Tj Maxx Loyalists Can Rake In Rewards
The TJX Rewards® Platinum Mastercard® offers a high in-brand rewards rate whether youre shopping off the rack or on the web:
5 points per $1 spent at stores in the TJX family .
1 point per $1 on all other purchases.
Points are worth a penny each, but there’s only one redemption option: For every 1,000 points earned, youll get a $10 rewards certificate to spend on purchases in store or online at the above retailers.
If you shop at T.J. Maxx at every opportunity, for all occasions back to school, birthdays, holidays and such you can score some serious points.
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Who The Tj Maxx Credit Card Is Best For
The TJX Rewards Card is really best for those who spend a lot with T.J. Maxx or its associated brands, as well as those who are loyal to the brand. If you can keep a close eye on your rewards points, maximize the discount opportunities that pop up during the year, and pay off your balance off each month, you may be able to get some decent value out of using this card.
In addition, the T.J. Maxx credit card also doesn’t charge a foreign transaction fee. So if you are planning to travel abroad and don’t have time to or can’t open a new credit card account, you could use your T.J. Maxx card and not incur any costly fees.
Is The Tjx Rewards Credit Card Worth It
The TJX Rewards® Credit Card can be a good secondary card that you can use to get you discounts at TJ Maxx stores. However, if you want to apply for just one new credit card to give you discounts and rewards, you should consider other options.
The TJX Rewards® Credit Card can give you good savings at TJ Maxx, Marshalls, HomeGoods and Sierra stores but not much else. For purchases outside of these stores, most consumers will be better off sticking to a cashback credit card like the Chase Freedom Flex or the Citi® Double Cash Card 18 month BT offer. Even the 10% discount that you get on your first TJ Maxx purchase through the TJX Rewards® Credit Card isnt as good as the bonuses you can qualify for through other rewards cards.
Remember that you always have the option to sign up for more than one credit card. You can get the TJX Rewards® Credit Card and use it as a secondary card in your wallet. Use it whenever you are shopping at TJ Maxx brand stores, and use another credit card for your other everyday needs. This is the most optimal setup. The major downside to opening two credit cards is that it can have a negative impact on your credit score.
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Tjmaxx Credit Card Online Payment
You can make your TJ Maxx credit card payments online with ease with their online payment system, which can be done by creating an account at TJ Maxxs TJX Rewards website, where you will want to click the Have A Card option.
You will then be taken to the next page, where you will want to scan down to the left hand side of the page where there will be a box where you enter your ID, which right below that there is a link that says Register Here which you will need to click.
It will request you to enter you Account Number which you will do then click Next, which will then lead you through a series of 4 more steps which at the conclusion you will have your own personal online TJ Maxx credit card online payment account, where you will go back to the TJX Rewards page and log in with your ID Once you have created an online account you will then be able to enjoy much more than just being able to pay your bills, some of which include alerts when payments are due, electronic statements, view account activity and more.
On the same TJ Maxx credit card payment page underneath the Register Here link, there is also a link option called Activate My Card which allows you to activate your credit card which then you are able to use it after the process, if you havent done so already.
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Types Of Tj Maxx Credit Cards
Synchrony Bank issues two branded TJ Maxx credit cards: TJX Rewards card and TJX Rewards Platinum Mastercard. The TJX Rewards card can be used at TJ Maxx, HomeGoods, Marshalls, Sierra and Homesense stores and websites. The TJX Rewards Platinum Mastercard is accepted at any business that accepts Mastercard payments.
With a TJX Rewards credit card, you can receive discounts on purchases and earn points for each purchase you make. Youll have to keep your account in good standing to continue enjoying these perks, however. Synchrony Bank gives you three options for making a TJ Maxx credit card payment: online, by phone or by mail. Heres everything you need to know.
Make Tj Maxx Credit Card Payment Online
To make the payment online, you must use the Synchrony Bank online account on the online portal, and follow these steps.
