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Is The Playstation Credit Card Worth It

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Sony Playstation Credit Card Review – My impressions and free $50 when you sign up!

With a PSN gift card you can top up your PlayStation credit. You can use this PSN credit for all purchases in the PlayStation Store, including in-game credit, such as Fortnite V-Bucks, FIFA Points, GTA 5 Shark Cards, Call of Duty Points and Apex Coins. You can also use your PS credit to buy or renew a PlayStation Plus membership. You do not have to order a PlayStation Plus Card separately.

Cashback Cards For Shopping Rewards

If you’re looking to open a Comenity credit card for the store rewards, you may be better off with a general cashback cardespecially if you shop at a variety of locations. These cards are meant for people with good to excellent credit . Below, check out our picks for the two of the best cashback credit cards.

Things To Know About The Sony Credit Card

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list ofour partnersandhere’s how we make money.

The $0-annual-fee Sony Visa® Credit Card, issued by Comenity Bank, offers bonus rewards on entertainment purchases, qualifying Sony products and dining. But even the biggest Sony enthusiasts can do far better.

That’s because in some cases you’ll need to jump through additional hoops like providing proof of purchase and filling out forms to earn or redeem your rewards. This is highly unusual.

Few if any other rewards credit cards require such cumbersome steps and instead allow much more seamless earning and redemption.

Here are five things to know about the Sony Visa® Credit Card.

Also Check: Cabelas Credit Card Interest Rate

Wells Fargo Cash Wise Visa Card

  • Rewards

The Wells Fargo Cash Wise Visa® card stands out for gamers because of the cash rewards cardholders earn while playing on their mobile phones.

New cardholders earn unlimited 1.5% cash rewards on everyday purchases, but 1.8% cash rewards on purchases made using mobile payments. These mobile payments can be made on a digital wallet like Apple Pay® or Google Pay during the first 12 months. You can also receive bonus rewards and deals at stores like when you shop online through the card’s Earn More Mall®.

You can track your cash rewards using Wells Fargo’s online tool at Redeem your cash back through ATM or direct deposit into your Wells Fargo savings or checking account.

The card comes with no annual fee, and new cardholders receive a $150 cash rewards bonus when they spend $500 in purchases in the first three months.

If you’re looking to purchase a new video game or transfer your balance from other credit cards onto one, know that there is also a low introductory 0% APR on purchases and balance transfers for the first 15 months .

Explore All The Benefits Of Playstation Credit Card With Us

A Playstation Credit Card Exists and Here

For every 100 points you earn, youll receive $5 in Payback Rewards. What a fantastic idea, isnt it? Yes! Im excited to share with you all of the wonderful advantages of the PlayStation Credit Card, including incentives that were specifically designed with die-hard gamers in mind. I hope you enjoy learning about them. As a result, Im encouraging everyone who enjoys gaming to check out this card and see what it can do for them.

Suggested Read: Can You Use a Credit Card at ATM?

If you are a die-hard gamer, this PlayStation Visa Credit Card will make you very pleased. When you apply for this card and make your first purchase with it, youll receive a $50 PlayStation Store voucher. This is going to be a whole new level of exhilaration for me. You should be aware of the unique perks and advantages of the PlayStation credit card before applying.

You receive 5 times as many points when you use your card at the PlayStation Store.

Using a Sony Rewards Bonus Points form entitles you to 5x PlayStation, 5x 5x points, and Sony rewards points on all purchases made from authorized merchants.

You receive three times as many points when you pay your mobile phone bill with your PlayStation Card.

You get 1x points on everything else you buy in a day.

Also Check: Cabela’s Visa

How To Use The Sony Playstation Card:

  • Make a purchase within 90 days of account opening to score the intro bonus.
  • Pay your mobile phone bills with the card to receive 3:1 points.
  • Submit bonus points forms for all offline PlayStation purchases to receive full 5:1 rewards.
  • If you use the low introductory APR, try to pay off as much as possible in six months to maximize your savings.

Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. However, we do receive compensation when you click on links to products from our partners.

All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the banks website for the most current information.

Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. It is not our partners responsibility to ensure all posts or questions are answered.

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Additional Ways To Earn Points

Sony has developed a feature called Passes, which give you the opportunity to earn Reward Points by completing Challenges using your PlayStation card. Completing a Challenge opens the door to earning a Pass, which then leads to adding more points to your account. The best thing about Passes is that you can unlock them just by doing the normal things you do every day with your Sony PlayStation. All you have to do is keep track of the new Challenges and Passes that become available on your PlayStation card. One critical point here is that if you are outside of the United States using your PlayStation Card to accumulate Passes, it wont work. A quirky rule is that you must be in one of the 50 United States to use Challenges and Passes.

