Direct Payments At Merchants
When you go shopping or pay for services at a store or service provider, usually, the store clerk will swipe the magnetic strip on the back of the card or insert the card into the POS or mPOS. Some cards will require you to enter a PIN to complete the payments, while others do not require this action.Some banks even offer the function of integrating VISA card into your phone, such as Samsung Pay technology, to help you pay via POS and mPOS without the need of physical bank cards.
You now can integrate HSBC VISA card’s information into your compatible Samsung smart devices. Make fast and secured transactions just by simply tapping the device on a POS device.
Find out more about our service: Pay with HSBC Visa Card using Samsung Pay
So, what is POS?
POS is a payment terminal that takes credit or debit cards to make a payment instead of cash. The device can be held in hands and is usually placed at checkout counters at shopping points.
In addition to a traditional POS, the Mobile Point of Sale is also a compact device providing convenient card payment services. Currently, you can use your VISA HSBC credit card paid via mPOS to convert any transaction with a minimum value of VND 3,000,000 into an instalment plan.
Find out more about instalment program at mPOS at HSBC
About Visa Gift Cards
Visa is the world’s most widely-accepted credit card company. They help over 200 countries connect people, governments, businesses and financial institutions. From financial inclusion to advancing digital currency, Visa offers its consumers and clients secure and cutting edge solutions to their financial needs.
Get the best Visa gift card deals when you shop Gift Card Granny. We take pride in our customization options, ease of ordering and speed of delivery. You can also save on the go with our mobile app!
Send a prepaid Visa gift card to anyone, for any occasion. Simply select a traditional plastic gift card or an eGift card that the recipient can download for immediate use. Usable to make purchases on anywhere* that accepts Visa as a form of payment.
Visa Gift Card Payments Faq
Giftcards.com accepts Visa, Mastercard®, Discover®, and American Express® credit and debit cards registered to U.S. addresses. Gift Cards cannot be used to purchase additional gift cards. We dont presently accept international orders.
are delivered electronically and can only be used for online or over the phone purchases. There are no shipping fees for eGift cards. Refer to our for more information.
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Can You Gift A Prepaid Visa Card
A virtual Visa Gift Card makes the perfect gift for anyone and is a smart gift for recipients of any age. They can spend the prepaid credit on whatever they want, whenever they want. It is safe to say that just about everyone would appreciate receiving a Visa Gift Card via email delivery. Want more online payment card options? Check out similar alternatives like the orNeosurf.
How Do I Open A Chime Checking Account And Get A Visa Debit Card
Opening a Chime Checking Account is free and it takes less than 2 minutes. Heres how to apply online:
- Visit chime.com and enter your personal info and complete the enrollment.
- Once enrollment is completed, well send a Chime Visa® Debit Card in the mail to the address you provided. Your new debit card typically arrives in 7-10 business days.
, and log in. You can connect your existing bank account to transfer funds or set up direct deposit to your Checking Account. You can also login to online banking at chime.com whenever you need it.
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% Safety At Your Fingertips
Take your money safety and payment security into your hands use virtual cards, issued by iCard, for online shopping, payments and subscriptions at known and unknown websites and apps. Even reputable web merchants can get hacked and your payment data can be stolen and abused. Its very simple: use a virtual Mastercard or Visa and never reveal your primary money account! Freeze the cards, whenever you dont need them, and unfreeze them before paying online.
All the virtual cards, issued by iCard, have two-factor authentication 3D Secure 2.0, which provides you with an extra level of security. Every time you want to pay online with your iCard virtual or physical card, you will need to confirm or decline the transaction from the iCard app. This additional security process protects your finances from a third party attempting to misuse your card details online.
How Can I Use A Credit Card To Improve My Credit Score
Paying your credit card on time and not going over your credit limit shows that you can use credit responsibly.
Its also a good idea to keep your account balances below 35% of your available credit. For example, if you have a credit card with a $1,000 limit, try to keep the outstanding balance below $350.
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What Is Payment Processing
Heres how the top credit card processors help you realize your goal of accepting credit card payments:
- The customer swipes their credit/debit card or enters their card information to make a purchase from your business.
- Your point-of-sale software sends the data to your credit card processor.
- The credit card processor contacts your customers credit/debit card provider to confirm the customer has enough credit for the transaction.
- The credit/debit card provider checks with the customers bank to confirm the transaction.
