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How To Put Money On Prepaid Visa

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How To Transfer Money From Your Prepaid Card To Your Bank Account Using Moneygram

How to Activate and Load Your Visa Prepaid Card

We struggled to find a simple, sure-fire way to move funds off our prepaid cards for a long time. One day, a helpful reader shared this clever hack that works with almost every prepaid card.

Using a remittance service like MoneyGram, you can transfer money to your bank account quickly, cheaply and safely.

Here Are Some Reasons Why We Love This Method:

Safe: MoneyGram has been around since 1940, and is the second largest money transfer company in the world.

Fast: Receive your money in minutes if you choose the Debit Card Deposit option.

Cheap: Fees are as low as $1.99. See our section on how their fees are calculated.

Reliable: Dozens of our readers have successfully used this method, and it appears to work for virtually any prepaid card.

Here are the steps to transfer money from your prepaid card to your bank account using MoneyGram:

How To Add Money To Paypal With A Prepaid Visa Card

Prepaid credit cards can provide an easy means for you to make online purchases through PayPal.As long as the prepaid card has a Visa, Discover, MasterCard or American Express logo, you can use the card on any website that accepts PayPal.

You can add Visa gift cards and prepaid cards to your PayPal Wallet, the same way you would a traditional debit or credit card.

  • Log in to your PayPal account.

  • Choose the Wallet option from the top of the page.

  • At the left, click Link a card or bank below your existing cards/banks

  • Choose Link a debit or credit card

Lastly, just add your Visa prepaid card information and click the link card button option.

Now, if youre transferring money between your PayPal account and a prepaid card, that can be prove to be a lot more difficult.While some prepaid cards can be linked to your PayPal account, others can’t, a lot depends on your credit card issuer.Generally speaking, you must register a prepaid card under your name and address before you can link it to your PayPal account.

You can transfer funds from an interlinked checking account or savings account to put money into your PayPal account.If youre using a prepaid Visa card through PayPal to do the same, its a completely different process youll have to follow.

Why Is My Visa Gift Card Being Declined

There are a number of possible reasons why a purchase could be declined: You dont have enough money left on your card. You havent activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

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How To Add A Card To Paypal

Step 1.First, youll need to login to your PayPal account.Once youre logged in, click on the “Profile” link on the homepage and select “Update Card” from the menu.

Step 2.Click on the “Add A Card” button on the “Debit and Credit Cards” screen to link your Visa card to your PayPal account.When the “Add Debit or Credit Card” screen loads, open the “Card Type” drop-down menu and select “Visa” to reveal the data-entry fields for your card information.Enter your card number, expiration date and the three-digit verification number from the back of the card.

Step 3.Verify that your card’s billing address matches the home address for your PayPal account.If it differs, click on the “Enter a new address as Billing Address” radio button and enter your information in the input fields that appear below it.Click on the “Add Card” button to complete the process.PayPal confirms that your card has been added to your account.

How To Use Your Card

Can you put money back on a visa gift card

How to Use Your Canada Post Prepaid Reloadable Visa* CardPlease read the helpful information below about using your Canada Post Prepaid Reloadable Visa Card. It will help you get the most from your Card and reduce declined transactions. Please also visit the Frequently Asked Questions page to review further details about your Card.

There are a few things you need to do when you first get your Card:

1) In order to use your Card in stores and to access cash from an Automated Teller Machine , you need to activate your Card and get a Personalized Identification Number . To obtain your PIN and activate your Card, call 1-844-590-8876 toll-free and follow the steps below:

Call Cardholder Services at 1-844-590-8876.

Enter your 16-Digit card number.

When prompted, enter your month and date of birth as MMDD .

Once your information has been verified, you will be:

  • advised that your Card is active,
  • advised of your current balance, and
  • assigned a 4-digit PIN. Remember and record this PIN and keep it separate from your Card at all times. When your PIN is confirmed, simply hang up. You may retrieve your PIN at any time by calling Cardholder Services at 1-844-590-8876 or by downloading the zenwallet app to your mobile phone. Available on and Apple App Store.

2) Sign the back of your Card right away with your signature and memorize your PIN.

4) Download the zenwallet app to your mobile phone to check your balance, view your transactions and get your PIN. Available on and Apple App Store.

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Three Ways To Use A Reloadable Visa Prepaid Card

Want a better way to monitor your childs spending? Maybe you want to send money to a relative far away. Or maybe you have trouble balancing a checkbook and need a low-cost way to keep your money safe and usable. For these times and others, Liberty Savings has a solution. With a Visa Prepaid card, your money is secure but accessible around the world.