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Better Cards To Use At Tj Maxx
If the T.J. Maxx winter line makes you warm inside, you may just love a TJX Rewards Credit Card particularly if you don’t intend to carry a balance. Ever. If you’re maxed out on the T.J. Maxx experience in a single trip, however, you may want to steer clear of the store card and cozy up to a more versatile cash back or travel rewards card, instead. Or, if you want to shop without being charged two-arms-and-a-leg’s worth of interest, then a killer introductory 0% APR deal will be “the perfect fit.”
How Do I Create A Tjx Account In The Tjmaxx Marshalls Or Homegoods Apps
Follow these steps to create and activate TJX account via app:
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Tjx Rewards Credit Card Questions And Useful Resources
Here are some common answers people look for when dealing with the TJX Rewards® Credit Card.
- What is the TJ Maxx credit card customer service phone number? TJX Rewards Platinum Mastercard holders can call 1-877-890-3150. If you are a TJX Rewards® Credit Card user, call 1-800-952-6133.
- How do I login to my TJ Maxx credit card account? You can use this link.
The information related to TJX Rewards® Credit Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site . ValuePenguin does not include all financial institutions or all products offered available in the marketplace.
How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin’s alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.
Things To Know About The Tjx Rewards Platinum Mastercard
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list ofour partnersandhere’s how we make money.
The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.
Typically, general credit cards dont earn bonus rewards on purchases at discount outlets, so for T.J. Maxx loyalists who are already getting a marked-down price, this $0-annual-fee card is extra valuable.
It can be used anywhere Mastercard is accepted, but if you dont frequently shop under the TJX brand umbrella, youll rack up rewards slowly and may find redemptions limiting.
Here are five things to know about the card:
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Counts Towards Chase 5/24 Rule
One of the biggest disadvantages of signing up for the TJX Rewards Card is that it counts towards the Chase 5/24 Rule.
The Chase 5/24 Rule is that Chase will auto-deny you if you have opened 5 or more personal cards in the last 24 months.
Even though Synchrony issues the TJX Rewards card, the Chase 5/24 Rule is still relevant because you are potentially giving up a more lucrative credit card for the TJX card.
For example, you could earn a $200 bonus with the no-annual-fee Chase Freedom Unlimited or Chase Freedom Flex. Or $1,000+ in value with the Chase Sapphire Preferred with a $95 annual fee.
In contrast, your first purchase with the TJX Rewards card would have to be more than $2,000 to match the sign-up bonus of the Freedom Flex or Freedom Unlimited. .
What Accounts Are Required To Link
To complete the link, you will need the following account credentials:
- Login with your TJX Rewards credit card credentials to complete the link
- If you are having trouble see FAQ:Having Trouble Linking?
How do I Link My Card in the T.J.Maxx, Marshalls or HomeGoods apps?
- Go to the Rewards section
- If you havent already, sign in to your T.J.Maxx App Account
- Click Link My Card
- Use your TJX Rewards credit card account credentials to complete the link
- If you are having trouble see FAQ: Having Trouble Linking?
Why should I link my TJX Rewards credit card account? Link your TJX Rewards credit card to easily access a digital copy of your Rewards Certificates within 48 hours of earning.
Once you link your TJX Rewards credit card account to your TJX account, your Rewards Certificates will be available at checkout on tjmaxx.com or marshalls.com within 48 hours of earning, when signed into your TJX account.
Additionally your Rewards Certificates will be available upon signing into the T.J.Maxx, Marshalls, and HomeGoods apps for you to redeem in any TJX store including T.J.Maxx, Marshalls, Sierra, HomeGoods, and Homesense.
To learn more see FAQ: Digital vs. Paper Rewards Certificates
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Points Equals A $10 Certificate
Cardholders earn a $10 certificate for every 1,000 points, which will be automatically sent to you once you reach the 1,000 point threshold.
You can use the certificate online or in-store, but you cant use the certificate for buying gift cards, gift certificates, e-gift cards, or any third-party gift cards, nor can they be traded for cash.
How To Manually Apply Rewards Certificates At Checkout
With the new digital Rewards Certificates feature you no longer need to manually upload your Rewards Certificates at checkout on tjmaxx.com or marshalls.com.
