Receive Capital One Cardholder Benefits
With the Capital One Walmart RewardsCard, youâll still get all the helpful features Capital One cardholders have grown to love. Here are just a few of the perks that come with this card:
- Capital One Mobile app: Pay your bill, get real-time purchase notifications, lock or unlock your card and more.
- $0 fraud liability: If your card is ever lost or stolen, you wonât be responsible for fraudulent purchases.
- No foreign transaction fees1: Travel abroad without worrying about those extra fees tacked onto your bill.
The Capital One Walmart Rewards Card was designed with busy families like yours in mind. So when the milkâs gone, Fidoâs out of food and the car needs wiper fluid, you donât have to worry. One-stop shopping means extra time for the things you care about most.
Apply now and enjoy your extra rewards4âand all that extra time youâll free up by shopping at Walmart!
1Capital One Walmart Rewards Card – Purchase, Quick Cash and Transfer APR: a variable rate of 17.99%, 23.24% or 26.99%, based on your creditworthiness. Cash Advance APR: 26.99% variable. Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer you, none for balances transferred at the Transfer APR. Cash Advance Fee: greater of 3% or $10. Annual Fee: $0.
3Statement credits lower your account balance, but cannot be used to meet any minimum payment obligations.
4Credit approval required. Terms and exclusions apply.
Can You Use A Walmart Credit Card Online
You can use your Walmart Rewards Card online. It is a Mastercard and can be used online or anywhere Mastercards are accepted. The Walmart Rewards Card can only be used at Walmart properties and can’t be used at other online websites.
The information related to Walmart Rewards Card, Sam’s Club Mastercard and Walmart Rewards Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site . ValuePenguin does not include all financial institutions or all products offered available in the marketplace.
How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin’s alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.
Can I Redeem Walmart Reward Dollarstm For Marketplace Items On Walmartca
Yes! Walmart Rewards DollarsTM can be redeemed for anything sold on Walmart.ca. This means you can choose from thousands of products available as part of Walmart Canada Marketplace! Walmart Canada Marketplace allows third party sellers to offer products on Walmart.ca alongside the products Walmart sources.
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Other Capital One Walmart Rewards Card Benefits
As a World Elite Mastercard, the Capital One Walmart card comes with several perks and benefits:
- Price Protection: Get reimbursed for the price difference, up to $250, if you see an eligible item that you purchased with your Capital One Walmart card at an eligible lower price within 120 days of when you purchase it. Maximum of four claims per year.
- Extended Warranty: Covers up to an additional two years on an existing warranty of two years or less and up to $10,000 for repair or replacement of the item.
- Premier Access: Get access to premier culinary experiences, sports events and concerts.
- Cell Phone Insurance: Only offered on the World Elite version of the card, coverage up to $800 per eligible claim and $1,000 per 12-month period. Each claim is subject to a $50 USD deductible. Coverage is limited to two claims per 12-month period.
- Auto Rental Insurance Coverage: Get secondary coverage for damage or theft to an eligible when you pay for entire rental with your card or decline coverage at the rental counter.
- Concierge Service: At no cost to you, a Capital One concierge will help you choose a restaurant in an unfamiliar city, book event tickets, or make travel reservations.
- Trip Cancellation/Interruption Insurance: If your trip is canceled or interruption for a covered reason, like an eligible medical issue, receive up to $1,500 in reimbursement for the cost of your common carrier charges.
Should I Use Walmart Pay
If you shop in Walmart stores often and you want to make touch-free payments when you do, then using Walmart Pay is a no-brainer. This component of the Walmart app is free to use, and you can store any credit card, debit card or Walmart gift card information you want. This means youll no longer have to bring your wallet when you shop in stores, and that you will always have a digital copy of all your Walmart receipts.
Also, keep in mind that using Walmart Pay can help you earn more rewards your first year if you have the Capital One Walmart Rewards® Mastercard®. This cash back credit card doesnt charge an annual fee, yet youll earn 5 percent cash back when you shop at Walmart.com, 2 percent back on Walmart purchases made at Walmart stores and Walmart and Murphy USA Fuel Stations, restaurants and travel and 1 percent back on any other purchases. For your first 12 months as a cardholder, youll also earn 5 percent back in Walmart brick-and-mortar stores when you pay with Walmart Pay.
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How To Activate Cash Card
To activate your Cash Card by scanning the QR code, follow these steps:
- From the Cash Apps home screen, select the Cash Card option.