Heres how it works: Apply for a card for yourself and up to four other authorized users. Once the card is open, you can deposit money into the card just like you can into any other share account. You and the authorized users can then access that money at any ATM or use the card like a debit card anywhere Visa is accepted. You can add more money to the card at any time.

This isnt like a gift card. Its personalized and secured with a PIN, just like a debit card. Its usable only by the bearer and the same identity protection Visa uses on all its cards is used for this one. You can also get replacement cards if yours is lost or stolen. Any transaction over the balance of funds on the card will be automatically declined, so theres not much risk of overdraft or negative balances.

Reloadable Visa Prepaid cards are a flexible, efficient way to manage your money. Lets look at 3 ways you can use a reloadable Visa in your life!

1.) Manage your childrens money

2.) Keep safe while traveling abroad

3.) Answers for poor or no credit life stages

Can You Pay Bills With A Prepaid Debit Card

Yes, bill payments can be made with a prepaid debit card if there are sufficient funds loaded to the card. An important thing to take note of when seeking to make any bill payment with a prepaid card of any kind is the cards processor. All prepaid debit cards partner with one of the four major payment card processors: Visa, MasterCard, Discover, or American Express. Generally, the card processor will dictate whether or not an electronic payment card is accepted by a company for a bill payment. Store gift cards typically can’t be used for bill payment unless with that specific retailer.

Beyond that, most prepaid cards will work in the same manner that any regular payment card will. If the cards processor is accepted, payments may be made on a website, on the telephone with representatives, or by filling out a form included with a paper bill in the mail and returning it through the postal service. Transactional fees are usually not necessary although some companies may charge for payments over the phone or express payments.

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Prepaid Cards Vs Debit Cards Vs Credit Cards

A key thing that differentiates prepaid cards is that they arenât linked to a bank account like a debit card is, and they arenât linked to a line of credit like a credit card is.

When you use a prepaid card, youâre only using the money that youâve loaded onto it. You arenât borrowing any money, and the card doesnât have the ability to draw from any other financial accounts you may have.

Thatâs why you need to reload an empty card with more money if you want to continue using it.

Go To A Gift Card Exchange Kiosk To Trade It In

How Does the Solavei Prepaid Visa Card Work? Best Prepaid Debit Card?

One super easy way to convert Visa gift cards to cash is to find a Gift Card Exchange Kiosk. Theyre usually yellow and you can often find them in shopping malls and supermarkets.

All you have to do is enter your gift cards information into the kiosk, which will include things like the set of numbers on the front of the card.

Youll then be presented with a range of offers for you to decide which one you want. Once youve made your selection, youll be issued a voucher to take to the cashier to get your money.

Related: Coinstar Gift Card Exchange: A Way To Get Quick Cash?

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What Are Prepaid Debit Cards

A prepaid debit card can serve as a budgeting tool or an all-out replacement for a bank account and the best prepaid cards offer convenience while charging few fees.

Prepaid cards are easy to get. Theres no credit check, and theyre often available even if you cant get a bank account because of a bad banking history. Unlike with a credit card, you load funds onto prepaid cards before use.

Some companies also offer mobile-optimized banking accounts that dont require a squeaky-clean banking or credit history and they often cost less than prepaid cards. Skip ahead to read about these low-fee alternatives.

Do Prepaid Cards Come With Fees

Before you open a prepaid card, it’s important to understand what fees may be associated with them. Most prepaid cards charge monthly maintenance fees around $10, which is similar to checking account fees that can cost up to $15 a month. But you may also pay a fee to open your prepaid card, typically around $5.

You can also expect to incur an ATM fee, reload fee and foreign transaction fee with many prepaid cards.

The PayPal Prepaid Mastercard® can cost up to $4.95 to purchase the card and charges you $4.95 a month to use the card. You may also incur ATM withdrawal fees of $2.50, check deposit fees ranging from $0 to 5% of the total check amount and a 4% fee on purchases made outside the U.S.

There are options out there with minimal fees. Bluebird® by American Express has no card opening fee when you open an account online , no monthly fee and no foreign transaction fees.

While there’s typically no minimum balance requirement, you could get stuck paying a monthly fee you regardless of your balance. Make sure you’re familiar with your card’s terms of service and reach out directly to your card issuer for more information.

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Why Are Prepaid Cards Popular

Prepaid cards can be convenient for people who do not carry cash. Prepaid cards also are easy to get.

The businesses that sell prepaid cards advertise them. That means you might hear about them.

Some businesses use celebrities to advertise their cards. Some businesses also say that prepaid cards are good for people who do not have a bank account. The businesses might say prepaid cards are a good way to manage your money.