Sony has taken these Passes to a whole new level. There is the Triple Feature Pass, which requires you to rent three movies from the PlayStation Store. There doesnt seem to be a requirement that you actually watch them, so if you rent a bad movie you still get credit. The Trail Blazer Pass requires a bit more from you. You will have to start a free trial of all of the following Sony services: PlayStation Vue, Spotify on PlayStation Music Trial, PlayStation Now, and PlayStation Plus. Because it is a free trial it is really not costing you anything, so the idea is that you might see something you like and become a paid subscriber. This seems like a win-win for both you and Sony.

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Is It Worth Getting Airline Credit Card

When airline credit cards are worth it. Airline credit cards are ideal for those who regularly travel with a particular airline, or who could choose to do so. Cards from major airlines typically charge an annual fee, with $95 a common amount. Airline cards also offer perks like free checked bags and priority boarding.

Playstation Credit Card Login

How To Buy Playstation Games Using Gift Cards

Once you have got a SonyPS credit card, you can sign up for online banking with Capital One. That will allow you to do a large number of things online, including paying your card or checking your balance. Each time you will have to log in to your account for that, and this part of our PlayStation credit card review will show you how to access your credit card account step by step.

  • In order to log in to your PS credit card account, you should click on the following button in the first place:
  • At the top of the page, you can view a small online banking form thats the place where you can complete the PlayStation credit card login process.
  • The first thing you have to do is to enter your username in the first field.
  • Next, you have to type your password in the next field of the online banking form.
  • You are also able to save your username for future sessions you need just to check the box near Remember Me for that.
  • Eventually, you will be able to finalize the process by clicking on the Sign In button.
  • Right after, you will sign in to your credit card account. At that point, you will be able to do all the things you wanted online.

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How To Redeem Rewards Points

Redeeming rewards points with the PlayStation® Visa® Credit Card is also very PlayStation and Sony-oriented. Rewards points apply to countless redemption options, with the best selections taking the form of exclusive collectibles and experiences featuring your favorite series, the latest PS4, PS5, other PlayStation games and gear, or the latest Sony tech and electronics.

Apply For Playstation Credit Card

If you havent got a credit card from Sony PlayStation but you want to get it, then you shouldnt worry about that. Thankfully, you can submit your application form fully online. Overall, the entire process is really quick and simple, and this section of our PlayStation credit card how to apply for that card.

  • In oder to apply for PlayStation credit card, you have to click on the following button and access the companys website:
  • Once you have accessed the website, you will get to see an advertising of the PS credit card. At that point, you need to click on the Apply now button.
  • Right after doing that, you will get to see the page with an application form. At that point, you must start filling out that application form.
  • At first, you have to provide your personal information, including first and last name, date of birth, social security number, and your citizenship.
  • Next, proceed to the other sections of the application form and fill out the required fields.
  • Once you are done with that, scroll that page down to the bottom and get to see the terms and disclosures read them attentively.
  • If you agree with the terms and disclosures, you have to proceed further by clicking on the Continue button.
  • Next, complete all the following application steps and submit your application to Capital One. Approval may take from several seconds up to 10 days.

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What Is Playstation Plus

PS Plus is a subscription-based service from PlayStation that allows gamers to play online multiplayer games, download free monthly games, and take advantage of exclusive discounts. On top of all of that, theres also exclusive access to some pre-orders, demos, beta trials, and game content from the PlayStation store.

Plus, youll also have access to 100GB of cloud game save storage and Share Play. Share Play allows you to play multiplayer and co-op games with a friend or let them enjoy single-player adventures that you own, but they dont.

Related:Sony PlayStation 5 review

The free monthly games that you have access to include two PS4 games and one bonus game. For the past few months, this bonus game has been a PS5 exclusive game. Naturally, this PS5 exclusive will only show up if you own a PS5, the other two free PS4 games are usually great picks.

The service was originally launched on June 29, 2010. The concept of PS Plus hasnt really changed a whole lot since. For those more familiar with Microsofts Xbox ecosystem, its essentially the same as Xbox Live Gold.

Great Rewards On Playstation And Sony Products

Sony Launches PlayStation Credit Card With $50 Store ...

Where the Sony PlayStation card really shines, unsurprisingly, is with stellar 5:1 rewards on PlayStation Store and Sony purchases. So, if you tend to wait in long lines for the latest and greatest gaming console, your chances of benefiting from adding this card to your collection are high. You may want to consider paying your cell phone bill with the card, too, to snag an easy 3 points per dollar on spending you already make every month.

