Whats The Difference Between The Ultamate Rewards Card The Ultamate Rewards Mastercard And The Ultamate Rewards Credit Card
The Ultamate Rewards card is not a credit card. It is our loyalty program that rewards you with exclusive offers and points for purchases made at Ulta Beauty stores and on ulta.com. The program is free and any United States resident over the age of 13 can join. Full program details can be reviewed on ulta.com/rewards.
The Ultamate Rewards Mastercard is a credit card that can be used at Ulta Beauty and anywhere Mastercard is accepted. You must be over the age of 18 to apply for this card. Once you are approved, you earn one extra point for each dollar spent at Ulta Beautyin-store or at ulta.com and one point for every $3 spent anywhere Mastercard is accepted.
The Ultamate Rewards Credit Card is a credit card that can only be used at Ulta Beauty stores, and on ulta.com. You must be over the age of 18 to apply for this card. Once you are approved, you earn one extra point for every dollar spent in Ulta Beauty stores or on ulta.comdouble points!
What Are The Benefits Of Store Credit Cards
Easy to get and can help you to build credit
Because of store credit cards high interest rates and low credit limits, they are easy to get with fair or poor credit. If you can use it responsibly, this is an opportunity to build up your score.
A reasonable annual fee
Many great store rewards cards dont have an annual fee.
Save money at your favorite stores
Store rewards cards have different rewards programs which are great ways to save money, especially you are a frequent customer of that shop. For example, My Best Buy Credit Card offers as much as 5% cash back.
Additional sign-up bonuses and benefits
Many store reward cards attract new customers with a sign-up bonus. Whats more, some store reward cards offer extra benefits, such as discounts, free shipping, a birthday gift and extended return policies.
Open-loop cards can be used anywhere as normal credit cards.
How To Login To Ulta Beauty Ultamate Reward Credit Card
We can as well help you do Ulta beauty online using a personal computer and in your mobile web browser. But you need to make available your login ID and password not to us, when you visit the official Login page of Ulta beauty credit at Comenity Bank Credit Card web page and follow the below instructions
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What Is A Store Credit Card
The only difference between store credit cards and regular credit cards is that store credit cards are branded and associated with a specific retailer and its rewards program. Store credit cards offer in-store discounts, allow cardholders to earn and redeem points when making purchases.
There are two basic types of retail store credit card:
Open-loop cards: These cards with a Visa, MasterCard or American Express logo in the bottom-right, can be used anywhere.
Closed-loop cards: These cards without a Visa, MasterCard or American Express logo only can be used at their co-branded stores, online stores or affiliates.
For example, there are three types of Best buy credit cards, My Best Buy Credit Card, My Best Buy Visa Platinum Credit Card and My Best Buy Visa Card. My Best Buy Credit Card is a closed-loop card, so you can only use it at Best Buy. My Best Buy Visa Platinum Credit Card and My Best Buy Visa Card are open-loop cards, you can use them anywhere that Visa is accepted.
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Ulta Beauty Types Of Credit Card
Ulta beauty offers its members three types or basically two types of credit card and one reward program for loyal customers, find out more below
- Ultamate Rewards card
- Ultamate Rewards Credit Card
Also, the Ultimate Rewards card is not a credit card. It is an Ulta loyalty program that rewards you with exclusive offers and points for purchases made at Ulta Beauty stores and on ulta.com. The program is free and any United States resident over the age of 13 can join. Full program details can be reviewed on ulta.com/rewards.
The Ultamate Rewards Mastercard is a credit card that can be used at Ulta Beauty and anywhere Mastercard is accepted. To apply you must be at the age of majority in your state or territory. Once you are approved, you earn two points for every dollar spent at Ulta Beauty-in-store or at ulta.com and one point for every $3 spent anywhere Mastercard is accepted.
The Ultamate Rewards Credit Card is a credit card that can only be used at Ulta Beauty stores, and on ulta.com. To apply you must be at the age of majority in your state or territory. Once you are approved, you earn one extra point for every dollar spent in Ulta Beauty stores or on ulta.com-double points!
Individuals who are under 18years of age must obtain their parents legal guardians consent to participate in the Ultamate Rewards Loyalty Program.
Comenity Bank Cards With Easy Approval
The Comenity Bank credit cards with the highest rate of approval are those that can be applied using the shopping cart trick. Again, this trick occurs when a credit card offer will pop up as you shop online with certain stores. It does not require you to enter your full Social Security number in the application process, which will not result in a hard pull on your credit report.
