cards help to protect your identity and also ensure the safety of your payment information on the merchants website.
It is easier to shop online in a secure environment with the use of virtual credit cards for your purchases. The virtual credit cards have the same security features as your physical credit card.
Uniform Functionality: Your virtual credit card functions the same way your plastic card works. The major area is that it can only be used for payments online, telephone or mail order.
Free of Charges: Majority of virtual come free of charges as it is linked to your existing bank accounts.
Instant Delivery And Usage: Unlike your normal credit card that takes a while before being delivered to you, the virtual credit cards have instant registration and delivery of virtual card number, which you can use immediately for payments.
Mobile Wallet: Unlike the plastic credit card which is stored in your wallet, virtual credit cards are stored in your smartphone which makes it convenient to manage.
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How To Check Your Visa Gift Card Balance
The only way to check the remaining balance of your Visa gift card is to visit the website of the card issuer or call the toll-free service number on the backside of the card.
So there you go, youve learned how to use a Visa gift card online and how to solve nearly all the issues youll run into when trying to use the card to make purchases online.
Go To A Gift Card Exchange Kiosk To Trade It In
One super easy way to convert Visa gift cards to cash is to find a Gift Card Exchange Kiosk. Theyre usually yellow and you can often find them in shopping malls and supermarkets.
All you have to do is enter your gift cards information into the kiosk, which will include things like the set of numbers on the front of the card.
Youll then be presented with a range of offers for you to decide which one you want. Once youve made your selection, youll be issued a voucher to take to the cashier to get your money.
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Can You Transfer Money From A Gift Card To A Debit Card
Its not generally possible to directly transfer money from a gift card to a debit card. However, some of the tips outlined above can let you do that if you add a few extra steps in the middle.
For example, if you add your Visa gift card to your PayPal wallet and then transfer that money to your own account, youll have access to that cash via your debit card.
Similarly, by selling the card through an app or a website, the company that buys it from you will either transfer the money that you make to your bank account or may send you a check. Either way, the money will then be in your account and ready to be used by your debit card.
This means that while its not strictly the case that you can transfer money from a gift card to a debit card, the workarounds are super straightforward to do.
Add It To Your Paypal Wallet
PayPal lets you add prepaid cards, including Via gift cards, to your PayPal wallet. What this means is that youre then able to treat the balance like cash, by using it to purchase things from any merchant that accepts PayPal which is most major ones, these days.
How can I get money off of a gift card through PayPal?
To get money from a Visa gift card to PayPal accounts, just do the following:
Theres a chance that you may get an error when trying to do this. If that happens to you, you may have to first register the card with the issuer so an address is linked to the Visa gift card. After that, PayPal should have no problem accepting it.
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Can I Use An Egift Card In Store At Walmart
Use a Gift Card If you have an eGift card, you can use it in- store by printing out the eGift card email or showing it to your cashier on your mobile device. If your order total is less than the amount on your gift card, well store the remaining balance on your account for you to use toward a future purchase.
Keep All Egift Cards In One Place
Because I am always testing out different ways to use egift cards in stores, I often have different egift cards in different places. The confusion in my wallet is what led to my confusion at the cash register. Pick a method that works for you and stick with it. If you do not want to use an app, you could put screenshots of each digital card into a folder on your phones home screen or print physical copies of each egift card on your printer at home and put the papers in your real-life wallet. Whatever method you choose, stick with it and use it consistently.
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Can I Pay With More Than One Store Gift Card
YES:Though there are a few reasons why sometimes Visa gift cards do not work online, the most common reason a Visa gift card gets declined online is that the dollar amount on the gift card is less than the total amount due.
When checking out on a stores website, you typically have the option to apply a store gift card to the purchase and pay any remaining balance with a debit or credit card. In fact, some store websites will let you apply multiple store gift cards to a single transaction. Doing this is called partial payment or split-tender transaction . Most store website shopping carts are equipped to handle split-tender transactions as long as the splits include store gift cards. You can also typically use more than one small balance store gift card with ease.
If you are paying with a Visa gift card, however, there is generally no place to put both a Visa gift card and a bank card.
How Do I Exchange A Gift Card For A Paypal Balance
Interestingly, you can exchange your gift card for a PayPal balance. If you receive a card that you do not need, you cannot just let it lie there, and you need to convert it to money for other uses. You can recycle unwanted cards for cash in your PayPal balance via CardCash. Follow the following steps to carry out the process.
- Visit CardCash.
- Fill in the merchants name and the amount of money on your gift card.
- Click GET OFFER and wait to see if there is any offer available for the card. A display will show the amount of PayPal balance you can exchange with the gift card.
- Agree or reject the offer. If you agree to the request, click Continue.
- Input your gift card number and PIN
- Sign in to your PayPal account and fill in the required fields.
The funds will reflect in your PayPal account within one working day after completing the process. You can then use the balance for online purchases or transfer it to your bank account.
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Visa Gift Card Troubleshooting Guide:
Having issues with your Visa gift card? Ask yourself the following questions to troubleshoot your issue.
- Did you make a typo? If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. Its very easy for a finger to slip and cause a typo.
- Is the merchant based outside the U.S.? If youre still having issues, check if the store youre trying to buy from is located outside the United State. Because of the recent legislature, most gift cards sold within the U.S. are restricted from being used at merchants outside of the U.S. If your card is a U.S.-only card it will say Valid only in the United States on the front.
- Are you trying to use your Visa gift card at PayPal? You will run into issuer blocking if you try to redeem your Visa gift card at a business where that allows you to convert a payment into cash. You cant convert your Visa gift card for cash because of money-laundering concerns. Since PayPal falls into this type of business, this is why you cant use your Visa gift card there.
- Are you trying to sign up for a monthly service? If you try using your Visa gift card to sign up for recurring services, its possible that the merchant may block prepaid cards from being used. They do this because they know there is only a limited amount of funds on the gift card and that the payment will fail eventually.
Can You Take Money Off A Gift Card
Sadly, probably not. You cant simply take a gift card to an ATM machine and get cash immediately.
Why? Just for the simple fact that it is a gift card. However, there are plenty of options that you can do to get money in exchange for the value of the gift card.
You can likely get money off of a reloadable prepaid card. But thats not the question. We are talking about gift cards. Based on our research, the best option to get cash in exchange for a gift card is to simply sell it for a discount instead.
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Can I Pay With More Than One Visa Gift Card
YES with this Gift Card Hack:Many people think that you cannot use a Visa gift card online if the transaction exceeds the dollar value on the Visa gift card. While that is true, the problem is more of a technical issue than a limitation of the gift card.
When you look at an online shopping cart, you will generally see a field to enter a gift card number and a field to enter a debit or credit card. The split tender or partial gift card payment transaction is possible when paying with a store gift card because you enter the store gift card into the gift card field and you enter your debit or credit card into the other field. But since a Visa gift card is entered into the debit or credit card field, theres no other place to enter your debit or credit card to complete the transaction.
Without a little creativity, there is generally no way to use more than one Visa card to complete an online purchase. I have never seen an online shopping cart that allowed more than one bank card, of any type, to be applied to a purchase.