- To begin using your Cash Card, press the Cash Card picture, then hit the Activate Cash Card button.
- Please grant it if your Cash App asks for permission to utilize your camera.
- Finally, scan the QR code.
If you no longer have access to the QR Code, use the following instead:
- From the Cash Apps home screen, select the Cash Card option.
- To begin using your Cash Card, press the Cash Card picture, then hit the Activate Cash Card button.
- CVV should be used instead of tapping.
- Enter your new Cash Cards CVV number and expiration date to finish the transaction. Tap Use CVV Instead
- Enter the CVV code and expiration date of your new Cash Card
Read More:How to Design a Cash App Card. We show you how to design your card and share our favorite ideas!
S To Apply For A Walmart Credit Card
The Walmart credit card is not accepted everywhere, but its beneficial to those who frequent the retailers where the card is accepted, including:
- Walmart Stores
Taking advantage of the Walmart credit cards cash-back offerings is easy once youve applied and been approved for the card. Follow these steps to get your Walmart credit card:
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Capital One Walmart Rewards Card* Vs Amazon Prime Rewards Visa Signature Card*
If youre looking to pledge loyalty to a company and want a credit card that rewards you for doing so, the most similar card to the Walmart credit card is the . The Amazon Prime Visa card, which charges no annual fee but requires a $139 annual Prime membership , earns 5% cash back in rewards at Amazon.com and Whole Foods Market with an eligible Prime membership, 2% cash back at restaurants, gas stations and drugstores and 1% on all other purchases.
Prime also offers free same-day, one-day and two-day shipping on thousands of items with the Prime shipping offer. Walmart offers free two-day shipping on thousands of items, too, but thats for everyone, not just cardholders.
The two cards structures and perks are so similar that it essentially comes down to one question: Do you prefer to do most of your shopping with Amazon or with Walmart? If youre not sure you have a preference, consider a general purpose cash-back card instead.
Earn 5% Cash Back In Walmart Stores For The First 12 Months
The Walmart Rewards Card does not have an upfront sign-up bonus like many other cards. Instead, you will 5% back for the first 12 months when you use your card with Walmart Pay for in-store purchases, upon approval.
Walmart Pay allows you to store payment information securely in the Walmart app. Then when you check out, you simply scan the QR code from the register on your phone.
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Where You Can Use Walmart Credit Cards
Most credit cards can be used anywhere the card network is accepted, but some cards have limitations. Credit cards with restricted use are known as private-label cards or store cards and can only be used at the namesake brand’s properties.
Since the Walmart Rewards Card is a private-label card, you can only use the card at Walmart properties, which include Walmart.com, the Walmart app, Walmart stores and Murphy USA gas stations.
On the other hand, the Capital One Walmart Rewards® Card can be used anywhere Mastercard is accepted.
If you’re looking for a credit card that can be used anywhere, the Capital One Walmart Rewards® Card provides more flexibility than the Walmart Rewards Card.
Walmart Credit Cards: Your Complete Guide
Last updated July 20, 2022| By Kat Tretina
FinanceBuzz is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author’s own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.
If youre a budget-conscious shopper, you likely frequent Walmart stores and Walmart.com for your everyday purchases. According to the company, more than 265 million customers visit Walmart stores each week, showing just how popular the retailer is with shoppers.
Do you regularly shop at Walmart or Walmart.com for your groceries and other essentials? Signing up for a Walmart credit card can be one of the great ways to earn cash back shopping at Walmart. Youll earn valuable rewards that you can redeem for statement credits, gift cards, or even to cover recent purchases.
But which Walmart credit card is best for you? Heres what you need to know about the two Walmart credit cards and how to choose the right one for you.
The Walmart Mastercard and Walmart Credit Card are the same in terms of their fees and their introductory offers.
There are some other important things to know about each of these , so let’s look at each in more detail as well as how their cashback rewards compare.
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Can I Get Cash Back With Walmart Pay
If you want to get cash back at the register, you wont be able to use Walmart Pay when you shop in their brick-and-mortar stores. Walmart Pay is not compatible with receiving cash back.
On the other hand, you can earn cash back when you use Walmart Pay provided you connect a rewards credit card to your account. After all, Walmart Pay is nothing more than a mobile wallet that stores your preferred forms of payment, meaning you still earn cash-back or rewards points on your purchases as you normally would.
All information about the Capital One Walmart Rewards® Mastercard® has been collected independently by Bankrate and has not been reviewed or approved by the issuer.
