Where Can I Use My Synchrony Home Design Card
4.9/5Synchrony HOMECardhomecard
The Synchrony HOME Credit Card is accepted at over a million locations nationwide and home related stores online. To find physical store locations near you that accept the card visit our store locator.
Secondly, can you use Synchrony home credit card anywhere? One of Synchrony’s credit cards, the Synchrony HOME Credit Card, launched in early 2019 as a solution for homeowners and renters spending money on their homes and looking for discounts and special offers. The HOME Credit Card can‘t be used just anywhere, but it is accepted at over one million locations nationwide.
People also ask, can I use my synchrony home credit card at Lowes?
But you can do better, even among more traditional store cards. For instance, the Lowe’s Advantage Card also issued by Synchrony offers a 5% discount on every eligible Lowe’s purchase. And unlike the Synchrony HOME Credit Card, these kinds of general rewards cards can be used anywhere.
What is a synchrony Home Credit Card?
With the Synchrony HOME, it’s easy to help make your home the ultimate destination.* APPLY NOW. *Subject to approval. 1. Net card purchases less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement .
Can I Use My Synchrony Home Card Anywhere
One of Synchronys credit cards, the Synchrony HOME Credit Card, launched in early 2019 as a solution for homeowners and renters spending money on their homes and looking for discounts and special offers. The HOME Credit Card cant be used just anywhere, but it is accepted at over one million locations nationwide.
Verizon Visa Rewards Card
Offered exclusively to Verizon Wireless customers, the Verizon Visa Rewards card is an excellent no-annual-fee card option for those who have their cell phone through Verizon Wireless. The card earns Verizon Dollars, which can be redeemed for any Verizon products or services. Each Verizon dollar is equivalent to $1 in value, and there are no caps on earning or expiration dates.
The rewards rate for the Verizon Visa card is quite strong, offering 4% back on gas and grocery purchases, 3% back on dining purchases, 2% back on Verizon purchases , and 1% back on all other purchases.
Cardholders will receive a few solid perks, too. For starters, cardholders will receive up to $100 in wireless bill credits over 24 consecutive months for monthly bill payments this breaks down to about $4.16 each month. Youll also be eligible for an auto-pay discount of $5 to $10 each month when you use your card to pay your Verizon bill, depending on the type of plan you have. This perk alone could be hugely beneficial if you plan to stay with Verizon long term, as youll save $60-$120 each year.
All in all, the Verizon card is a fantastic option for Verizon customers, that offers great discounts and great bonus categories, all for a no annual fee card!
Read Also: Cabela’s Club Visa Cash Advance
Synchrony Car Care Credit Card Top Features
Promotional FinancingCard AcceptanceSecure
This card has six month promotional financing on purchases of $199 or more.
You can get gas whenever you need it, wherever you are since this card is accepted at over 200,000 gas stations nationwide across all major gas brands.
Its safe and secure with $0 fraud liability and no annual fee.
- 24/7 secure online account access.
- You can enroll and customize account alerts.
Synchrony Car Care Credit Card For Gas Stations And Auto Servicesynchrony Car Care
If you do most most of the driving, consider applying for the Synchrony Car Care Credit Card! This no annual fee card is accepted at more than 700,000 locations popular ones like Exxon, Chevron, Yokohama and Continental, as well as other gas stations and card services! However, if youre looking to earn rewards on your purchases or get discounts, this card isnt it.
Also Check: Best Buy Google Pay
Where Can My Synchrony Car Care Card Be Used
autoserviceSynchrony Car Carecardtoyour carcard
The Synchrony Car Care credit card is issued and serviced by Synchrony Bank. In addition to acceptance at thousands of merchants in the Synchrony Car Care network, the new card can be used for purchases at gas stations nationwide everywhere Discover is accepted.
One may also ask, is synchrony car care a visa? The new Synchrony Car Care credit card offers motorists the convenience of one card to pay for comprehensive auto care at thousands of service and parts locations, as well as fuel at gas stations nationwide. The Synchrony Car Care credit card is issued and serviced by Synchrony Bank.
Moreover, what Stores Can I use my synchrony credit card?
Synchrony Bank mostly issues store credit cards, which only work at the specific retailers they’re affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere. For example, the GAP Store Card can only be used at Gap, Old Navy, Banana Republic and Athleta.
Where can I use my synchrony Discount Tire card?
The Discount Tire CarCareONE card is also accepted at more than 13,000 gas stations across the United States. More information on gas locations and promotional financing features of the card can be found by visiting www.mysynchrony.com/automotive.
Do I Need A Gas Station Credit Card
Not necessarily. Many everyday rewards cards include gas as a category in their offered rewards, usually around 3% back on your gas purchases. The main advantage to getting a gas-specific rewards card is higher earning rate on those gas purchases. The tradeoff is youre usually restricted to certain gas stations, or theres an earning cap on your maximum gas rewards each year.
Recommended Reading: Wwwjcp.com/credit
What Gas Station Can I Use My Walmart Credit Card
can useWalmart credit cardgasWalmartWalmartstationsWalmartcan usegasstation
Easy to UseIn stores, present the Walmart gift card at checkout. Online, enter gift card number and PIN during checkout. The PIN provides secure online shopping. As you make purchases, the gift card amount decreases.
