Is My Confidential Information Secure Online
Security is of the highest importance to us, and the Card account details are protected with many layers of security. All the data you receive online is sent in encrypted format. Our server is protected with firewall technology and the Card account can only be accessed by means of a password known only to you. If the Card is for business use, as determined by your sponsor, then your sponsor also has access to view how you spend the funds on the Card, but will not have access to your PIN that you created to use the Card. If you forget your PIN, you can either contact a Customer Service Representative to reset your PIN or go online at www.bankofamerica.com/commercialprepaidcard
Get A Merchant Refund
In my opinion, this is the easiest and best way to get cash for your Visa Gift Card, however, it may be a bit unethical. All you would have to do is buy something from a retailer with your Visa gift card and return it a few days later.
Some stores will process your return and give you cash since you paid via debit. This method is pretty simple too and is not against store policy. This may be the best way to get cash back, the entire amount too, from your Visa gift card. The best part is that you get to walk away with cash!
Need Help Suing Visa Or Other Merchants In Small Claims Court Donotpay Has Got Your Back
Did the merchant you contacted refuse to issue a refund even though youre eligible to receive it? Or is Visa blocking the funds and refusing to cooperate? DoNotPay can help you sue any company or individual that has wronged you in small claims court.
Once you log in to your account and choose to sue a firm or person, youll be asked various questions regarding the reason why you want to sue them and the type of compensation you expect to get. That will allow DoNotPay to determine if your case is eligible for small claims court according to the laws in your state.
If your case qualifies, we will help you compose the ideal demand letter that you should send to the merchant. Then you should wait for up to 90 days for the response. If you dont receive one or if the merchant refuses to settle, you can proceed with your lawsuit.
DoNotPay will help you:
- Fill out the necessary forms
- Collect all the paperwork you need
- Write your statement
You will also be provided the instructions that will help you handle any outcome. As you can see, DoNotPay can guide you through the entire process and help significantly. The only two things that we cant do for you is to file the claim and appear in court on your behalf.
Also Check: How To Pay Best Buy Credit Card On App
Types Of Visa Gift Cards
Visa offers seven different gift cards, each of which you can buy on their main website. These are similar to a Visa debit card in that you can transfer money onto individual cards.
You use these instead of cash just like you would a debit or credit card, but you dont have to link the card to your bank account. A Visa gift card is already preloaded with money.
Once you buy the gift card, you must determine the amount the maximum tends to be around $500.
Keep in mind third parties provide you more specific information on these gift cards Visa works directly with these companies.
The Visa gift cards available are as follows:
- Vanilla Gift Card
- Navy Federal Credit Union
The Vanilla Gift Card is one of the most common ones. You can use this card for non-contact transactions, which include orders over a website, phone, and mail.
The card only works with any store that accepts Visa cards, mainly based in the United States.
Convert Visa And Mastercard Gift Cards Into Cash
Do you have a Visa or Mastercard gift card you want to change into cash?
Are you wondering if its possible to actually get cash for a Visa gift card?
How do you convert a Visa gift card into American Dollars?
If you answered yes to these questions, then you are in the right place. Read on to learn how to liquidate Visa and Mastercard gift cards into pure and wonderful liquid cash!
Don’t Miss: Best Buy Credit Card Apply
Why Should I Register My Visa Gift Card
There are several benefits:
- It enables you to make purchases online. Your registered address will serve as the billing address that retailers require.
- It enables representatives to more quickly assist you when you need assistance.
- It protects you if your card is ever lost or stolen, so that you can be reimbursed for funds lost.
Gift Cards Into Cash Final Thoughts
Visa and Mastercard gift cards can be used in a lot of ways either in-stores or online. If you have a gift card or more than one, then they can be redeemed anywhere that has the Visa or Mastercard logo.
Having lots of gift card balances might sound good but often converting to cash is better. Why? One reason is that you could lose the gift card balance if you havent used it in time. Having cash is preferable for many people as it can be used for anything you like. Cash can be used to pay debts, add to investment portfolios, or put into a savings account.