- The credit card processor confirms the transaction and issues you a receipt to give to the customer.
The best credit card processer companies can make this happen in the blink of an eye.
How To Get A Visa Gift Card
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If you’re not a fan of credit cards, can’t get credit cards because of poor credit, or just want to give a versatile, useful present, Visa gift cards may be the ideal solution. Most Visa gift cards work exactly like a prepaid Visa debit or credit card, except that Visa gift cards don’t affect your credit score and cannot be reloaded with more money later on.
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What Is The Difference Between A Debit Card & A Prepaid Card
The difference between a prepaid card and a debit card can be confusing. Prepaid cards let you spend the money that has been preloaded onto the card, while debit cards draw funds from a linked bank account. Both prepaid cards and debit cards may have limitations and often come with fees. Chime offers a full-featured deposit account and debit card. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House Network. Chime accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partner banks, The Bancorp Bank and Stride Bank, N.A., Members FDIC.
Foreign Currency Transactions With Your Credit Card
Travelling abroad? You may be charged additional fees when you use your card.
Terms and conditions vary. Select the Terms and conditions link next to each credit card for more information.
1CIBC Pace It Installment Plans allow eligible cardholders to convert eligible Card Transaction to monthly installment payments over a fixed period of time. When you create an installment plan you will have the ability to choose the payment term with a corresponding annual interest rate. Once you accept the Installment Plan Terms and Conditions and the installment plan is created, you can cancel it at any time but you cannot change it. CIBC Pace It Installment Plans are only available: on Accounts in good standing and for certain eligible Account types and eligible Transactions. For complete Terms and Conditions, visit CIBC Pace It Skip to terms and conditions..
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Manage Your Finance Easily
With any type of VISA cards, all your purchases get recorded online with all the essential detailsâwhere, when, how much. This helps you self-assess and reconcile your spending so that you can budget better.
In addition, you can make use of instalment plans offered by VISA cards to shop for your favorite items immediately and then spread the costs over several monthly payments, instead of paying all at once.
Using your VISA card responsibly with proper planning is a great way to get yourself a savings later down the road.
Important Factors In Choosing Your Card
Choosing the right VISA card is important. Here are the 3 most important factors to consider when applying for your first VISA card.
- Your needs and lifestyle
- Card features and offers
- The convenience of application
Although nearly all banks in Vietnam have issued card lines associated with VISA, card scheme rules may differ from bank to bank. Different schemes will suit you better depending on your lifestyle: some examples include if you want to use your VISA card to pay for tuition, make purchases on instalments or want to travel long-term but are afraid of bringing a lot of cash.
Credit cards from different issuers may also vary in terms of features, limit, charges and fees, conditions for card registration or promotion programs. As each variant has its own advantages, you may want to search the information beforehand to find the right card that best suits your needs.
In case you can’t make it to the bank during office hours to apply for a VISA card, there are several banks, including HSBC, that assist users in applying for a VISA card online, instead of only face-to-face applications in a branch.
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When To Use Virtual Cards
The virtual cards are designed for secure online payments or other distance payments with cards.
Pay for products and services at any online shop, including Amazon, eBay, PayPal, and AliExpress.
Purchase apps and software from Google Play, App Store, Adobe Suite, Microsoft Office, and every piece of software directly from the provider website.
Game online on different platforms and networks like PlayStation Plus, Steam, Bet365, BetFair, LadBrokes, PaddyPower, Xbox, Blizzard, EA Games, Battle.net.
Help your freelance subscriptions with Google for Business, Shutterstock, Upwork, DropBox, Behance, Dribbble, and others.
Use for online subscriptions at NetFlix, HBO:GO, YouTube Premium, Apple TV, Spotify, and more.
What Is A Visa Credit Card
A VISA credit card has most of the features of VISA debit card with the outstanding advantage of having a credit limit granted under the agreement with the card issuer.
Normally you will have from 15 to 45 days, depending on the card and its issuer, from the moment you use the card for advanced spending to the day you make the repayment. HSBC VISA Cashback Credit Card and HSBC VISA Platinum Credit Card have an interest-free period for up to 55 days, while HSBC VISA Classic Credit Card has up to 45 days.
This means that as long as you repay before the payment due date, you are free from all financial charges. Otherwise, the bank’s interest rates will be accrued on your outstanding balance as the result of missing the payment due dates or not fully paying off the amounts due every month.
