Tuesday, September 27, 2022

How To Use Credit Card On Amazon

Don't Miss

Bankrates Takeis The Amazon Prime Rewards Visa Signature Worth It

How To: Split Amazon Purchases On Multiple Credit Cards

The Amazon Prime Rewards card is undoubtedly worth it if you frequently order from Amazonespecially if you spend over $2,380 each year on the site or spend big on Amazon Prime Day.

With the Prime Rewards card, you can easily reimburse your Prime membership, better protect your purchases and utilize a few travel perks to boot. The unlimited 5 percent rewards easily outperform other credit cards online shopping categories.

On the flip side, a general-purpose rewards card may earn you more if you prefer higher rewards rates on more variable bonus categories or other online retailers. Still, the Amazon Prime Rewards Visa Signature offers better rates and more versatile rewards than many store cards.

All information about the Amazon Prime Rewards Visa Signature Card, Capital One® Walmart Rewards® Card, and Amazon Business Prime American Express Credit Card has been collected independently by Bankrate.com and has not been reviewed or approved by the issuer.

A Potentially High Apr Could Cost You

The Amazon Prime Rewards Visa Signature Card has a variable APR of 14.24% to 22.24% on purchases and balance transfers.

A high APR isnt a concern if you pay your bill on time and in full each month. But if you carry a balance, then you might wind up paying a lot in interest. We dont recommend using credit cards for purchases you cant afford to pay off by your due date, but the APR is still a consideration if you have to cover emergency expenses that dont easily fit into your budget.

Can I Buy From Amazon And Pay With Paypal

Obviously, Amazon doesnt allow people to pay with PayPal. However, you can choose a debit or credit card you want to use during the payment process.

Therefore, if you use a PayPal Business Debit MasterCard, PayPal Cash Card, or PayPal Key , you can still pay for goods with your PayPal account.

See our related article about How to Apply for a Credit Card for the First Time. This is a very simple and detailed guide for those who wish to apply for a credit card for the first time.

You May Like: What Is Applied Bank Credit Card

How To Split Payments On Amazon

Once you’ve added items to your cart and are ready to check out, follow these steps to split your payment between a gift card and your credit or debit card:

1. If not already there, go to your cart by clicking the basket icon in the top-right corner of your screen.

2. Click the yellow “Proceed to checkout” button in the upper-right corner.

3. In the box under “Add a gift card, promotion code, or voucherenter your Amazon gift card code then click “Apply.” If you’ve already added a gift card to your account make sure the box labeled “Use your $X gift card balance” is ticked.

4. Make sure the correct credit or debit card is selected under “Payment method” and if not click the “Change” button and then select your preferred card.

5. Review your delivery options and then click the yellow “Place your order” button.

Move Money To Your Bank Account

3 Ways to Buy Things on Amazon Without a Credit Card

I know, sending money from your PayPal account to your bank account isnt the easiest way to use your PayPal money to pay at Amazon. However, its still something I wanted to mention.

Just move your funds to a bank account that Amazon accepts and start shopping! Note that transferring money to your bank account will take a long time when youre looking to do it free of charge.

However, the process is pretty straightforward. Just link your checking or savings bank account and wait for PayPal to process the transfer. You can wait up to ten days for this type of money transfer.

Im not a patient person, so I cant imagine waiting for my money to move from one account to another. If this isnt a deal-breaker for you, opt for the free option. Otherwise, pay the fee and dont wait. The fee is 1% of the total transferred amount. However, if youre only sending $100, thats only a 1$ fee.

Additionally, if you use a debit card, you wont need to wait for account verification. Simply log into your PayPal account, pick Transfer Money, and you will have your time moved in no time.

Read Also: Where Should I Keep My Credit Card Balance

How To Purchase On Amazon Using Paypal

Unfortunately, Amazon doesnt directly accept PayPal payments. However, dont fret about it! In todays article, I will discover a few ways to use your PayPal account to buy at Amazon.

Some of those ways require a PayPal Cash Card, PayPal Key, or PayPal Business Debit MasterCard. If you have a personal account, you can ask for a debit PayPal Cash Card that can help you buy at Amazon. And if you have a business account, you can request a PayPal Business Debit MasterCard.

You can also use a PayPal Key at any online merchant that takes MasterCard. Its a virtual card available to both business and personal account customers. Just follow these steps to obtain it.

As you can see, you have plenty of options to shop at Amazon using PayPal. That being said, lets take a closer look at each option and learn more about the details on how to use them.

See our related article on the 5 Best Ways to Buy Visa Gift Card with PayPal. Another great option for purchasing gifts with your Paypal account.

You Can Now Use Paypal Credit On Amazon

PayPal is probably one of the most used and popular online payment methods at the moment. Almost everybody has a PayPal account, as it allows you to purchase products from all over the world with ease. Just add funds into your PayPal account and you will be able to shop in a comfortable and secure manner. Probably the best part about using PayPal is that this platform has stringent rules when it comes to security. For example, if a merchant fails to ship his order, it is possible to get your money back with PayPal. This way, you will not risk paying for an order that never arrives and this is only one example of the many benefits you can have with PayPal. In any other circumstances you can rely on quick cash, like a 1000 dollar loan from to continue shopping on Amazon.

