American Express Green Card
Our pick for: Travel and dining rewards
The “original” American Express card is a great fit for travelers who can make use of its extensive list of airline and hotel transfer partners and its rich rewards on dining and travel. The American Express® Green Card also offers some potentially valuable credits and a good bonus opportunity for new cardholders. There’s an annual fee to consider, however, and getting maximum value can take some work. But if you’re committed to the AmEx Membership Rewards, it’s a fine option. Read our review.
Best For Luxury Travelers Best Bonus For New Cardholders: American Express Blue Business Cash Card
Earn a $250 statement credit after you spend $3,000 in purchases on your card in the first 3 months. Terms Apply.
|Rewards Earning Rate||Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% cash back earned is automatically credited to your statement.|
|INTRO PURCHASE APR|
If you’re a small-business owner looking to keep your monthly expenses to a minimum, you may appreciate this a low-maintenance card that offers automatic cash back without an annual fee. You’ll earn a solid 2% back on all purchases for the first $50,000 spent each year, and then 1% back after that. If you need to finance a large purchase, the year-long 0% intro APR offer can help make that happen, too.
Read the full review of American Express® Blue Business Cash Card
Single cash-back rate is competitive and keeps rewards simple
Cash back is automatically credited to your card account
New accounts get a 0% APR on purchases for 12 monthsas long or longer than competing business cards
Cap on 2% cash-back earnings limits rewards potential for big spenders
Foreign transaction fee
American Express Gold Card: Best For Dining Rewards
Why we picked it: The American Express Gold Card has superb rewards for dining, shopping and traveling. Now available in rose gold, it earns 4X points at restaurants and 4X points at U.S. supermarkets up to $25,000 in purchases per calendar year before converting to 1X. Furthermore, it earns 3X points on flights booked directly with airlines or through amextravel.com, making it a well-rounded card.
Pros: Cardholders can earn 60,000 points if they spend $4,000 in their first six months. Theres also an up to $120 annual dining credit at participating locations .
Cons: Theres a $250 annual fee .
Who should apply? Frequent travelers will get the most use of its travel benefits and other opportunities, particularly the 4X and 3X earning categories that make it easy to maximize Membership Rewards points to then turn into trips. Foodies will also enjoy the dining credits and Uber Cash benefit.
Read our American Express Gold Card review or jump back to this cards offer details.
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Here Are The American Express Business Platinum Card Lounges:
American Express Business Platinum card access to the American Express Global Lounge Collection means you can benefit from an array of amenities like complimentary food and drinks, cell phone charging stations, Wi-Fi, conference rooms and more. Different lounges have different amenities, but you can find out the details on the Amex website, along with hours and locations.
The American Express Business Platinum is worth it for frequent business travelers who like luxury and don’t mind paying for it. It requires good or excellent credit for approval, has a $595 annual fee, and it offers:
- 120,000 points initial bonus for purchases of at least $15,000 in the first 3 months of account opening
- 5 points/$1 spent on airfare and prepaid hotel reservations booked on AmexTravel.com
- 1 point/$1 spent on everything else
- Access to more than 1,000 airport lounges in over 120 countries
- Up to $200 in statement credits for incidental fees charged by your chosen airline/year
- Free TSA PreCheck or Global Entry
- Automatic Gold status in the Hilton and Marriott loyalty programs
- Up to $100 in statement credits for U.S. Dell purchases twice a year
- 0% foreign transaction fee
How To Choose Which American Express Credit Card Is Right For You
1. Consider current financial situation
Amex cards range in features, benefits and annual fees, which can make it tricky to pick the right one for you. Before you select a card, think about your current financial situation, and to also “reverse engineer” what you need.
- Are you in need of cash back to save on your monthly expenses?
- Do you need to earn travel rewards to save on a future vacation?
2. Eliminate cards
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Stratus Rewards Visa Card
The Stratus Rewards Visa Card tries to differentiate itself from other elite cards, even down to its color. The bright white card is available to high-net-worth individuals only through invitation. However, these individuals can pool their rewards points together to use toward private jets and other perks, an option exclusive to this card.
These other perks include personal concierge services, discounted charter flights, car services, upgrades at luxury hotels, merchandise discounts, and consultations with lifestyle experts. The card has a $1,500 annual fee.