Another great reason to convert to cash is that it is easier to monitor your total wealth. This can be invaluable for people striving to live a frugal lifestyle as knowing exactly how much you have at all times is a big part of planning a healthier financial life.
When converting gift cards remember to check for any fees that may apply. If a fee is involved factor this into your decision when deciding how to liquidate Visa gift cards. When you have the time always go for the option that gives you the biggest return.
If one of the methods listed above stops working, dont panic! You have 10 others that will allow you to convert the gift cards to cash.
In most cases, you can have the money quickly and be free to use it for whatever you need. Simply make a choice and get started!
Also Check: How To Pay Best Buy Credit Card On App
More Reasons To Love This Choice
Get direct deposit
With ASAP Direct Deposit you can stop waiting in check cashing lines, avoid check cashing fees, get your money automatically deposited, and enjoy payday earlier.
Direct deposit early availability depends on timing of payors payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches whats on your Green Dot account exactly. Green Dot will not be able to deposit your payment if we are unable to match recipients.
Use everywhere Visa® debit is accepted in the U.S. Plus, conveniently pay with your mobile wallet including Apple Pay, Google Pay and Samsung Pay.
Digital wallet feature not available for cards sold in Puerto Rico.
No bank transfer fees
Transfer money from another bank to your Green Dot account to keep you account full and ready to use.
Subject to other banks restrictions and fees. Limits, qualifications, and enrollment requirements may apply.
Enjoy true mobile banking
Whether youre on a mountain or in the middle of the city, you can skip the trip to the bank. Check your account, review your transactions, and morevirtually anywhere from your smartphone.
If you have a Deposit Account Agreement, some of your fees may be different, please log in to view your specific Account Agreement.
Is The Prepaid Card A Credit Card
The Card is not a credit card. The Card has funds loaded on it by your sponsor. You are not able to load value to the Card yourself. Use the Card until all funds on the Card are depleted. Your sponsor may elect to add additional value to the Card if it is a reloadable Card. If no additional value can l be loaded on the Card, the Card will say Non Reloadable and after the Card is depleted, you can throw it away.
Read Also: Sears Credit Card Interest Rate
Pay Yourself With Square
If youre a freelancer of sorts and accept credit cards, then I highly recommend a Square reader if you dont already have one. Its a great way to swipe credit cards and get paid on the spot.
If you already have one or youre interested in one, the reader is free and lets you accept credit cards anywhere as long as you have your smartphone. Generally, you can get paid the next day.
In this case, you could pay yourself with the gift cards full value, but you will have to pay a fee in doing so, usually 2.6% + $0.10. Nonetheless, its a quick way to get cash if need be, but I would only do so if you have the reader and use them consistently. If you sign up to do this, you may get a warning email.
Can You Transfer Money From A Visa Gift Card To A Bank Account
Yes, it is possible to transfer money from a Visa gift card to a bank account but you have to go about it in a roundabout way. But dont worry! Its less difficult than you think to get around it.
Theres nothing worse than losing a gift card or forgetting you have it around so below Ill cover some options to help you liquidate your Visa gift card.
Don’t Miss: Why Is Google Services Charging My Credit Card
Add It To Your Paypal Wallet
PayPal lets you add prepaid cards, including Via gift cards, to your PayPal wallet. What this means is that youre then able to treat the balance like cash, by using it to purchase things from any merchant that accepts PayPal which is most major ones, these days.
How can I get money off of a gift card through PayPal?
To get money from a Visa gift card to PayPal accounts, just do the following:
Theres a chance that you may get an error when trying to do this. If that happens to you, you may have to first register the card with the issuer so an address is linked to the Visa gift card. After that, PayPal should have no problem accepting it.
BOOST YOUR INCOME TODAY
Need to make more money but dont want to waste your time?
See what 7,800+ people said were their top ways to make money so you too can earn extra cash as fast as possible.
Get it free for a limited time!
Check your inbox to grab your free guide!