However, if you are not ready to link your card you can continue to manually apply your Rewards Certificates at checkout in the Rewards Certificates and Gift Cards section. Simply hand-keying in the number and CSC of the Rewards Certificates you wish to redeem.
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Tjmaxx Credit Card Login
Looking for tjmaxx credit card login? Get direct access to tjmaxx credit card login through official links provided below. Follow these easy steps:
- Step 1. Go to tjmaxx credit card login page via official link below.
- Step 2. Login using your username and password. Login screen appears upon successful login.
- Step 3. If you still can not access tjmaxx credit card login then see Troubleshooting options.
Just looking to make a payment? Skip login or registration and pay as a guest. Pay as Guest. Access Your Account. User ID. Case-sensitive, may differ from
Tjx Rewards Credit Card Vs Citi Double Cash Card 18 Month Bt Offer
The Citi® Double Cash Card is a simple yet effective cashback credit card. Again, it wont be able to beat the 5% rewards rate youd get at TJ Maxx with the TJX Rewards® Credit Card. However, when it comes to almost all other purchases, the Citi® Double Cash Card is the superior choice, since for all purchases you can Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
If you want to open just one new credit card, you should probably make it the Citi® Double Cash Card . A quarter of all your spending would have to come from TJ Maxx stores for the TJX Rewards® Credit Card to have, on average, the same rewards rate as the Citi® Double Cash Card . This is unlikely for most budgets. Since both credit cards come with no annual fee, you can get them both. Note that doing this will have a temporary negative effect on your as we explained in the review above.
Bottom line: If you want good rewards on all your purchases, both inside and outside TJ Maxx, you should go with the Citi® Double Cash Card .
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S And Stages To Reset Credentials
In some places, you may forget your credit card online account password, preventing you from logging in with your TJ Maxx Credit Card. Here are some simple steps to recover your password:
- Open TJ Maxx Credit Card Official Website Address at tjx.syf.com Tjmaxx Credit Card login.
- Select the menu button that says I forgot my password. TJ Maxx 2 Reset Credit Card Password
- Enter the required information such as your username and zip code, click the Next menu and follow the onscreen instructions.
If you have lost or forgotten your Tjx Credit Card account username, just follow the steps below to get it back:
- Open the official Tjmaxx Credit Card login website address at the Tjmaxx.tjx.com Maxx Credit Card
- Select the button menu that says Forgot TJ Maxx User ID Credit Card User ID 2
- Enter the required information such as your credit card number and zip code, click the Next menu and follow the onscreen instructions.
Does The Tj Maxx Credit Card Have An Annual Fee
The TJ Maxx credit cards dont have an annual fee, but they do charge high-interest rates on unpaid balances. The TJX Rewards Credit Card has a 27.99% APR on new purchases. If you miss any payments, there is a late fee of $35.
However, you do earn Rewards that can be redeemed at TJ Maxx, Marshalls, HomeGoods, and Sierra stores.
For every $1 you spend using your TJ Maxx Rewards Credit Card in stores or online, you get 5 points. When you reach 1000 points, you get a $10 Rewards certificate.
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Tj Maxx Credit Card Application Procedure
Any TJMaxx location can help you apply for a rewards card. Once youve filled out the form, a customer service person will assist you through the rest of the procedure. If you want to apply online, you may do so at TJMaxx.com. Your name, address, phone number, email address, Social Security number, and yearly income are required for both applications. A credit card application cannot be made over the phone.
Youll be able to see your credit card account information online once youve been accepted. Youll receive monthly statements in either print or electronic form, and youll be able to pick which method you prefer. If you choose, you may pay your bill online, through mail, or by phone. T.J. Maxx does not accept payments in-store.
Register Your Tjx Online Credit Card
This is the first step before making any online payments. Doing so is easy as long as you follow the procedure below:
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Register Your Tjx Rewards Credit Card Online
You must register online at tjxrewards.com before linking your card. Registering your TJX Rewards credit card creates an online account where you can pay your bill, check your balance and more.
Go to tjxrewards.com and click Register under Secure Login.
Once successfully registered, use your newly created TJX Rewards credit card account when linking your card.
If you are unable to register contact us using the number on the back of your credit card.