Thursday, February 2, 2023

How To Take Credit Card Payments At Craft Shows

Don't Miss

Boost Sales: Accept Credit Cards At Craft Shows

How To Sell at Craft Fairs – How To Accept Payments In Person

We know that many of the festival and fair attendees walk among our booths with limited cash in their pockets. We also know they often scout the venue location and other vendors before returning to our booth for a purchase.

And how many of these people do you think spend their cash on food items while they explored the event? So now you have a family of four at your booth, each juggling a four-dollar soda and seven-dollar hotdog, and you are presented with a Visa card what do you say?

If you have a product that you sell for cash only, and your sales dont suffer as a result of not accepting credit cards, you are in the lucky minority. For the rest of us, we may like to accept credit cards, but there may be a number of things standing in our way:

  • We dont understand the process
  • The portable nature of our business & the related expense of complex equipment
  • The seasonal nature of our business vs. yearly contracts and maintenance fees
  • High transaction fees digging into our profits
  • The variety of credit card processing options available & determining which is appropriate.

Should You Accept Credit Cards At Craft Shows

Sometimes it feels like Arts & Crafts shows and festivals are the only places that should offer layaway plans for hotdogs, sodas and beer! All kidding aside, many people that attend these events carry a limited amount of cash, and the truth is that for many, those dollars are going into the hands of food vendors. Even if you have the best soap or candles on the planet, it’s tough to compete for those limited greenbacks when the little ones are dying for that frozen lemonade and cinnamon churro.

The thing is, plenty of these attendees may be very motivated to do business with you, but we have to make it practical, and easy. Unless your booth sits adjacent to an ATM machine, you are likely losing sales because you don’t accept credit cards. This means getting a merchant account and some method of being able to process charges from your booth.

Accepting Credit Card Payments At Craft Shows

accepting credit card payments at craft shows is a summary of the best information with HD images sourced from all the most popular websites in the world. You can access all contents by clicking the download button. If want a higher resolution you can find it on .

Note: Copyright of all images in accepting credit card payments at craft shows content depends on the source site. We hope you do not use it for commercial purposes.

Also Check: Ashley Stewart Account

Why These 6 Mobile Pos Systems Could Make Your Life Easier

These six mobile POS systems, including Square, Lightspeed, Toast, and more, will let you take your small business to the next level with new possibilities.

  • Shannon VissersThe former editor-in-chief of SteelOrbis, Shannon has been researching and writing about small business software and financing since 2015. Her shopping and retail expertise has been cited in numerous publications, including Reader’s Digest, MSN, Yahoo Finance, and GOBankingRates . She has also published articles for LIVESTRONG.COM, eHow, Life’d, and other websites. Shannon attended San Diego State University, graduating in 2005 with a BA in English.

    Expert Analyst & Reviewer

Why You Must Have A Credit Card Reader For Craft Fairs And Which One To Choose

1000+ images about Craft Show supplies/Ideas on Pinterest ...

Youre at a big event. It cost you a lot to be there and youve gone all out with your display so you can get as many sales as you can. Your table is thoughtfully laid out, everything is beautifully branded and your signage is clear. Then someone asks the question Do you take card payments?

If your answer is no, your beautiful stand design and thoughtful branding is going to waste, at least on some people. You are losing sales and the worst thing is that you are probably losing the bigger more expensive sales.

Luckily, this is very easy to fix. Far easier than that annoying formatting error on your website that you just cant seem to fix, and definitely easier than deciding on your brand colours.

Read Also: Macys Com Mymacyscard American Express

Do I Need A Chip Reader

To protect your business and customers, you should adopt EMV-enabled readers as soon as possible. Although not all issued cards are 100% chip ready, their use is growing.

Chip cards are harder to counterfeit, which means customers are at a lower risk of fraud. In 2015, the rules governing who is liable in cases of in-store credit card fraud shifted from the credit card companies to businesses that dont adopt the EMV-reading standard.2 So youll be liable for a counterfeit purchase if its made using a chip card, but if your business uses EMV readers, your risk in counterfeit cases is reduced. Its a win-win!

Top 8 Benefits Of Choosing Square Up

  • Square up offers a competitive 2.75% rate with no extra monthly fees or hidden fees.
  • Square up is paperless and easy to use with an android phone, iphone or ipad.
  • Processing is automatic. There is no need to call in numbers manually and settlements are deposited directly into your bank account within 1 to 2 business days.
  • Square has an easy online approval application that can be completed in minutes.
  • Square up offers innovative record keeping options that can be downloaded for each show that you attend.
  • While you cannot accept debit/direct payments using the Square you can enter your cash sales complete with product descriptions and photos for complete record keeping for each show.
  • Square is a leader when it comes to innovative thinking. They even offer an option for customizing loyalty cards so that customers will receive a discount after a set amount of purchases. Each time the customer makes a purchase theywill see that they are closer to receiving a purchase discount and that gives your customers incentive to keep coming back.
  • Also Check: Carecredit Mastercard Rewards

    Use Quickbooks Online For Payments

    QuickBooks Online credit card payment option also provides small businesses with an easy and accessible way to accept card payments. If your business already uses this software for accounting and bookkeeping purposes, then its a great way to receive credit card payments too.