But, unfortunately, if you want to and other several large online marketplaces, you will notice that PayPal is not an accepted payment method. It will seem strange, considering that Amazon has sellers from all over the world and products can be shipped internationally. In this case, a world-renowned payment method like PayPal would be of great use. However, PayPal will not be listed among the accepted payment methods on Amazon. So, how can you use PayPal credit on Amazon? Is there a way to make this possible? What are other PayPal alternatives?

Don’t Miss: How To Get Free Credit Card Numbers

The Amazon Prime Rewards Visa Signature Card Vs The Capital One Walmart Rewards Card

Ultimately, whether the Amazon Prime Rewards card or the Capital One® Walmart Rewards® Card is the better choice depends on which retailer you shop with online more. They have comparable reward programs, except the Amazon card offers 2 percent rewards at drugstores while the Walmart card offers 2 percent cash back on travel. While the Walmart cards travel category would likely have more rewards potential, its gas category only covers Walmart and Murphy USA gas stations while the Amazon cards gas category is much more flexible.

You may be able to get more first-year value from the Walmart card since its 12-month 5 percent cash back rate on in-store purchases when using Walmart Pay only takes spending over $2,000 that year to eclipse the Amazon cards $100 bonus gift card. However, factors like richer benefits, a lower ongoing APR and a more popular online shopping platform could make the Amazon Prime Rewards card a slightly better option overall.

Best Quarterly Bonus Category Credit Cards For Purchasing Amazon Gift Cards

How to Add a Credit Card to Amazon Account

Obviously, your Amazon purchases will earn 5% cash-back if Amazon is featured as a merchant in a quarterly bonus category.

Hot Tip: If Amazon is not a featured merchant, you can still earn 5% cash-back by purchasing Amazon gift cards with your credit card at featured merchants, and then using the gift cards for your Amazon purchase.

Best Quarterly Bonus Category Credit Cards for Amazon Purchases Common5% bonus category merchants that may sell Amazon gift cards
  • Freedom Flex card

Ultimate Rewards points from your Freedom Flex card can be leveraged by transferring to a premium Chase Ultimate Rewards-earning credit card like the Chase Sapphire Reserve® Card, where rewards can be redeemed for 50% greater value.

Discover It® credit cards feature CashBack Match®, which matches all of the first-year cash-back youve earned at your cards first anniversary, effectively earning 10% total cash-back on Amazon purchases.

Hot Tip: For a full list of all merchants selling Amazon gift cards, check out this comprehensive directory.

Read Also: How To Get Dubai Tourist Visa From Usa

How To Add Your Apple Card To Your Amazon Account

Now that the Apple Card is publicly available to everyone, it’s fast and easy to apply for your own Apple Card right now. Once you get approved, you can start using your Apple Card immediately, no strings attached. Remember, you get 3% Daily Cash back on all Apple Store and Apple service purchases , 2% on Apple Pay purchases, and 1% on everything else with your physical Apple Card.

But what about online shopping on big sites like Amazon? Don’t worry, your Apple Card still has standard card information that you can use like any other credit card online. Just remember that this will only count for the 1% Daily Cash back if it’s not Apple Pay.

The Amazon Prime Rewards Visa Signature Card Vs The Bank Of America Customized Cash Rewards Credit Card

If youre a big online shopper but you want as much rewards flexibility as you can get month-to-month, the Bank of America® Customized Cash Rewards credit card is one of the most versatile cash back cards on the market. Granted, its online shopping category rewards rate is 3 percent rather than 5 percent, but you can swap out your 3 percent category each month for five other choices that include dining, gas, travel and other everyday expenses. Youll also benefit from fixed 2 percent cash back categories that cover grocery stores and wholesale clubs. More interestingly, Bank of Americas online shopping category is one of the most comprehensive available, covering major retailers like Amazon.com and Walmart.com on top of a myriad of retailers and specialty sites like Etsy.com.

The downside is that the Bank of America Customized Cash cards 3 percent and 2 percent bonus categories share a $2,500 quarterly spending limit, which will drop all your spending to 1 percent cash back if you exceed it. The Bank of America cards better $200 cash rewards bonus , 15-billing cycle 0 percent intro APR on purchases and balance transfers and 13.99 percent to 23.99 percent variable APR may offset this hurdle, but the Amazon Prime card offers unlimited rewards. Its worth noting that, aside from rewards, the Prime card also has meatier benefits.

Feature

You May Like: Why Pay Annual Fee For Credit Card

How To Use Points To Pay At Amazoncom

Typically, you must link your participating credit card with your Amazon account to use its points for shopping, although thats automatic with some issuers, such as Citi, if youve ever used your credit card to pay for something at Amazon. Once linked, you should see the points as a payment option at Amazon checkout.