What Can I Redeem My Walmart Rewardtm Dollars For
You can redeem your Walmart RewardTM Dollars for anything Walmart sells online or in-store. That includes Walmart Marketplace and Online Grocery purchases at Walmart.ca.
Note: Walmart RewardTM Dollars cannot be redeemed for cash, or the purchase of tobacco, lottery tickets, alcohol, and prescription medication
Does Walmart Do Cash Back In 2022
Walmart customers can get $20-$100 cash back per debit card transaction and can request cash back up to three times a day. Additionally, there is a $20 maximum amount cash back for checks and $120 for Discover Credit Cards. Cash back denominations at Walmart are $20, $40, $60, and $100.
To find out if Walmart stores have ATMs and whether or not Walmart cashes checks, continue reading to discover all the information you need!
What Credit Score Do You Need For A Walmart Credit Card
For the Walmart Mastercard, your credit needs to be in the good range, meaning you should have a score of at least 650. If you only have fair credit or poor credit, you may still be able to qualify for the Walmart Credit Card. Users report getting approved with FICO scores as low as 550. Still, you may want to think about getting a copy of your credit report and looking at how to improve your credit score before applying.
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Can I Get Cash Back With Walmart Store Card
Customers who use their Walmart debit cards can receive cash back ranging from $20 to $100 every transaction, and they can request cash back up to three times per day. Additionally, there is a maximum cash back value of $20 for checks and a maximum cash back amount of $120 for Discover Credit Cards. Walmart offers cash back in the following denominations: $20, $40, $60, and $100.
Do Even More With The Walmart App
Shopping on the Walmart app is one of the easiest ways to earn 5% back. Plus, with loads of extra features, itâs designed to save you time and make every day a little simpler. Here are some of the things you can do:
- Make a shopping list that can easily be shared with a family member. Not sure where items are located? No problemâsimply tap the aisle number to see it on a map of the store!
- Scan product barcodes in-store to find prices and read reviews.
- Order photo prints directly from your phoneâs library.
- See weekly ads to find the best deals.
- Create and find baby and wedding registries.
- Use Walmart Pay and earn 5% back for the first 12 months after approval. Plus, quickly access receipts to make returns and exchanges easier.
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Best Cards To Pair With This Card
If you value cash back above all other rewards, it makes sense to pair the Capital One Walmart Rewards Card with a flat-rate cash back card or another cash back card that offers rewards in different bonus categories. For example, the Chase Freedom Flex also comes with no annual fee while offering rewards for spending in a wide variety of rotating categories throughout the year.
To cover general purchases that dont fall into the Walmart cards bonus categories, the Citi® Double Cash Card would be a great option thanks to its flat cash back rate of up to 2 percent back on every purchase you make .
How A Sams Club Credit Card Works
Sams Club offers a total of five credit cards to its members: two for individual members and three for business customers. Rewards and benefits vary across the cards, but the basic principle is the same for each: All cards offer cash back when you use them for purchases at Sams Club, and some cards offer it when you use them elsewhere. You will need a good or excellent to be approved for any of these cards.
The amount of cash back that you receive depends on not only the type of card that you have but also the category of purchase that you make on the card. Each type of card can be used at any Sams Club or Walmart location and can be accessed online. There is no annual fee, and the card can also be used as a membership card.
The annual percentage rate for these cards is quite high. The Sams Club credit card and the Sams Club Mastercard have an APR of 15.65% to 23.65%, depending on the applicants . This means that leaving an unpaid balance on these cards for a few months can quickly wipe out the savings that youll make on purchases.
You can make payments to your Sams Club credit card in various ways. You can pay via an online account, where you can also request a credit increase and manage your cards. Alternatively, you can call the number on the back of your card and make a payment over the phone.
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How To Get A Cash Advance If You Dont Have Your Pin
You can take a cash advance inside a bank lobby that displays the Visa or MasterCard credit card logo. Youâll just need to provide a government issued photo ID like a driver’s license along with your Capital One card.
Forgot your PIN? You can request a new one. It usually takes several days for your PIN to arrive in the mail, but you might be eligible to get one instantly by requesting it online.
How Do I Redeem My Reward Points
If you have earned rewards using your credit card, you will normally find a redemption portal on the issuers website, where you may view your earnings and select how you wish to redeem them, if applicable. You may usually redeem your cash back by receiving a statement credit, direct transfer into your bank account, or a cheque made payable to you from your credit card company.