Prepaid Debit Cards Vs Credit And Debit Cards

How to use the Walmart Money Pass Kiosk to load gift cards ...

Heres a quick breakdown:

  • Prepaid debit cards pay before: You load money onto the card via cash, checks, direct deposit or a transfer from another account before paying for transactions.

  • Debit cards pay now: You use money directly from a checking account when paying for purchases or withdrawing money from an ATM.

» Ready to make a choice? Check out reviews of three prepaid debit cards: Bluebird, Chase Liquid, and PayPal.

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Want To Get A Visa Gift Card

A smart gift anyone can appreciate.

The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and suits all your gift-giving needs. It’s also perfect for people of all ages. You decide how much money to give they decide where to spend it.

You will receive important information regarding the Visa Gift card such as how to activate and use the card. This information should be given to the recipient of the card.

Does A Prepaid Card Support International Money Transfer

You can send money from anywhere to any country in the world. The world is now a global village in all matters related to information and communication technology. When sending money to someone else outside your country, you need the account number of the person and the routing number of the institution receiving the payment. You also need to understand how to transfer money using the routing number and account number.

Before hitting that send button, always confirm that all the details are correct. Again, you should always call the recipients and ask if they got the money you send to them. If they take long to receive the money, you should always make a quick follow up with your card issuer to inquire about the problem.

Prepaid card accounts can also receive money. Your friends and employers can send you money from wherever you are. So in the real sense, a prepaid card is very convenient.

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Enjoy These Prepaid Card Benefits

  • The perfect companion to cash and your CIBC debit and credit cards.
  • Available to buy at banking centres, and through CIBC Online Banking® and the CIBC Mobile Banking App®.
  • You can buy up to 5 prepaid cards, one for each currency.
  • Buying and using a prepaid card wont affect your credit rating.
  • Load funds from your CIBC bank account or CIBC Personal Line of Credit, or with your credit or debit card at the Toronto Pearson Airport Banking Centre.
  • Save time when shopping online: use online banking to set up a Visa Checkout account with this card.
  • Free cash withdrawals at CIBC ATMs within Canada.
  • The ATM cash withdrawal fee is waived for one withdrawal outside of Canada per month.
  • Funds don’t expire3.
  • Free 24/7 online access to your account balance and transactions.

Add It To Your Venmo Account

How to Activate and Load Your Visa Prepaid Card?

Similar to PayPal, you can put your Visa gift card balance on your Venmo account. And this is actually a better option than PayPal if you were planning to transfer the money to your own account as cold, hard cash.

This is because Venmo doesnt charge any fee to transfer money from your Venmo account to your bank account, unless you select the Instant Transfer option. Otherwise, the money should arrive in your account within one to three business days.

To do this, go into the Venmo app and find the option that lets you add gift cards. Theres a chance that youll get a warning message here for fraud prevention, so either try again or give Venmo customer service a call at their helpline to see if they can clear up the issue.

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How To Cancel A Prepaid Card

When you decide that you no longer want your prepaid card, whether that’s because you’re opting for credit or debit, you’ll need to take some action. You can’t just forget about the card because you could still incur monthly fees.

In order to cancel a prepaid card, you’ll first need to withdraw all of the money currently in your account. You can typically withdraw money at an ATM, through a transfer to another account or by requesting a check. Once your balance reaches $0, you can call your card issuer to cancel your account.

How To Get Cash From A Prepaid Visa Debit Card

A prepaid debit card is a kind of payment card that allows you to load and spend money. It is almost similar to the ordinary debit card in that both cards only allow you to spend what is on your account only. Once exhausted, you can only continue using the card for shopping and payment of services by loading it with money. If you have money on your card, you can also withdraw it to cash if you have been wondering how then stay around as you will learn how to get cash from a prepaid visa debit card.

The use of prepaid debit cards is secure as your money is safe. You do not need to worry about losing it even when the card gets lost unless someone knows youre PIN. Many rich people prefer using payment cards as compared to cash since they are highly vulnerable to robberies. However, that does not mean that the card belongs to the rich people only. Anybody can also have it. Some parents usually acquire prepaid cards for their children to use at school for shopping and pay school fees.

A prepaid card is also essential when it comes to sending money to other people. It does not matter which country you live in because banks usually communicate internationally. If you have a debit or credit card, you can transfer money from a prepaid debit card to your credit or debit card. If I want to transfer money from my prepaid card to my debit card, I only need to log into my prepaid card account and select the send money option, of which I enter the amount of money to transfer.

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