If you partially pay for your order with credit card points, the remaining balance may be charged to that same card, not your default payment method at Amazon. You cant combine rewards points from different credit card programs to pay for the same order, but you can combine them with Amazon gift cards.

Shopping with points comes with restrictions that vary slightly by credit card issuer. For example, you might not be able to buy digital goods, Kindle downloads, Subscribe and Save items or things from AmazonFresh. You also cant use one-click ordering if you want to pay with points or use points when ordering on the phone. You can use credit card points to pay for Amazon Prime membership with some programs but not others.

Bottom line: You can use points from a variety of credit card rewards programs to pay for things you buy at Amazon.com, but it might not be a valuable use of those rewards.

To view rates and fees of the Amazon Business Prime American Express Card, see this page.All information about the Amex EveryDay® Credit Card has been collected independently by NerdWallet. The Amex EveryDay® Credit Card is no longer available through NerdWallet.

Amazon Prime Rewards Visa Signature Card Overview

How to use amazon gift card without credit card

The Amazon Prime Rewards Visa Signature Card is one of the best online shopping credit cards due to its high reward rates on Amazon purchases with no spending caps and Visa Signature benefits.

The biggest drawbacks are the required Amazon Prime membership and a few missing purchase protectionsbut these are minor nitpicks compared to what many other store cards offer.

Want more details? Jump to the following sections:

  • Requires an Amazon Prime membership, which costs $119 per year
  • Only one Amazon Prime account can be linked to this card
  • Reward points cant be transferred to other loyalty programs
  • Although its a Chase credit card, it doesnt have access to the Chase Offers or Chase Ultimate Rewards portals

You May Like: How To Get Cash From First Premier Credit Card

Our Thoughts On The Capital One Venture Rewards Credit Card

For those who want to earn travel rewards, the Capital One Venture Rewards Credit Card is one of the best, as youll earn a standard 2 Miles per dollar on every purchase, every day. Whether youre an Amazon Prime member or not, you can use your Capital One Venture Rewards Credit Card on Amazon purchases and an infinite number of other retailers to earn 2X Miles. You can then transfer your miles to any of Capital One’s 15+ travel partners or erase any travel-related charges on your card.

Understanding Your Points And Redemption Options

Weve touched on earning points with the Amazon Prime Rewards Visa Signature Card now lets take a look at how you can use your points. The good news is that there are lots of options here, as well.

On Amazon.com, you can redeem your points to pay for part or all of your eligible purchase.

To use your points at Amazon.com, select the Amazon Prime Rewards Visa Signature Card as your payment method when checking out. You can then choose the dollar amount you want to cover using your points. Using your points this way gets you a redemption value of $1 per 100 points.

You can also redeem your points for cash back, gift cards or travel. The redemption value may vary for other types of redemptions, but 100 points also equals $1 for Amazon.com, travel, gift cards and cash back.

Don’t Miss: Can You Send Cash App With Credit Card

Is The Amazon Credit Card Worth It

We think the Amazon Prime Rewards Visa Signature Card is a good deal if you frequently shop at Amazon.com and Whole Foods and you already subscribe to Amazon Prime. Since there are other good cashback cards available, we don’t think it’s worth signing up for Prime just for this card, unless you want to take advantage of Prime’s other benefits, such as its video-streaming service.

Best Quarterly Bonus Category Cash

HOW TO PAY WITH TWO CREDIT CARDS ON AMAZON 2020 (EASY) – How To Pay With 2 Cards On Amazon

Several credit cards offer quarterly bonus categories that deliver 5% cash-back at select merchants Amazon is occasionally one of the merchants featured as a quarterly category.

When this happens, youll receive 5% cash-back for your Amazon purchases when using your qualifying credit card on up to $1,500 in purchases per quarter.

The following credit cards may offer Amazon as a quarterly bonus merchant:

  • Discover It® Student Cash Back
  • NHL Discover It®

Youll need to register each quarter to activate quarterly 5% bonus earnings.

Recommended Reading: How To Tap Credit Card

Shop What You Want And Buy Or Add To Cart

Once you login to Amazon after that you can shop anything you want. Search the product name in the top search bar for example mobile, mouse, Redmi note 8.

Be wise while shopping and choose the right product for you to avoid getting the wrong products.

  • Chose the color and variant if available. For example, a mobile color like black, green. and variants like 6GB RAM, 8GB RAM.
  • Dont miss to read the review of the product mentioned below of every product.
  • Click on add to cart or buy now options.
  • Cart: Basically a cart is a place where we can keep multiple things and buy at once. Use add to cart to buy 2 products to do that click on the first product and add it to cart and similarly search the second product and add it to cart. Click on the checkout to order the things present in the cart.
  • Buy Now: If you want to purchase a single item, simply press on the buy now option.

Note: Next You may be asked to give Address details or choose a payment method. You can fill which is asked. I have mentioned the below details on both.

More articles

Popular Articles