Being approved for a credit card will add a new account to your credit report, but using this method will increase your chances of being approved.
The most popular stores for using the shopping cart trick are Victorias Secret and Overstock. If you have a specific card you want, its worth trying the shopping cart trick a few times to see if it works for that particular store. This trick has also been known to work at Buckle and Express.
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Heres What Youll Get From The Ulta Credit Cards:
- Both cards get you 20% off your first Ulta purchase and 2 points per $1 spent at Ulta.
- Nether card has an annual fee.
- The Ulta Mastercard gives you 1 point for every $3 you spend elsewhere. It also has an initial bonus of 500 points for spending $500 outside of Ulta in the first 90 days.
- You can apply for an Ulta credit card in-store at checkout or online. Theres only one application, so Comenity Bank decides whether you get the Mastercard or the store card.
- Its possible to get instantly approved in-store or online. If youre approved in-store, you can use your account right away for a purchase. Customers approved online may also look up their account in-store before their card arrives. But you cant make a purchase online before you get your card.
- Points expire at the end of the quarter one year after you earned them. For example, if you earned points in January 2018, they would expire on March 31, 2019. The points you earn in a month show up within five business days of your statement closing.
- You generally need good credit to get the Ulta Mastercard and fair credit to get the Ulta store card.
If youre a frequent Ulta customer, getting an Ulta credit card could definitely be a good idea. But the Mastercard isnt so great for other purchases. So its best to use a different rewards card for non-Ulta spending.
The Ulta Credit Card does a hard pull on your credit when you apply for it.
How Do I Redeem My Ultamate Rewards Points Earned On The Credit Card
At checkout, ask the associate for your points balance. You can start redeeming when you have at least 100 available points. Tell the associate how many points you want applied to your purchase, following the increments in the table below or a combination of increments. Use some or all of them it’s up to you. You can also redeem them online when you get to the payment page. Find the field at the bottom of the page where you can select how many points you want to redeem.
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Ultamate Reward Credit Card Reviews
The Ultamate Rewards Credit Card Accounts are issued by Comenity Capital Bank and applying for Ultamate Reward Credit Card gives you a valid one-time coupon excluding gift cards and prior purchases. Upon card approval online, the Ulta Beauty coupon will be sent to you, but you must opt-in for Ulta emails to receive the 20% off coupon.
Card holders can as well earn up to 500 bonus points. Though the offer is exclusive to Ultamate Rewards Mastercard credit cardholders enrolled in the Ultamate Rewards program.
Do I Earn Points On All Credit Card Purchases Made Using The Ultamate Rewards Credit Card Or Mastercard
You will earn points for the amount charged on your credit card on all products at Ulta Beauty, including services at The Salon at Ulta Beauty. However, gift cards, tips, shipping charges, discounts from vendor coupons , taxes, and fees are not eligible for points. For Ultamate Rewards Mastercard, you will also earn points for purchases outside of Ulta Beauty and anywhere Mastercard is accepted. See the Program Terms & Conditions for complete details.
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Make An Ulta Credit Card Payment By Phone
You can pay your Ulta credit card bill over the phone for free by following these steps:
They are available to take your call seven days a week, from 7 a.m. to 11 p.m. CST.
Orbitz Rewards Visa Card
The Orbitz Rewards Visa Card is a good choice for a travel-earning credit card. This card is linked with Orbitz Rewards Orbucks, which you can redeem for $1 per Orbuck for hotel bookings on Orbitz.
This card earns a bonus 5% on all Orbitz bookings, which can earn up to 10% back in rewards. All Orbitz Rewards members earn 1% for flights booked on Orbitz, but using this card adds an extra 5% to earn 6% back on airfare booked on Orbitz.
Hotels have the highest earning rates, raking in 10% in Orbucks when you use the card to book hotels on the Orbitz mobile app and 8% when booking on a desktop. These earning rates make the Orbitz Rewards Visa Card great to use for hotels where you cant earn hotel branded points.
If you cant live without hotel loyalty status, this card gives you instant Orbitz Gold status. This status offers free Wi-Fi, breakfast, and waived resort fees at select VIP Hotels.
This card earns 2% back in Orbucks on all other purchases and offers a $100 statement credit when you spend $1,500 in the first 90 days of account opening.