American Express Cash Magnet
- Rewards rate: 1.5%
- Annual fee: $0
- Where it excels: This card received our highest rating for its welcome bonus and no annual fee
The American Express Cash Magnet Card does not offer any bonus category rewards instead, it provides an increased cash back rate for all purchases with your card. New cardmembers can earn $200 as a statement credit after spending $1,000 in purchases within the first three months of card membership.
Rewards & benefits
In addition to the welcome bonus, cardholders will earn cash back at a rate of 1.5% on all purchases made with the card. All cash back earned with your card is received in the form of Reward Dollars that can be redeemed as a statement credit.
Here is a breakdown of some of the benefits that come with your card:
- Receive access to exclusive ticket presales and cardmember-only events with American Express Experiences
- Travel at ease knowing whenever you travel more than 100 miles from home, Global Assist Hotline is available 24/7 for any medical, legal, financial, or other emergency assistance needs
The American Express Cash Magnet Card is best for those looking to avoid category-specific reward rates and instead earn a higher than average cash back rate for all purchases. With no annual fee, cardholders dont have to worry about spending a minimum amount on their card to justify its value.
To learn more about this card and what it offers, .
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Hilton Honors American Express Card
80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
- Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.
- Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
Is An American Express Credit Card Worth It
American Express credit cards are typically worth it for consumers interested in superb travel benefits, hotel or airline co-branded cards, rewards cards, cashback cards or anything in between, as long as you have a backup Visa or Mastercard in case American Express isn’t accepted.
American Express isnt as widely accepted as Visa or Mastercard, so you may occasionally run into merchants who wont take it. If you’re concerned about hefty Amex annual fees, rest assured there are plenty of low to no-annual-fee options for every budget.
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Is Amex Platinum Worth It 2020
Yes, Amex Platinum is worth it for travelers with good credit who spend a lot and can take advantage of the cards benefits. Amex Platinum benefits include a TSA PreCheck or Global Entry fee credit, airport lounge access, up to $200 in Uber credits and up to $200 in airline fee credits annually, and more.
What Is The Most Prestigious Credit Card Die Beste
Weird. Just how innovative is the most prestigious credit card in the world? Dominic Basulto. 22 February, 2011 \n. Dubai is turning into the new trendsetting playground of the rich and famous . Top 10 Most Exclusive Credit Cards in the World TheRiches . The most prestigious credit card, period, is AMEX Centurion. $2,500 annual fee.
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What Is The American Express Membership Rewards Program
The American Express Membership Rewards program allows Amex cardholders to redeem their rewards in a number of valuable ways. Through this program, cardmembers can maximize their rewards value and redeem for at least 1 cent per point by transferring their Membership Rewards points to Amex hotel and airline partners.
Frequently Asked Questions About The Most Prestigious Credit Cards In Singapore
You might have a lot of questions about them, but one things certain: only the richest people qualify for them. Theyre usually referred to as black cards or platinum cards and are treated as status symbols.
Its worth noting that the most prestigious credit cards in Singapore are only available through invites from various banks and financial institutions. All of them come with ridiculously high requirements that only rich people can meet, so the chances of qualifying for them is really small.
Anyway, here are some questions that will shed some light on platinum and black credit cards in Singapore.
1. How do platinum and black credit cards work?
A black credit card is the most prestigious type of credit card that exists, reserved only for millionaires and billionaires. It offers more benefits and perks than the standard, gold, or even premium credit cards.
Some of these benefits are higher credit limits, higher travel insurance coverage, special hotel upgrades, travel credits, access to airport lounges, and 24/7 concierge services, among others.
2. How much do platinum and black credit cards cost?
Obviously, black credit cards have higher annual fees compared to all the other types. Owners can expect to pay no less than S$500 per year, but there are others with almost S$3,000 in annual fees, on top of initiation fees that cost almost S$10,000.
3. Whats the required income to qualify for platinum and black credit cards?
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Quick Answer: What Is The Most Prestigious Credit Card In
What is the most prestigious credit card? The top 5 most prestigious credit cards in the worldCenturion® Card from American Express. This Amex card is widely acknowledged as the most prestigious invitation-only black card in the world.J.P. Morgan Reserve Card. Dubai First Royale Mastercard. Coutts Silk Charge Card.