    Allow customers to pay with cards through electronic invoicing, or connect mobile payment apps to QuickBooks Online to enjoy seamless integration. Make your life easier and provide your customers with quick and easy checkout services with the various payment capabilities of QuickBooks. Try it free today.

    How To Take Credit Card Payments

    How to accept money at craft fairs. Do you have to collect sales tax? How to process credit cards

    While magstripe credit cards are swiped, EMV chip cards are dipped into the reader chip card side down. Here is how to process EMV credit cards on the Square contactless and chip reader:

  • When your customer is ready to check out, tap Charge on the screen to trigger the payment .

  • Insert the card chip-side first and with the chip facing up into the wide port at the top of the reader.

  • Keep the card in the reader for the whole transaction. EMV transactions can take 6-7 seconds to complete.

  • If youre taking the step to accept credit card payments, why not fully modernize and start accepting mobile payments? Mobile payments, or transactions customers make with their phone or other mobile device, use something called near field communication technology.

    This means that customers hold their device over an NFC reader, a mobile card reader, to pay . The most popular forms of this technology are Apple Pay, Android Pay, and Samsung Pay. Mobile payments are faster than EMV transactions and just as secure. Square Terminal, Square Stand, and Square Reader for contactless and chip accept NFC payments.

    You May Like: Paying Best Buy Credit Card Online

    The Benefits Of Square Payment Processing

    Wondering if you really need a PSP? Customers who carry large amounts of cash are a rarity. And the risk of losing a sale is higher with big-ticket products. Normally, you have to set up a merchant account with a bank to process debit and credit cards. But getting approved takes time, and the equipment and processing costs quickly add up.

    Set Up Your Credit Card Processing System

    1

    Research credit card processing services. There are dozens, if not hundreds of credit card processors out there. Before you enter into a contract with one of these merchants, shop around and make sure that you have found the best deal possible. Most processors charge a per-month fee for the account on top of set-up and per transaction fees. Your goal is to find the service that has the lowest fees.

    2

    Set up a merchant credit card processing account. Contact the processing service that you found to have the most favorable rates. You will need to provide information about yourself including your name, address, telephone number, social security number and bank account number.

    3

    4

    Sync your terminal with your credit card processing service. Each processing service will have different procedures for performing this task. However, it usually only requires inputting your merchant account number and programming the service provider’s phone number into your machine. Contact your service provider for specific instructions regarding their specific processes and procedures.

    5

    Place your credit card terminal near your cash box or payment area. When a customer makes a purchase, type the amount of the purchase and any applicable tax into the terminal and swipe the customer’s credit or debit card. If the transaction is approved, the machine will print two receipts. The customer signs a copy for you to keep with your records and you provide an unsigned copy to the customer as a receipt.

    Also Check: How Do I Check My Cabelas Gift Card Balance

    Choosing The Right Mobile Merchant Credit Card Processing Service For Your Business

    Heres my list of criteria for picking a portable credit card processing company:

    • How easy is the mobile processing transaction for the customer?
    • How easy is it for the business owner?
    • What are the credit card processing charges per transaction?
    • Which credit cards does the service accept?
    • How fast do they transfer money from sales to my bank account?
    • Does the provider charge a monthly service fee?
    • Is there a long term contract for the credit card processing service?
    • If there is a contract, what is the penalty for early withdrawal?
    • Is the credit card reader chip card compatible?
    • How easy to use is the service providers merchant back office?
    • How far back in time can you generate sales reports, receipts, and other data?
    • How much customer service does the mobile merchant credit card processing service provide?

    Retail credit card processing helps grow your business at craft fairs. But as you can see, there are questions to ask before you select your service.

    But I Still Dont Want To Pay The Fees

    Square Stickers and Table Tents

    If saving a few cents is more important to you than making a sale then its time to re-think your whole sales strategy. To be successful you need to let your customers pay you the way they want to!

    If you went into a grocery store, a gas station, a hardware store or a restaurant and they didnt accept credit cards youd stop going there, right? Same thing for customers of your business

    Don’t Miss: Best Buy Apply For Credit Card

    Paypal Zettle: Most Payment Options

    $29.00*

    The PayPal Zettle and PayPal Here app are great for handling both online and in-person salesespecially if you need to take checks and want next-day funding.

    The PayPal Zettle is one of the best mobile credit card processing terminals. All PayPal mobile credit card processors are Bluetooth-enabled, which gives you the flexibility to accept payments anywhere within range of your mobile devices. And PayPals POS devices are some of the most affordable on the market.

    As a PayPal Here user, you can get the Chip and Swipe Reader for free when you set up a plan. Or you can upgrade to the Chip and Tap Bundle for contactless, chip, and magstripe transactions. It costs only $79.99one of the cheapest three-in-one devices we can find.