However, purchases made anywhere else earn a mere 1 point per dollar. If youre looking to earn greater rewards on everyday purchases while still avoiding an annual fee consider a general rewards card such as the Capital One Quicksilver Cash Rewards Credit Card or the Citi® Double Cash Card .

Read Also: Which Credit Card Has No International Transaction Fee

A Secured Credit Card With Rewards: Discover It Secured Credit Card

Our Thoughts

The Discover it® Secured Credit Card comes with a rewards program, unlike a lot of secured credit cards. Cardholders earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 1% unlimited cash back on all other purchases – automatically.

This is one of the best credit cards for rebuilding credit. The Discover it® Secured Credit Card provides great value for people seeking a secured card. As such, if you have Limited/Bad/Poor credit, this could be an excellent option for you.

Prepare To Work For Certain Rewards

The Sony Visa® Credit Card offers the following rewards:

  • 5 points per $1 spent on entertainment purchases.

  • 5 points per $1 spent on Sony purchases made with authorized retailers .

  • 2 points per $1 spent at restaurants, including takeout and delivery.

  • 1 point per $1 on all other purchases.

Point values vary, but generally they’re worth close to 0.9 cent each, slightly below the industry standard of a full penny per point.

The card’s rewards rate on entertainment purchases is attractive. But to earn that 5x rewards rate on Sony purchases, youll have to buy from a qualifying retailer and access the Sony Rewards Purchase Confirmation Form in the Sony Rewards app to upload a photo of your receipt. Otherwise, youll get only 1 point per $1 spent on that purchase. That’s a lot of work.

If you prefer a simpler rewards-earning process, a flat-rate credit card like the $0-annual-fee Citi® Double Cash Card 18 month BT offer can offer decent rewards on all purchases, and without the legwork. It earns 2% cash back on everything: 1% when you buy and 1% when you pay it off.

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How Much Does Playstation Plus Cost

There are 3 different payment options for a PS Plus membership. First, you can pay $9.99 every month on a rolling subscription. Second, you can pay $24.99 every three months. With this option, it would work out to about $8.33 per month. Or third, you can pay $59.99 for an annual plan, averaging to about $5 per month.

Related:All you need to know about Sonys PlayStation 5

Out of all of these payment options, the annual plan is objectively the best. With the monthly plan at $9.99, youre paying double what you would pay for an annual plan. And the monthly plan requires a credit or debit card or a linked PayPal account, so youll have to remember that this fee will come out every month unless you cancel the subscription.

Redemption Is Clunky And Inflexible

PlayStation Credit Card Review 2021 – Is PlayStation Visa any good? PS Credit Card breakdown/verdict

Points earned with the PlayStation® Visa® Credit Card can be redeemed toward Sony and PlayStation products available through the Sony Rewards catalog, including movies, TV shows, video games and gift cards. The cards terms note that you may be required to have at least 500 points to start redemption.

Through Sonys mobile app, cardholders also have the option to redeem points for statement credit toward a Sony product but the process is a bit clunky. When you make a purchase from an authorized retailer, youll have 60 days to complete a purchase credit form, take a picture of your receipt and upload it. Once approved, part or all of the necessary number of points will then be deducted from your account balance. Again, points are worth approximately 0.87 cent when redeemed this way.

You can also redeem points toward products featured on Sonys Deals & Steals limited-time sales and for exclusive experiences and collectibles through the brands “ShowStoppers” auctions. Points can be purchased at the rate of a penny per point, too.

Note that points expire after five years, so you must redeem your points during that time frame or lose them.

Although other store-branded credit cards come with similarly restrictive redemption processes, the best rewards credit cards typically dont make you jump through hoops to use your rewards, nor do they limit what you can use them for.

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How To Use Your Points

Now that you have hundreds or even thousands of points in your Sony account, the next step is to show you how to use them. The first thing to know is to pay close attention to two specific sections: Steals and Deals, and ShowStoppers. Steals and Deals is pretty obvious, as here is where you will find deals that have a limited time to buy, stamped with an expiration date. The offers in Steals and Deals change on a regular basis, so you will want to stop by there when you have a lot of points you want to spend. ShowStoppers is a much different category of products. Browsing around ShowStoppers will reveal the opportunity for what Sony calls once-in-a-lifetime experiences. The second part of ShowStoppers offers a number of unique collectibles for fans of movies, that special PlayStation game, of even a new technology product.

Everything else that you can use your Rewards Points on can be found in the online Sony Rewards catalog. If you find yourself a little short of points when checking out, you can buy the difference for a penny a point.

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