Try An Exchange Kiosk
Sometimes you can find gift card exchange kiosks in grocery stores or malls. Theyre not very common today, although theyre great when you have access to them.
You can start by following the prompts on the kiosks screen. After that, youll find different options for cashing out. You may be able to exchange the money for another gift card to receive a voucher.
If you want to transfer the funds to your bank account, youll need to take the voucher to a cashier at the location. They should then give you cash, which you deposit in the bank. This method does take longer than using an app. Still, its convenient for many people, especially if youre already out and about when you want to make the transfer.
This option is less popular than the others because these types of kiosks are disappearing.
For example, the Coinstar machines that you often find in Walmart used to offer gift card exchange services is an example. However, they no longer have this function. Still, you can use a Coinstar to turn your loose change into gift cards if youd like.
Overall, exchange kiosks used to be a popular option, but youll have less luck finding them today. I included this method on the list since its still a possibility. Plus, its a straightforward process to use.
Pay Your Bills With Your Visa Gift Card
Using your gift card to pay a bill is exactly the same as converting your Visa gift cards to cash although youll never actually get to see the money.
Just remember that because the Visa gift card is treated the same as a credit card, youll also incur any credit card fees, so make sure you do the math to confirm that its worth it.
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How do you liquidate a Visa gift card by paying bills?
You can use a Visa gift card to pay bills with any billing provider that accepts Visa credit cards for bill payments. This is because Visa gift cards are treated exactly the same when it comes to making this payment.
Not every single company will allow you to get cash from a Visa gift card using this strategy, but youll almost certainly be able to use your card in this way for things like topping up your phone credit, buying groceries and gas or renewing your subscription at the local yoga studio.
Lifehack: How To Use Up Small Balances On Gift Cards And Get Value From Empty Ones
May 2, 2018 By Rebecca
This post may contain affiliate links, please read the fine print here.
I had eight gift cards rattling around in my purse, each of which had a balance of $4 or less on it. I was incapable of tossing them out, because a buck is a buck, right? I just never found myself in a place where I needed exactly $2.38 or precisely $3.97 or some such. What to do with them, then? Let them languish in my purse in perpetuity among the Matchbox cars and lipstick and Haribo Roulettes? Then it hit me. I felt like a genius.
Now, before I tell you my idea, Ill be the first to admit I know Im probably not the first person to think of it, but I figured if I didnt realize it before, maybe some of YOU didnt know you could do this. So, at the risk of looking terribly silly, heres my lifehack:
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Debit Cards Offer More Protection Than Prepaid Cards
Visa debit cards offer a zero liability policy and more security when your card is lost, stolen, or in cases of unauthorized use. With the zero liability policy, you wont be held liable for unauthorized transactions made with your card. However, youll have to prove that you didnt authorize such transactions.
How Do You Activate A Visa Gift Card Online
There is a specific process to activate this Visa gift card online, below you can see the details and if you have any questions on this activation process, then you can ask and convey to us:
Step #1:
First of all, you have to visit and access the respective activation link that is marked and listed right there on the sticker part of your Visa gift card. This link is present on the front side of your card.
Some people prefer activating their card through phone calls and others opt for this online method. At times, this activation link is present on the backside, and sometimes, it is present on the front side of this card.
With the help of this link, you can complete the registration procedure of your card as well.
Step #2:
If you fail to see a sticker on your Visa gift card, then you can take help from the website that is marked and provided on the backside section of your card.
This website tells you who is the issuing vendor and by checking out that site, you can get the activation link from there.
Step #3:
When you get the activation link, then you have to open it and enter the correct and needed information so that this card can get activated as soon as possible.
This is an important step to register and activate your card. Upon activating this card, you can make purchases and even allowed to make in-person purchases.
This is a legal need and requirement that you have to fill all of these sections.
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Can You Get Money From Selling Your Gift Cards
Absolutely. You can totally get money from selling your gift cards. The cool thing about selling stuff online is that you can always find a platform to sell items quickly.
This post shares some of the best ways and places to sell gift cards. Some of my favorites mentioned in this post are Gift Card Granny and Gift Cash. You can check out some of those sites to see if those are a good fit for you to sell your unwanted gift cards.
Register Your Visa Gift Card
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.
You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.
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How To Convert Visa Gift Cards To Cash
There are a bunch of different ways to get your Visa gift card balance converted to cash. In a few cases, theyll let you end up with actual cash in your hand, while others will let you treat the card as if it were cash based on how you use it.
There are a few ways though that involve a transfer of the Visa gift card to your bank account. From there, youll then be able to withdraw the money as cash.
Whichever option you choose though to get cash from your Visa gift card, the outcome is the same. So it just becomes a question of which one is easier for you.
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Use Your Visa Gift Card Online
You use it in the exact same way you would use a credit card. That means you put in all your personal information. Then, put the Visa gift card number in the credit card number field along with the CVC.
Do not make the mistake of putting the gift card number in the gift card field. Most of the time, that field is reserved for store-specific gift cards. For example, if youre shopping online at BestBuy, the image below shows you where to put the BestBuy gift card number and where the Visa gift card details would go.
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Add It To Your Paypal Balance
If you are looking to convert a Visa gift card to cash, try using PayPal. PayPal uses the Card Cashwebsite to help individuals transfer gift cards to their PayPal balance.