    PayPal Here also lets you accept checks through the mobile iPhone, Android, or Windows app. And of course, customers, vendors, and anyone else can use their own PayPal accounts to send and receive funds.

    Swipe transaction fees are 2.7% + $0.30 per transaction and PayPal doesnt charge any monthly subscription fees. Best of all, PayPals reader and mPOS system integrate seamlessly with PayPals popular merchant servicesmaking it easy to take both in-person and online payments from anywhere.

    Out of the gate, PayPal Here doesnt have next-day funding, but it does have an alternate solution you can choose. If you sign up for the PayPal Business Debit MasterCard®, you can get your payments as quickly as one business day.

    How To Manage Risk When Using Mobile Card Readers

    Card readers are also susceptible to cyberattacks and security breaches. Here are some things you can do to protect yourself and customer data:

    • Choose PCI compliant equipment. Make sure the card reader adheres to PCI DSS requirements. It should have built-in encryption, at the very least.
  • Update software. Whenever there’s a software update, don’t put it off. You should always used the most up-to-date software to ensure that there are no holes in security.
  • Dip when possible. If it’s a choice between swiping or inserting the chip, dip instead. EMV chips use encryption to keep card data safe, so it’s a lot more secure.
  • Practice good password habits. Keep your merchant account safe with a strong password. You should also change it every 3 months.
  • Keep your phone safe. Since you’re using the card reader with your smart device, be sure to keep it safe from malware. Don’t download random things or click suspicious links.
  • Recommended Reading: My Cabelas Club Visa

    Mobile Credit Card Payments

    Mobile credit card apps and readers allow merchants and businesses to receive payment through an added device on their smartphone. Newer technology allows tiny card readers to automatically connect with your smartphone or tablet for sleek and useful in-house card reading. Youll need to research the various mobile apps available before opting to buy the smartphone add-on device and subscription service for processing payments.

    The most used mobile app services for accepting and processing credit card payments include:

    • Square
    • Samsung Pay

    Some of these apps are better suited for the customers paying in-store versus requesting payment by the merchant. Learn more about the top payment apps used in Canada today.How Long Does it Take for Credit Card Payments to Go Through?

    From the time the merchant accepts payment, to the processing and allocation of funds into the merchants bank account, the typical waiting period is 1 to 3 business days. Depending on the processing service your business uses, most credit card payments will reach your business account after twenty-four hours.

    What Does It Take To Get A Merchant Account

    Accepting Credit Cards When Selling Crafts

    Accepting credit cards is easier today that it ever has been. In general, the following is all you’ll need to get going with a Merchant Account:

    • 18 years of age or older
    • Have a US checking account
    • Good credit sure helps when you need low rates, but there are programs available to those with less than stellar credit.

    Generally, this process takes anywhere from one to three days. It’s quick, easy, and frankly, qualifying should be the least worrisome detail. Be more concerned with picking the right company, payment solution, and account structure.

    Also Check: Capital One Credit Card Cash Withdrawal Fee

    What Are Credit Card Transaction Fees

    To receive a credit card payment at your business, you will need to understand what credit card fees in Canada are attached to payment processing. Meaning, every time a customer pays you with a credit card, your business will be charged a transaction fee to process these electronic payments and receive the money in your business account for your goods or services.

    As they are called, these pre-transaction fees or merchant fees will vary depending on the service provider you use to accept payments. Typically, merchants will pay fees from 0.5% to 5% of the total transaction per customer. Additionally, certain fixed fees will also need to be paid periodically, whether monthly or yearly.

    Further processing fees could apply when dealing with chargebacks on a card. This is when a customer purchases something from your store and then seeks to return it, having the original charge rescinded on their card. Learn more about payment processing for chargebacks.

    Mobile Card Reader For Smartphone

    These devices connect to your smartphone via Bluetooth and use your smartphones data connection to transmit and receive data. You buy the card reader and it belongs to you. Transactions are processed in an app on your smartphone and customers use the card reader to enter their details.

    Pros

    • No monthly fees. You only pay when you are taking payments.
    • No contracts
    • You own the terminal. If you drop it in the toilet, youll have to buy a new one but it will cost less than if you have to replace a Mobile GPRS terminal you broke.

    Cons

    • You have to have an iPhone, iPad, Android Smartphone or Android Tablet. If you dont have one already, youll have to factor in the extra cost of buying one.
    • Slight technical learning curve especially if you dont already have a smartphone or tablet.
    • You are reliant on the strength of the mobile data signal in the area where you are selling. The terminals dont need a lot of signal but if theres none at all and no wifi, you wont be able to take payments. Wifi available at venues can often be slow and unreliable.
    • No printed receipt for customers unless you purchase a separate printer . Receipts are sent by email or text message. I have never found customers to have a problem with this but I suppose it is a possibility.
    • If you want to change providers or if a new technology is adopted you will need to buy a new terminal

    Also Check: Td Gift Card Activation

    More articles

    Popular Articles