How Did We Choose The Best American Express Credit Cards
To determine which American Express credit cards were the best, we reviewed credit cards offered through our partner and rated them against each other. We then selected the top Amex cards in the cash back category, the travel category, and the business category. This means that not only are these cards rated against each other they are also rated highly amongst all credit cards on the market.
Factors used to determine our Editorial Ratings included introductory APR offers, welcome bonuses, rewards rates, redemption options, added benefits, annual fees, foreign transaction fees, and whether an issuer was nationally recognized.
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What Do Current Cardholders Think About Their American Express Credit Cards
According to J.D. Powers 2020 U.S. Credit Card Satisfaction Study, American Express ranked as the number one national issuer for customer satisfaction with a score of 838 out of 1,000. The study is in its 14th year and included responses from 29,106 credit card customers. The factors that were considered within the study include interaction, credit card terms, communication, benefits and services, rewards, and key moments.
Working with an issuer that is viewed positively by its current customers is an excellent sign for prospective cardholders. This likely means that customer complaints or issues are resolved promptly, and rewards and benefits meet cardholder expectations.
American Express Business Gold Card
Our pick for: Customized rewards for business
The rewards on the American Express® Business Gold Card adjust according to your spending: The card has six bonus categories, such as travel, U.S. restaurants and U.S. gas stations. You automatically earn bonus rewards in the two categories where you spend the most each month. That can translate into outstanding rewards, as long as your business spends money in those categories. If it doesn’t, the steep annual fee probably isn’t worth it. Read our review.
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Best American Express Credit Card For Frequent Flyers
- Representative APR: 101.1% variable
- Introductory offer: Earn 40,000 bonus Avios when you spend £3,000 in your first three months
- Interest-free period: 56 days on purchases
- Fees: £250 annual fee
- Pro: If you spend more than £10,000 per year, you qualify for a complimentary companion voucher on British Airways
- Con: The high APR
- Summary: The central appeal of this card for frequent travellers is the prospect of a complimentary companion voucher, along with travel insurance that covers both inconvenience and accident. These factors, coupled with the potential to earn 1.5 Avios for nearly every £1 spent and 3 Avios for virtually every £1 spent with British Airways and BA Holidays, make it is easy to see its appeal to those looking for something more down-to-earth than the Platinum card experience
Does A Black Credit Card Mean Anything
Usually used when describing extremely exclusive credit cards granted to the wealthiest individuals, the phrase black credit card serves as an acronym for some. Banks offer them to people who generate a lot of revenue and spend the most amount and, if they become rich enough, give them really big discounts on their debt.
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Jp Morgan Chase Palladium Card
This wonderful card from JP Morgan Chase will surely stand out since it is made of palladium and gold with laser etchings. It was created almost ten years after American Express Centurion Card and the worth of the card itself is $1,000 due to the precious metals on it. With an annual fee of $695, it is rumored that you must have $25 million invested with JP Morgan Chase to receive one. Aside from the private jet discount, hotel upgrades, events access and concierge service it also rewards you with 35,000 points if you spend over $100,000 in a year and there is no spending limit.
Sberbank Visa Infinite Gold Card
If being crafted from solid gold isn’t quite enough, throw in .17 carats worth of diamonds and some mother-of-pearl to make a card you can be proud of pulling from your wallet. Issued by Kazakhstani outfit Sberbank to only 100 of its top clients, this Visa Infinite Gold card reportedly costs a neat US$100,000 upfront. Of this money, US$65,000 is an account fee, and US$35,000 goes to the account’s opening credit.
Aside from the pleasure of owning a solid gold status symbol, cardholders enjoy above US$250,000 life insurance coverage, exclusive concierge services, VIP access at some of the world’s finest golf courses, luxury vacations and fast-track immigration treatment in hundreds of airports globally.
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The Top 5 Most Prestigious Credit Cards In Malaysia
Things to Consider When Getting One of the Most Prestigious Credit Cards in Malaysia. 1. Purpose of Getting A Credit Card. If your purpose in getting a credit card is mainly to build your credit score, then you are in the right mindset to own one. Most people think that getting a credit card is a bad idea but if used for the right reasons, it …
Best American Express Credit Cards For 2022
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The Platinum Card® from American Express is the best American Express card because it is laden with travel credits and luxury travel benefits, including access to exclusive Centurion Lounges.
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Editorial Note: The content of this article is based on the authors opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
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