Bottom Line: The earnings potential with no annual fee makes the Orbitz Rewards Visa Card a great choice for travelers who arent loyal to hotel brands.
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How To Apply For The Ultamate Rewards Credit Card
What credit score do I need?
Apply with a good to an excellent credit score of 670 or higher to increase the chances of approval for the Mastercard version. Otherwise, apply with a lower credit score for the store-branded card.
Comenity And Ulta Announce New Credit Card Troll Chase Ultimate Rewards
Ulta Beauty and Alliance Data have partnered to develop and manage the Ultamate Rewards Credit Card program which is designed to enhance the benefits of the popular Ultamate Rewards loyalty program and increase engagement with the Ulta Beauty brand.
I, for one, think its hilarious that there is now an Ultamate Rewards credit card. Im surprised that theyre actually doing thisI would have thought that Chases trademark lawyers would scare off anybody who wanted to have a name thats almost exactly like Ultimate Rewards, but then maybe Ultamate Rewards has been around longer. I wish Ulta and Comenity would take it a step further and launch a new card called Smapphire Preferred or the Freedom Ultalimited or something like that.
In any case, for any Ulta loyalists who happen to be reading this Doctor of Credit has run the numbers and found that this card can actually get you a little over 6% back on your Ulta purchases, but only about 2% everywhere else, and thats the best-case redempion scenario. As is usually the case with store loyalty cards, youre better off with a simple 2% cash back card.
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Ulta Payment Without Logging In
If you dont have the time to set up an online account but still need to pay your Ulta bill, then you may want to use the EasyPay feature offered by Comenity. Head over to the same login page and look for the box at the top of the screen that says Skip Signing In To Pay.
You will click the black box to the right that says Try It Now.
While you do not need to have an online account set up, you do need your credit card available to you. They will ask you the same questions you will need to set up your account. Comenity needs your credit card account number to access your information, your billing zip code, and the last four digits of your social security number.
From here, they will guide you through all of the prompts to pay your bill without an online account. This is also handy if you have forgotten your login credentials and dont have time to reset your password.
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Paying Ulta Bill By Phone Or Mail
If accessing your account and making a payment online isnt for you, there are other options that will still allow you to pay your Ulta bill on time. Because the credit card is offered through Comenity, you will need to contact them directly to make your payment by phone or by mail.
To make a payment over the phone, call 866-257-9195. Keep in mind that you may be charged a small fee for paying your bill this way.
Some people prefer the more traditional way of paying bills by dropping a check in the mail. This is also an option. However, you must remember that you need to send your check long before the bill is due. Most experts recommend sending your check in approximately five to seven business days before the due date.
The address to send payment to is:
Comenity Capital Bank Ultamate Rewards Mastercard or Ultamate Rewards Credit CardPO Box 650964Dallas, TX 75265-0964
Remember that these are the only three ways to pay your bill. At this time, you cannot make a payment in-store.
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Victorias Secret Angel Credit Card
Victorias Secret is an American designer of womens premium lingerie, womenswear, and beauty products. The Victorias Secret Angel Credit Card is tied to their rewards program, which offers a $10 or $15 reward for every 250 points earned. You will earn 1 point per dollar spent on all Victorias Secret purchases.
This card offers 3x points on all eligible bra purchases, an annual birthday gift and provides insider access and invitations to events throughout the year. You will receive exclusive reward offers just for cardmembers and free shipping on all orders that include bras when using the JUST4ANGELS promo code and your Victorias Secret Angel Credit Card.
Should You Apply For The Ultamate Rewards Mastercard
Since there is no annual fee, even the infrequent Ulta customer who spends as little as $50 a year could benefit from keeping this in their wallet. However, in order to make the most of the cards perks cardholders should aim to achieve at least Platinum status where points dont expire which is doubly important because Ultamate Rewards points are most valuable when theyre redeemed in large numbers.
In terms of rewards on beauty purchases, this card is unrivaled even by the most competitive of cash back rewards cards. The Ultamate Rewards redemption tiers offer a higher point value than most other cards a difference that becomes drastically more competitive towards the larger end of the redemption scale .
Additionally, the Ulta credit card does a decent job of providing immediate but modest value to cardholders, although the signup bonuses alone dont provide a compelling enough incentive to apply for this card. If you were hoping for in-store discounts and savings or rely on those as your incentive to shop at Ulta this card will probably disappoint.