Questions Frequently Asked By The Purchaser:
What is the Commerce Visa® Gift Card?
The Commerce Visa Gift Card is not a credit card. The Card is accepted everywhere Visa debit cards are accepted within the United States. You may not use your Card to obtain cash from an ATM, redeem it for cash or obtain cash back from a Merchant purchase or at a Branch, nor may you re-sell the Card.
Where can I purchase a Commerce Visa Gift Card?
Commerce Bank customers may purchase Commerce Visa Gift Cards online at www.commercebank.com/giftcards. Limitations may apply. Commerce Bank Corporate customers may purchase Bulk orders by using our Bulk Order Form on our website, www.commercebank.com/giftcards.
What dollar amounts can I put on a Commerce Visa Gift Card?
Cards may be loaded in whole dollar amount from $25 to $1000 per card. Limitations may apply.
Will I be charged a fee for purchasing a Commerce Visa Gift Card?
Yes. The fee is $4.99 per card for a Commerce Visa Gift Card purchased via the online ordering site . Fees for a card purchased using our bulk order form are $3.99 per card .
What fees apply to the Commerce Visa Gift card?
In addition to the per card purchase fee, you will be charged the following fees, when applicable. These fees apply to all gift cards purchased in our branches, online, or through our bulk program effective 8/11/2010.
Do Giftcardscom Visa Virtual Account Funds Expire Are There Usage Fees Or Monthly Fees
All GiftCards.com Visa Virtual Accounts have a seven-year expiration date from the time of purchase. There are no fees associated with using GiftCards.com gift cards to make a purchase however, Virtual Accounts that are inactive for more than 12 consecutive months will be charged a $4.95 per month inactivity fee.
Please refer to the Terms and Conditions delivered with your Virtual Account.
To learn more about non-Visa Virtual Accounts, refer to Merchant eGift Card questions.
Personalize The Card Carrier
If you select the custom greeting card, you will be able to add a personal message to the greeting card and play with the fonts and text. If you select the standard carrier, you will simply add a greeting. Select Complete when done. The gift card will be added to your shopping cart.
Now all you have to do is pay for the card and enter shipping details. If you send multiple Visa gift cards, you can ship them to the same address or different ones.
Now isnt that easier than driving to the store, buying a Visa gift card off the rack, buying a greeting card to put it in and going to the post office to mail it? In just a few minutes, your one-of-a-kind gift card will be on its way. And THAT, my friends, is how to send Visa gift cards quickly and easily.
Happy Gift Carding!
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Is A Signature Required To Accept My Physical Target Giftcard Delivery
Physical Target GiftCards that are under $200 and sent using standard shipping will arrive at the shipping destination via standard United States Postal Service mail and will not have tracking information. For Target GiftCards valued over $200, your signature will be required upon delivery. |
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Target GiftCards qualify for free standard shipping. You may have an additional charge if you select premium or express shipping. |
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Visit the gift card fraud prevention page for information and resources on gift card fraud prevention and tips to avoid gift card fraud. |
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Where Can I Find The Tracking Number For A Target Giftcard I Ordered

Tracking information is only available for gift card orders placed using express shipping. Tracking information can be found within your shipping confirmation email or by logging into your Target account and viewing your order history. For information or questions about your order, call Target.com Guest Services at 1-800-591-3869. |
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Can I Request A Replacement If My Target Giftcard Is Lost Or Damaged
If your Target GiftCard has a damaged or defective barcode, you can request a replacement by calling the Target GiftCard team at 1-800-544-2943. You’ll need your original receipt. If the Target GiftCard barcode is still intact, your local Target store may be able to scan and replace your card as long as the access code is still legible. If you lost a Target GiftCard with an available balance, you can request a replacement by calling the Target GiftCard team at 1-800-544-2943. Youll need your original receipt. Partially used Target GiftCards will be replaced for the remaining balance. |
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Target GiftCards cant be used to purchase the following:
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When using Target GiftCards, hang on to them until you receive your order, just in case we need to change your order and credit your Target GiftCard. |
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Follow Up With The Recipient
Last but not least, be sure to follow up with the recipient on the day theyre supposed to receive their virtual gift. If its a holiday or special day, they might not be checking their messages as frequently. Let them know to be on the lookout for your eGift so they dont miss it.
From there, stay in touch with them in case they have any trouble with it. Most likely, theyll put it to use right away, and thats all you need to do!