Besides, VISA credit card often comes with exclusive programs such as instalment plans, reward points, cash back as well as other exclusive promotions.
Apply online today for an HSBC VISA credit card to receive cash back promotion up to 3,200,000 VND!
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What Kind Of Credit Card Are You Looking For
Earn up to 3% cash back2 everywhere Mastercard is accepted. Exclusively for Costco members.1
Cash interest rate3, 4
Join and get over $1,200 in value.
Cash interest rate2
Join and get up to $1,050 in value in your first year.
Cash interest rate4
Get a first-year annual fee rebate for you and up to 3 Authorized Users.
Cash interest rate4, 5
Adding Visa Gift Cards To Apple Pay Or Google Pay
Before you add a Visa Gift Card to your Apple Pay or Google Pay accounts, make sure it’s activated. Please note that Virtual Visa gift cards are able to be added to Apple Pay and Google Pay Wallets, but are not able to be used at a cash register or physical point-of-sale systems. Also please note that at this time, Gift Card Granny Visa and Mastercard gift and reward cards can not be added to Apple Pay or Google Pay.
If you already have Apple Pay set up on your device, open the Wallet app and tap the plus sign icon or Add card. Take a picture of the gift card with your phone or manually enter in the information. Tap next. If need be, verify the card with the issuing bank or gift card provider. After confirming, tap next.
Open the Google Pay app and tap Payment. Then, tap the plus sign icon or Add credit or debit card button. You can take a photo of the Visa Gift Card or enter it in yourself. You may be asked to verify your payment method before proceeding. Enter in the provided verification code.
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What You Need To Know About Credit Card Processing:
If you want to set up a merchant account for credit card processing, you probably wonder about the credit card fees you will be charged. The most important determinant of how high your fees will be is the type of business you are in. Certain businesses are more likely than others to suffer payment disputes and chargebacks, so their transactions are considered riskier by issuing and acquiring banks. Businesses with these riskier transactions are therefore charged higher fees to offset the risk of chargebacks.
Chargebacks are what happens when a customer successfully disputes a credit card fees transaction with your business. The safest transactions, as far as the issuing and acquiring banks are concerned, take place when the cardholder swipes his or her own card in the credit card reader and signs the receipt to pay for goods that are inexpensive and not likely to generate complaints. Restaurants, gas stations and car rental agencies all fall into this category, and because their chargeback risk is low, they pay less in fees for credit card processing transactions.
Reasons An Order May Have Been Cancelled
Your Visa gift card order may be cancelled for the following reasons: 1. The delivery address or email was deemed undeliverable.2. The personal or payment information provided did not match the details on file at your banking institution.3. Our third-party risk analysis partner refused to accept your order for compliance purposes.
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Buy A Visa Gift Card Online Within Seconds
Need a fast and secure way to pay online? Buy your Visa Gift Card easily online and receive your code straight to your inbox. Shop with added security in seconds. Simply redeem it immediately, or within 6 months at MyPrepaidCenter to receive the card number, security code and expiration date of your virtual Visa Gift Card instantly. Start shopping safely and conveniently in no time at all!
Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift Card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
- Why was my Visa Gift Card declined?
- Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift Cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift Card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
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Tourist Visa In Your Inbox
You can now apply for a Tourist Visa in Your Inbox if you are a citizen of these countries .
Please submit your intent to travel at least 48-72 hours before your planned trip to Pakistan to receive an Electronic Travel Authorization . You can travel to Pakistan if you receive a valid ETA in favor of your application.
You can apply for two types of visas online :
First Time : You can apply for a new visa if you do not possess a valid Pakistan visa.
- To avail the Tourist Visa in Your Inbox, you must be a citizen of countries listed here.
- Foreign nationals of Indian origin are also eligible to apply under this category for religious tourism purposes.
- Tour operators approved by the Pakistan Directorate of Tourist Services may be allowed to bring Tourist Groups under this category.
Duration and Validity
- Tourist Visa in Your Inbox is valid for 30 Days
- Nationals of Malaysia, Turkey and UAE may be granted a 30-day, multiple-entry visa upon arrival
- 48-72 Hours
Please Note:The Application will stand cancelled if applicant doesnt resubmit his/her application in Seven days from the date of application sent for review.