Also Know, can I use my old Walmart credit card? Cardholders of the old Synchrony Bank Walmart Rewards Card can still use their card until their new Capital One card arrives either later this year or in early 2020 at that time, they would need to activate and use the new card.
One may also ask, can I use my Walmart Money card at gas pump?
Where the Walmart Money Card Is Accepted. Use the Walmart MoneyCard anywhere Visa debit cards are accepted – grocery and department stores, gas stations, Walmart.com and other online retailers, hotels, airlines, rental car agencies that accept debit cards as payment options, etc.
Can I use my Walmart Rewards credit card anywhere?
One, the Walmart Rewards Mastercard®, can be used anywhere, just like your typical . The Walmart Rewards Card, on the other hand, can only be used at Walmart properties. Both offer 5% back at Walmart.com and on the Walmart app, plus 2% back in stores.
Is It Worth Getting A Service Plan
If avoiding irregular costs is a priority for you, a service plan is a great idea, and its probably worth asking about one that covers wearable items. It may also be worth considering if you have a premium car that will be costly to maintain, because they might be difficult to swallow come servicing time.
Recommended Reading: Which Credit Card Has No International Transaction Fee
Synchrony Car Care Credit Card* Vs Secured Mastercard From Capital One
If your current credit score is not stellar, a good option could be a secured card. The Secured Mastercard® from Capital One could be a fit. It carries $0 annual fee, reports to all three credit bureaus and potentially has a lower opening deposit than others in its class. Depending on your creditworthiness, your security deposit can be $49, $99, or $200.
Capital One will also review your account is as little as six months to see if you qualify for a credit line increase.
Synchrony Car Care Automotive Partner
See, Accept, Swipe. Acceptance at over 200,000 gas stations nationwide across all major gas brands.** Its safe and secure with $0 fraud liability and no annual fee. 1. Deferred Interest Offer. No Interest if Paid in Full within 6 Months* on purchases of $199 or more made with your Synchrony Car Care TM credit card.
You May Like: How To Pay Best Buy Credit Card On App
Why You Should Look Elsewhere
- You can only use this card at participating merchants.
- Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within six months. Minimum monthly payments are required.
- Compared to many store and credit cards, the Synchrony Car Care credit card doesnt offer any bonus upon signup.
- You wont be able to earn any rewards on your purchases.
- Theres not introductory APR offer for balance transfers or new purchases.
No interest if paid in full within 6 months on purchases of $199 or more on purchases of $199 or more made with your Synchrony Care CareTM credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.
What To Watch Out For
- A store card. You can only use this card at participating merchants.
- No signup bonus. Unlike many store and credit cards, with the Synchrony Car Care credit card, you wont earn any bonus upon signup.
- No rewards. You wont earn any rewards on your purchases.
- Promotional financing is not a 0% intro APR period. If your purchase qualifies for promotional financing, be sure to pay your balance in full by the end of the six month period. If you dont, youll pay interest from the day you made your purchase. And considering the card has a 29.99% APR, this can add up.
Promotional financing example
Say you buy your tires for $600. You can buy them now and pay them off in six monthly payments of $100. But if youre late on your last payment, or if you fail to fully pay off the $600 balance within the six months, youll pay interest of around $95. So the $600 tires will actually cost you $695.
The larger your purchase, the more interest youll accrue if you fail to pay your balance on time.
Recommended Reading: Does Alaska Airlines Credit Card Charge Foreign Transaction Fees
Amazon Prime Store Card
The Amazon Prime Store Card offers 5% cash-back on all purchases on . That alone makes this card worth it for many frequent Amazon shoppers. You must have an eligible to receive the 5% cash-back on your purchases.
If you do not have a Prime membership, you will only be able to use the Amazon.com Store Card, which does not earn 5% cash-back on
Amazon is regularly one of the quarterly bonus categories for cards such as the Chase Freedom®. But with the Amazon Prime Store Card, you can get 5% cash-back all year.
This card comes with no annual fee.
Plus Everyday Cardholder Benefits
Purchases subject to credit approval and account must be in good standing to earn and receive Fuel Credits. Fuel Credits accrue during your billing period and will be applied as a statement credit to the balance on your Card Account at the end of that same billing period. See How Fuel Credits Work.
1 Valid at participating Chevron and Texaco branded U.S. retail stations 10/1/2021â3/31/2022. Synchrony Bank has the right to amend, modify or end this promotion at any time without notice.
2 Fuel Credits are earned on fuel purchases made with a Techron Advantage Card account within the Chevron or Texaco mobile app at participating Chevron and Texaco branded U.S. retail stations 10/1/2021-9/30/2022. Fuel Credits will appear on your statement within 3 billing periods. Synchrony Bank has the right to amend, modify or end this promotion at any time without notice. After 9/30/22, continue earning 3¢/gal in Fuel Credits on all fuel grades.
3 A maximum of $300 in total Visa Spend Fuel Credits may be earned in any calendar year. See the Fuel Credits Program Terms for details.