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How To Electronically Send A Visa Gift Card
Add the eGift card to your cart once youve confirmed the details. From there you can check out. Its important to note that fees apply when purchasing a Visa eGift card.
Trade For Cash Using A Gift Card Exchange Kiosk
Gift card exchange kiosks are located in supermarkets and shopping malls and are typically bright yellow in color. They can be easily located by doing a quick search engine look up. These can be easily used to get cash from a Visa gift card.
Once you have identified a kiosk, you can follow the prompts on the screen to enter your gift cards information. Eventually you would receive a series of offers as a trade for your card.
If you wish you can select the cash offer, if one is presented and to your liking. A voucher would then be issued to you to take to the cashier to redeem for cash.
Though you would not be capitalizing on the full cash value of the gift card, the bottom line is you can get money off a Visa gift card by using a Gift Card Exchange Kiosk.
We have made it even easier to find a Gift Card Exchange kiosk to convert your Visa gift card to cash. Just use our Gift Card Exchange Kiosk Zip Code Search below!
All you need to do is enter your zip code in the search box and hit the button to find the Gift Card Exchange Kiosk nearest to you, ranked by real Google Reviews.
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Questions Frequently Asked By The Recipient:
How to activate a Visa Gift Card?
Activation of your card depends on the purchase method. Cards purchased through a Corporate Bulk order come with an activation code, which the purchaser will provide to you. Cards purchased online via our website will have your name embossed on it. You will activate your card using a combination of your phone number and zip code.
How can I check the balance on my Commerce Visa Gift Card?
To check the balance of your Commerce Visa Gift Card, log on to www.commercebank.com/checkmygiftcard or call the toll-free number 1-866-271-7780.
Why should I register a Visa Gift Card?
Registering your card has several benefits: It enables you to make purchases online. Most online retailers do not accept payments without a valid billing address. Your registered address will serve as the billing address that retailers require. It enables Customer Service Representatives to more quickly assist you when you call. It protects you from fraudulent activity. It protects you if your card is ever lost or stolen, so that you can be reimbursed for lost funds.
What should I do if my Commerce Visa Gift Card is lost or stolen?
Report a lost or stolen card immediately by calling Customer Service at 1-866-271-7780. You will need to have the card number and other identifying information in order to cancel the card and have a replacement card issued. A card replacement fee will apply if you are replacing a card that is lost/stolen. Refer to the fee section below.
How To Send Visa Gift Cards
The quickest and easiest way to send Visa gift cards is to order online and have the cards on their way in no time!
Visa® gift cards are some of the most flexible gift cards you can send. Since they can be used wherever Visa is accepted, the cards can be redeemed online, in stores, over the phone or even at the Farmers Market if the seller accepts mobile payments. Below are seven quick steps to teach you how to easily send Visa gift cards.
I already shared the best places to buy Visa gift cards in a previous blog post. As a recap, you can buy them online, in grocery stores, at banks and a variety of other places. Since you typically have to pay an activation fee, make sure to read the terms and conditions on the card you pick to see how much buying the card will cost versus post-sale fees such as non-use charges, reload fees and so forth. Cards with lower activation fees may cost you more on the back-end, but that shouldnt matter if you believe the recipient will use the card quickly. The activation fees at Giftcards.com are some of the lowest in the industry, so in this blog post, Ill share how to send a Visa Gift Card from our site.
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Are There Any Fees When Using A Prepaid Visa Gift Card
When making a purchase outside the United States, a foreign transaction fee of up to 2% will be added to the purchase amount. In addition, some merchants may charge a small transaction fee, conversion fee , or holding/authorization fee. Be sure your balance can cover any possible fees to avoid declined payments.
What Is An Authorization Hold

Once you place an order, you may have a pending authorization on your debit or credit card account in the amount of the estimated order total. While authorization holds are not actual charges, they allow your bank to reserve funds so the order can be processed. Authorization holds are temporary and only remain in effect until they expire, the card issuer removes the hold, or the authorization is settled. Once an item has shipped, the authorization hold is removed and charges will post to your debit or credit card account.Its possible that you may have multiple authorizations and/or charges on your account for an order. Authorization holds may be requested for individual items if your order ships in multiple shipments. You may also have any combination of the following:
PayPal® authorization holds can be extended up to 365 days, renewing every 30 days.If at any point an authorization hold request fails, Target automatically cancels the order. If you need help requesting the removal of an authorization hold, contact your card issuing bank. |
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How To Instantly Send Egift Cards Via Text Dm Or Email
Thu, 07 Oct 2021 02:21:00 GMT
Gift cards have long been one of the best ways to send a treat to friends and family. Unlike traditional gifts, you dont have the same stress of choosing the right thing. You simply send a specific amount of money towards a particular retailer, restaurant, or service, and the recipient chooses what theyd like with those funds.