If you use the PayPal option, you will have to purchase another gift card with the Visa gift card first. Due to the fact that Card Cash only accepts gift cards from stores and restaurants, you will have to purchase a gift card from one of their accepted merchants first.
Once you do that, you will be ready to go. Here are the instructions on how to convert your gift card to PayPal cash using Card Cash. With this method, you will be able to transfer a Visa gift card to a bank account.
1. Go to the website Card Cash and click on the Sell gift cards option. Enter the merchants name and the balance on the gift card. Then click Get Offer.
2. When you get an offer, you will see the PayPal amount you can exchange the gift card for right on the site.
3. If you agree with the amount, all you have to do is click Get Cash and then select how you would like to get paid. If you want the PayPal option, click PayPal Express.
4. Enter your gift card number and pin. Then click Connect with PayPal. Log onto your PayPal account and fill out the required fills and then click Get My PayPal Balance.
Check out PayPal to see the same instructions and more details on how to transfer money from gift cards to your PayPal balance.
Additional Ways To Earn PayPal Gift Cards
How To Send Visa Gift Card To Paypal
Its easy to get your gift card money on PayPal. Youll want to follow these steps:
From there, you can send the funds from the card to your PayPal wallet. The process shouldnt take very long. However, when you remove the money from your online wallet and transfer it to your bank, youll likely need to wait a handful of days.
PayPal does have an instant transfer option, but it comes with a fee.
Transfer Error
You may get a transfer error when you try to move the gift card money into your wallet. This situation arises when you havent set up the Visa gift card. After registering the card, PayPal should be able to accept the funds from it.
Additionally, you can also send money anonymously on PayPal if you choose to do so.
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Adding Visa Gift Cards To Apple Pay Or Google Pay
Before you add a Visa Gift Card to your Apple Pay or Google Pay accounts, make sure it’s activated. Please note that Virtual Visa gift cards are able to be added to Apple Pay and Google Pay Wallets, but are not able to be used at a cash register or physical point-of-sale systems. Also please note that at this time, Gift Card Granny Visa and Mastercard gift and reward cards can not be added to Apple Pay or Google Pay.
If you already have Apple Pay set up on your device, open the Wallet app and tap the plus sign icon or Add card. Take a picture of the gift card with your phone or manually enter in the information. Tap next. If need be, verify the card with the issuing bank or gift card provider. After confirming, tap next.
Open the Google Pay app and tap Payment. Then, tap the plus sign icon or Add credit or debit card button. You can take a photo of the Visa Gift Card or enter it in yourself. You may be asked to verify your payment method before proceeding. Enter in the provided verification code.
Sell It On Facebook Marketplace
If you are looking to convert Visa gift cards to cash consider joining Facebook Marketplace to sell them. You can check out Facebook Marketplace to sell and buy unwanted gift cards. This is a pretty awesome way to get cash in exchange for unwanted gift cards.
My recommendation for selling on Facebook Marketplace is to make sure to put up high-quality images of the gift cards you want to sell. Additionally, make sure you know the correct balance on the card before you post it.
My recommendation for buying items on is to first make sure to read reviews of the seller. Ideally, you want someone with 5 out of 5 stars.
You can see a sellers rating by clicking on the item that they are selling and looking under the sellers information. If someone has a bad rating, skip getting any items from that person to save yourself the headache.
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Sell Your Visa Gift Card To Other People
Another option you could consider is to sell your Visa gift card to other people. While this can be one of the quickest ways to access that balance, just keep in mind that youre probably going to have to accept less money than the balance on the card to make it worth the other persons while to buy it from you.
That is, most people will only pay a portion of the balance when theyre buying a gift card from someone else. This is because they know that its convenient for you to offload the card like this and theres also a small element of risk on their part.
Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make sure you keep in mind shipping costs if youre selling a physical card and, as always on these kinds of sites, keep an eye out for any scams. If something sounds too good to be true, it probably is.
Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
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If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift Card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
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- Why was my Visa Gift Card declined?
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- Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift Cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift Card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
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Regift The Visa Gift Card
If youve ruled out all of the other options above, it may be time to think about regifting. If you were going to spend money buying a friend or family member a gift anyway, you can instead gift them your gift card instead.
Just make sure you remove any identifying information that shows it was initially a gift FOR you to avoid potential awkwardness.
Buying Or Using Gift Cards
Read about how gift cards from retail businesses and gift cards from malls are covered under the Consumer Protection Act.
- Can this gift card be used in any store location?
- Who do I contact to get my 3-month extension on a shopping mall gift card?
- Am I buying a retail gift card or a pre-paid credit card?
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Use Your Prepaid Gift Cards Wherever Paypal Is Accepted
Did you know that you can add Visa, American Express, MasterCard or Discover gift cards to your PayPal account?
Yes, you can actually use these general purpose gift cards during checkout, as you could with any other debit or credit card that you have on your PayPal account.
This means that anywhere you can use PayPal to pay you can use your gift card!
This is great because PayPal is widely accepted now as a payment method so it can make spending the balance on a Visa, MasterCard or other prepaid gift cards much easier.
You just need to make sure that the prepaid card has enough balance to cover the total amount to pay.