Youll also join our mailing list to get updates on how to make and save money unsubscribe at any time at the end of each email.
Can I Get Cash Back From A Store Gift Card
If you want to get money from a store gift card, then Yes! You can get cash off a gift card if its a closed-loop gift card by selling it to a gift card reseller. For example, you can get cash from a Target gift card, a Sephora gift card, a Home Depot gift card and more. Check out this list of gift card resellers for more informaton.
If, on the other hand, what youre really asking is how to save money on a gift cardhow to get cash off the face value of a gift cardthen check out my list of the hottest deals on discount gift cards around. I update this list often, so you should check back regularly.
If you used part of the gift card and want to know if you can get the gift card balance paid in cash, then check out the state gift card laws to see if your state requires merchants to give cash back when the gift card balance drops below a certain amount.
Look for your brand gift card in our Gift Card Balance Check Directory.
Read Also: My Best Buy Visa Gold
Buy Items On Sale And Resell
One cool way to liquidate Visa gift cards is to use them to buy some stuff that is on sale and reselling those items. I know of people who take advantage of Boxing day sales to buy things like clothes.
Just a few minutes of a Google search can alert you to some amazing deals that you can take advantage of. You can for example for words like, closing down sale, sale everything must go. And similar words to find bargains in your area.
It is then just a case of whether you have enough money in your Visa gift card to afford the goods being sold. You can then use that money on your card to buy something you can resell at a profit. I have seen sales that offer a 50 percent discount.
As a result, you will thereforenot only get cash but get even more money if you can resell at a profit.
I know some of you might not wantto follow this method as it is time-consuming.
However, the fact is that nothingcomes for free in this world.
If you want to do well in thisworld and make extra money you have to be willing to put in the time.
Related: How To Flip Items For Profit
Sell Gift Card To A Friend
An easy and quick way to convert a prepaid card to cash is to sell the gift card to a friend. If you have gift cards you want to liquidate into cash, ask your friend groups if they want to buy it.
The benefit of selling a gift card this way is that you can avoid paying any commissions or fees that are normally charged when selling a gift card online.
To make it worthwhile for the buyer It would usually be a simple case of offering the gift card for a little less than the value on the card. For example, the gift card has a $20 balance, you could ask for $15 cash for it.
Pro Tip Hit up your Facebook friends for a fast turnaround time on converting your gift cards into cash. You would be surprised how many people will reply when you offer a small discount!
Using this method to convert a visa gift card to cash is quick and easy. You will have the cash straight away to use for your own needs.
Also Check: Cabelas Visa Pay Bill Online
How Can I Check My Balance
You can go online at www.bankofamerica.com/commercialprepaidcard to find the balance on the Card. Alternatively, you can always check your balance by calling Cardholders Services at 1.866.213.8564. If you opt to speak with a live agent, a fee may be assessed. Please check the Schedule of Bank Fees that you received with the Card. It is recommended that you know the balance on the Card before performing a transaction.
Give Them Out As Gifts
One approach to change over Visa gift cards to cash is to utilize them like money. We referenced things like utilizing them to cover tabs, however you can likewise give them as a present. This can be an incredible option in contrast to giving somebody, state, cash in a card or a store-explicit blessing voucher.
Also Check: How Long Does It Take To Get My Cabelas Visa
How To View Your Balance
- iPhone: Open the Wallet app, then tap your Apple Cash card.
- iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.
- Apple Watch: Double-click the side button and swipe to your Apple Cash card.
You can also check your Apple Cash balance on your Apple ID account page.
Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.
How Do I Get Cash From A Vanilla Visa Gift Card
Some people get confused since there is such a thing as a Vanilla Visa gift card that you can buy.
Vanilla Visa gift cards are prepaid Visa gift cards that are available in amounts between $10 and $500.
To convert a vanilla Visa gift card into cash, you can follow any of the tricks that are mentioned in this article, like selling it to a friend, online gift card marketplace, or on the Facebook Marketplace as examples.
Don’t Miss: Is Carecredit Visa Or Mastercard