6 Credit limit of at least $500 required for the Techron Advantage Credit Card. Subject to credit approval. Transaction fees apply. See the cardholder Terms and Conditions for details.
7 Text message and/or data fees may apply.
8 Subject to credit approval. Valid everywhere Synchrony Car Care⢠is accepted in the U.S., including Puerto Rico.
Read Also: How To Apply For Sears Credit Card
Synchrony Car Care Credit Card* Vs Discover It Secured Credit Card
The Discover it® Secured Credit Card comes with a feature rarely found on a secured card: It earns rewards. With this card, youll earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchasesautomatically.
Discover will also match all of the cash back youve earned at the end of your first year, shifting your potential earnings into overdrive.
Gas Stations That Dont Accept Credit Cards
Though most gas stations do accept credit cards, there are a few that will not accept certain types of credit cards . Some franchise stores may also have individual policies where certain credit cards are not accepted.
One gas station chain that does not accept credit cards, except under certain circumstances, is:
Don’t Miss: How Do I Check My Cabela’s Credit Card Balance
What Stores Can I Use My Synchrony Credit Card
Synchrony Bank mostly issues store credit cards, which only work at the specific retailers theyre affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere. For example, the GAP Store Card can only be used at Gap, Old Navy, Banana Republic and Athleta.
You may ask, Where can I use my synchrony Discount Tire card?
The Discount Tire CarCareONE card is also accepted at more than 13,000 gas stations across the United States. More information on gas locations and promotional financing features of the card can be found by visiting www.mysynchrony.com/automotive.
Are Synchrony Credit Cards Hard To Get
Synchrony Bank doesnt have the name recognition of some other banks, but it issues the store credit cards for many popular retailers. And while these cards are often known for their discounts and rewards programs, as retail cards they can also be some of the easiest cards to be approved for on the market.
Don’t Miss: How To Pay Best Buy Credit Card On App
A Note On Using Prepaid Debit Cards And Gift Cards At Gas Stations
While the gas stations listed above accept credit cards from American Express, Discover, Mastercard, and/or Visa, prepaid debit cards and gift cards from these brands may or may not work at the pump. The gas station representatives we spoke with were unable to guarantee that prepaid cards or gift cards would work at the pump.
Policies vary greatly depending on the brand and type of card you have, the issuer, and the pump itself, representatives said. Some pumps will allow you to use the card, and will automatically stop the pump when the transaction amount matches the card balance others will deny the transaction. Gas stations can require preauthorization charges up to $125 at the pump so the payment processor may deny a prepaid card or gift card even if the balance is high enough to cover the amount of gas you are buying.
The gas stations listed above that accept American Express, Discover, Mastercard, and/or Visa do accept prepaid cards and gift cards from the same brands for in-store purchases, however. You can avoid issues paying at the pump by using your prepaid debit card or gift card to pay for a set amount of gas inside the store. Paying at the cashier allows you to avoid high preauthorization charges.
See our related article for more information about preauthorization holds and a list of the hold amounts at popular gas stations.
Ashley Advantage Credit Card
The Ashley Furniture HomeStore credit card is more of a financing program than a true credit card. It can only be used at Ashley Furniture HomeStores and offers 4 different financing offers upon sign-up.
The 6- and 12-month financing plans do not require a minimum purchase, and the purchase may be made online or in-store and combined with discount offers.
The 24- and 48-month plans have minimum purchase requirements, but the purchase may still be completed online or in-store. It cannot be combined with discount offers.
The 60-month financing plan is only valid for in-store purchases and cannot be used with discount offers.
Don’t Miss: How To Pay Best Buy Credit Card On App
Discount Tire Store Credit Card
The Discount Tire/Americas Tire credit card provides a no-interest promo for your first purchase. The promotional no-interest timeframe can be 6 months, 9 months, or 12 months.
To qualify for 6 months of no interest, your purchase must be between $199 and $999.99. To qualify for 9 months of no interest, your purchase must be between $1,000 and $1,499.99. Finally, purchases of $1,500 or more qualify for a no-interest 12 months.
Synchrony Credit Cards Getting Approved
While Synchrony does not have a Shopping Cart Trick like Comenity Bank credit cards to make approvals much easier, they are still considered a bank that is more likely to approve applicants.
To give yourself the best chance of approval, make sure you take care of your credit score. If you pay off your credit card bill and never carry a balance, your credit score will be in much better shape.
If youre not paying off your card completely as a general rule, make sure that youre not within 60% of your credit limit usage at the time of statement closing. If you ignore this, youll be demonstrating that youre a consumer who really needs the bulk of their limit, which is a worrying sign to the banks!
The goal is to pay off your statement every month. If you cant, then make sure that the payment you make reduces any balance to less than 60% of your credit limit.
For example, if your credit limit is $500, make sure your closing balance is less than $300. The lower, the better!
Also, keep your oldest credit card open since the length of your opened accounts is an important part of building a foundation for your credit score.
There are many reports of people being approved for Synchrony store cards with credit scores in the 600s. While there are many factors for approval and this doesnt make an approval a guarantee, it can give you an idea of what to expect with Synchrony credit cards.
Recommended Reading: Bass Pro Credit Card Balance