Looking For Gift Card Ideas
Clothing Who doesn’t need clothes? Whatever theyre into, get them something that always fits and keeps them in style from top fashion retailers.
Gifts for HimWhether he’s a gamer, handyman or outdoorsman, pick from his favourite brands and get him something he will truly love.
RestaurantsTreat someone to an inspired dining experience. Browse our diverse range of dining and restaurant gift card options.
Gifts for HerFind the perfect gifts for her – from great reads, hot tech to jewellery and cosmetics, surprise her with something special.
MoviesWhat better way to spend an evening than heading to the movies? Give a movie gift card tonight and let them enjoy the show!
Gifts for TeensGet a gift that will help teens stay on trend with the latest tech, accessories and fashion from their favourite brands.
TravelTreat yourself or your favourite travellers with a gift card for the perfect hotel in over 200 countries.
Gifts for KidsGet them a gift card that gives them everything they want including their favourite books, movies, music and video games!
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Get Rewarded Everytime You Give
Earn G-Money Rewards and get discounts on participating merchant eGifts.
- Q. How are Merchant eGift Cards delivered?
- A. When you buy a merchant eGift Card, your recipient will receive an email message that contains a link to the eGift card. The link will take the recipient to the personalized eGift Card where it can either be printed or entered into a mobile wallet application. You will also receive a confirmation email.
- Q. Where can Merchant eGift Cards be used?
- A. Most Merchant eGift Cards can be used at the merchants retail locations and online at the merchants website. However, since every merchant is different, please refer to their specific terms and conditions found on each brands page prior to purchasing their card.
- Q. Where can Visa and Mastercard Virtual Accounts be used?
- A. Virtual Accounts can be used to make purchases on the Internet and by telephone from any merchant that accepts Visa/Mastercard debit cards.
*The merchants represented are not sponsors of the GiftCards.com eGift Program or otherwise affiliated with GiftCards.com. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions. Reward percentages are subject to change at any time and are not offered on all products. This optional offer is not a product or service of MetaBank, Mastercard, or Visa, nor is this offer endorsed by MetaBank, Mastercard, or Visa.
Buy Gift Card At The Post Office
At my local post office, there is a kiosk that houses about 20 to 30 of the most popular brand gift cards. If you come to buy and send a gift card empty handed, youll have to buy the gift card, something to mail it in and postage, but you can do it all in one stop which is fast and convenient.
Save Money on Packaging.
Before going to the post office, bring your own gift bag, greeting card, sturdy envelope and tape so all you have to pay for is the gift card and postage.
To keep the package secure and make sure it gets delivered, I suggest mailing the gift card with trackingpossibly even with signature required.
Although there is an increase in mail theft around the holidays, having a gift card stolen isnt the only reason a gift card might not arrive. I learned several tips on how to mail gift cards in this article that explains sometimes gift cards simply shake loose if the packaging isnt secure. This mail tipster suggests paying a few extra pennies to keep your gift card from going through the mail sorter and put a return address sticker on the gift card itself. If the gift card breaks free from the envelope and the post office knows who it belongs to, the gift card will be returned.
If you have any other questions or know of some fast and cheap ways to send gift cards, leave a comment below or reach out to me on Twitter .
Happy Gift Carding!
~Shelley Hunter, Gift Card Girlfriend
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Selecting A Gift Card
Visit Visa.com and select “Get a Card Online” to browse Visa gift card online providers. Read the eligibility criteria necessary to buy the gift card. For example, Commerce Bank only offers Visa virtual gift cards in certain states, while BCU only offers cards to its banking members. GiftCardLab.com provides a wide variety of Visa gift cards designs and styles that are delivered via email. You can even upload your own design to create a custom gift card. As of publication, a $5.95 fee applies to each gift card. Read the terms and conditions before purchasing. Giftcards.com is also listed on the Visa website. The card denominations range from $20 to $500, with fees ranging from $2.95 to $4.95.