Find Your Initial Balance And Track Card Value
Before you use your card you should know your cards initial balance, and remember to track your remaining balance after each purchase.
You can check your card balance by visiting the website of your card issuer or calling their toll-free customer service number.
If you would like to make a purchase for an amount greater than the balance on your card, youll need to use a second form of payment to cover the differencejust tell the cashier in advance the amount youd like applied to your gift card. The balance will then need to be paid with the second payment method.
Can I Create A Pin
Yes – you can create a pin on the Gift Card website by selecting “My Pin” under the My Settings tab.
You can also request one at the time you activate your card using the toll-free number on the sticker. There is no charge for using the voice response system. If you activate your card on the website, you will need to call 866.543.9161 to request a PIN.
Can You Get These Cards For Free
As you can see, there are plenty of ways to use a prepaid Visa card and a virtual Visa card.
To get them you of course need to load them with money. But there are actually sites that offer you to get these cards for free.
I have been using paid survey sites and get-paid-to sites for years, and I have found several of these that offer prepaid Visa as rewards.
This means that you can sign up for these sites, do different tasks like answering online surveys, taking online micro jobs, do offers, watch videos, participate in contests, and more, and then earn rewards.
Once you have earned a certain amount , you can request a payout, and several of the sites that are worth joining offers prepaid Visa or virtual Visa as a payout method.
So if you want to earn some free prepaid Visa cards, this is possible on these sites. The great thing about taking surveys is for example that you do not only get paid, but you also have your opinion heard. And you can use these sites as little or as much as you want to.
Be aware that survey and GPT sites are not a way to replace a full-time income and will not make you rich. But it can make some nice extra money on the side, if you join the legit sites. You just need to do it with the right expectations.
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Can You Take Money Off A Gift Card
Sadly, probably not. You cant simply take a gift card to an ATM machine and get cash immediately.;
Why? Just for the simple fact that it is a gift card. However, there are plenty of options that you can do to get money in exchange for the value of the gift card.
You can likely get money off of a reloadable prepaid card. But thats not the question. We are talking about gift cards. Based on our research, the best option to get cash in exchange for a gift card is to simply sell it for a discount instead.
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Can You Transfer Money From A Gift Card To A Debit Card
Its not generally possible to directly transfer money from a gift card to a debit card. However, some of the tips outlined above can let you do that if you add a few extra steps in the middle.
For example, if you add your Visa gift card to your PayPal wallet and then transfer that money to your own account, youll have access to that cash via your debit card.
Similarly, by selling the card through an app or a website, the company that buys it from you will either transfer the money that you make to your bank account or may send you a check. Either way, the money will then be in your account and ready to be used by your debit card.
This means that while its not strictly the case that you can transfer money from a gift card to a debit card, the workarounds are super straightforward to do.
Give Out The Visa Gift Card As A Gift
Sometimes, you may be required to give a gift to a friend or a family member for special occasions such as weddings.
Since the prepaid Visa gift cards are usually bought in denominations of $100, $200 or $500, it can be an excellent gift and will essentially serve as cash.
Instead of giving a check, a Visa gift card is just as good.
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What Is A Prepaid Visa Card
Lets first quickly go over what a prepaid Visa card actually is.
Usually, a Visa card is linked to your bank account, and you will be able to spend money that you already have in your bank account.
A prepaid card is a bit different. In the words of;Visa itself:
They explain that you can get the benefits of having a Visa card without worrying about credit checks, expiring funds or overdraft fees.
What this means is that because the card is not linked to your bank account, but it is a card that you have preloaded with funds, you will not be able to spend more money than you have. This can happen on a regular card, but not on a prepaid card.
So you can get a prepaid Visa without having a bank account, and you can load money to it, and then spend this money.
Be aware that there are a couple of different prepaid Visa card you can get a regular prepaid Visa card, or a virtual Visa card.
The regular card is a card you will physically receive by mail and use it as a normal card. A virtual Visa card is a card that you do not receive physically, but you get an electronic code, and then you can use the funds online.
Both cards are as good as cash it all depends on your preferences. You can also check out this list of the best Visa Gift Cards that can be used the exact same way.
Problem #: Not Always Easy To Use
Clarks second problem with Visa gift cards is that a lot of people say its difficult to use up the entire balance on the card, especially when theres only $5 or $10 left.
Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.
For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.
Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.
If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.
Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.
Explanation of pre-authorization holds from the terms and conditions:
When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.
This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.
How To Check Your Visa Gift Card Balance
The only way to check the remaining balance of your Visa gift card is to visit the website of the card issuer or call the toll-free service number on the backside of the card.
So there you go, youve learned how to use a Visa gift card online and how to solve nearly all the issues youll run into when trying to use the card to make purchases online.
How To Get Money Off Your Gift Card
Here is how to get money off a gift card.
The process is easier than you think. First, you have to check the balance on the card. This is so that you can determine if this is worth it or not.
Next, you are going to want to take your card to a gift card exchange kiosk. Follow the directions on the screen. Check over everything before you hit accept.
Take the receipt to the cashier and get your cash. Its like going to the CoinStar.
Alternatively, to get money from your gift card you can do the following:
- Sell your gift card.
- Use the gift card to buy an in-demand product and then sell the product.
- Buy money orders directly to pay yourself.;
- Trade your gift card for something else. This is similar to selling but you can get a different product for it in exchange.
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Use It To Buy A Money Order
Stores like Walmart as well as certain grocery stores will let you buy money orders using your Visa gift card. That said, the availability of this can vary, so check if this is an option in your area.;
But once youve done this, the money order can then be deposited into your bank account to be used as straight up cash.
One thing you should keep in mind, however, is that some banks have had a habit of shutting down accounts if too many money orders are deposited. As such if you do choose to do this, perhaps combine it with some of the other options on this list.
Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
- Why was my Visa Gift card declined?
- Your card may have expired. Check the expiry date printed on the front of your card. ;In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.;
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
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Convert Your Visa Gift Card To Cash By Selling It To A Website
There are plenty of websites that will pay cash for your Visa gift card. In addition to the ones mentioned above that have apps for this, there are also others like Gift Card Granny, CardCash and more.
If your gift card is digital, then the process can be instantaneous. But even if you have a physical card, some of these sites will pay for your postage to send them the card, so you wont end up losing any money on that front.
Like with the apps, the sites will take a fee based on a percentage of the balance of the card, so make sure you know just how much this is before agreeing to the sale.
Also, it can be a good idea to do some searches for the site youre considering using, just to get the most up to date reviews on whether other people have had a good experience with them.
Can I sell a Visa gift card to other people?
You can definitely sell a Visa gift card to other people, but youre probably going to have to accept less money than the balance on the card to make it worth their while to buy it from you.
Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make sure you keep in mind shipping costs if youre selling a physical card and, as always on these kinds of sites, keep an eye out for any scams. If something sounds too good to be true, it probably is.
Register Your Visa Gift Card
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.
You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.
Votre Navigateur Web N’accepte Pas Les Tmoins
Les témoins sont de petits renseignements stockés de façon sécuritaire dans votre ordinateur. Un navigateur capable de stocker des témoins est requis pour consulter le site Web de Walmart Canada. Nous utilisons des témoins pour sauvegarder des renseignements, comme vos préférences en matière de langue et de magasin. Vos renseignements personnels, comme votre adresse d’expédition, ne sont jamais sauvegardés dans un témoin.
Veuillez activer les témoins dans votre navigateur ou utiliser un navigateur Web plus récent. Vous pouvez aussi consulter la circulaire Walmart Canada en ligne sans témoins.
Activate Your Visa Gift Card:
First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.
If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.
Not sure if youre Visa Gift Card is already activated?
Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.
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Can You Gift A Prepaid Visa Card
A virtual Visa Gift Card makes the perfect gift for anyone and is a smart gift for recipients of any age. They can spend the prepaid credit on whatever they want, whenever they want. It is safe to say that just about everyone would appreciate receiving a Visa Gift Card via email delivery. Want more online payment card options? Check out similar alternatives like the orNeosurf.
Best Sites To Get Free Visa Gift Cards
The list below is not a full list of sites where you can earn Visa gift cards. It is instead a list focused on quality so you know they will be worth your time and that they will actually pay you.
In other words, the sites on this list all have good earning potential. I will keep updating this list if there are any new good sites to join so make sure to bookmark this page and come back and check for new opportunities once in a while.
So, there you go. These are the 16 best and legit sites to join if you want to earn free Visa gift cards. Remember, the sites on this list are all FREE TO JOIN. So it wont cost you a penny to become a member.
And as Ive mentioned earlier in this article, if you want to earn a lot of gift cards, it is best that you join around 5 to 7 of the sites listed above.
In my opinion, this is the best number of sites to join if you are new to this type of site in order to maximize your time and earnings without getting too overwhelmed by the things you have to do to earn.
If you have any comments, questions, or know of a quality site that offers free Visa gift cards that is not on the list, I would love to hear from you in a comment below.
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How Can I Use A Credit Card To Improve My Credit Score
Paying your credit card on time and not going over your credit limit shows that you can use credit responsibly.
Its also a good idea to keep your account balances below 35% of your available credit. For example, if you have a credit card with a $1,000 limit, try to keep the outstanding balance below $350.