Tuesday, January 24, 2023

How To Get Amex Platinum

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Scoop Up Your Digital Entertainment Credits

American Express Platinum Card: How To Get Amex Platinum

Among the newer perks of the Amex Platinum is the up-to-$240 digital entertainment statement credit, broken down to up to $20 in monthly statement credits when you pay for participating subscription services . While the list of eligible providers remains short, we hope to see Amex add other streaming service options in the coming months. Enrollment is required.

Up To $100 Credits For Global Entry Or Tsa Precheck Enrollment Fees

What it is: This is definitely one of the Platinum Card benefits you shouldnt leave on the table. You can get a credit to cover the application fee for Global Entry once every four years or TSA PreCheck once every 4.5 years . Both trusted traveler programs expedite your experience at the airport at customs and immigration with Global Entry, and at security checkpoints with PreCheck. Once youve applied and been accepted for Global Entry, youll also likely be eligible for TSA PreCheck, although youll need to add your Known Traveler ID number to all your frequent-flyer accounts to enjoy the benefit.

Tips for maximizing: You must charge the application fee to your Platinum card to get the fee waiver. Although you wont be able to take advantage of this benefit each year, because Global Entry and TSA PreCheck memberships are good for five years, its nice to know that can also receive a fee credit. It costs $175 to add up to three additional users to your card account see our guide on adding Amex Platinum authorized users for more info.

Related: Global Entry vs. TSA PreCheck: Which is better?

New Amex Platinum Card Designs

  • Terms Apply.
  • See Rates & Fees

Both of the new designs are available to new and existing cardholders as of January 20, 2022. If you already have the Platinum Card, you can change to the new card art by calling the number on the back of your card or signing into your online Amex account. Your card number won’t change, and any additional Platinum cardholders on your account will have the option to switch to a different design as well.

Read more: Amex Platinum card review

New cardholders can select one of the new designs when they apply for the card or they can choose the traditional style if they prefer.

The Platinum x Kehinde Wiley design features a botanical theme, while the Platinum x Julie Mehretu card is more abstract. Both designs are bold, to be sure but if you’re looking to add a bit of flair to your wallet, they’re certainly a unique option.

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Get To Know The Artists

Kehinde Wiley is one of the great portrait painters of our time. He engages the signs and visual rhetoric of the heroic, powerful, majestic and the sublime in his representation of diverse individuals throughout the world. He has enjoyed a steady stream of prestigious commissions and accolades most recently, knighted by the government of France for his major contribution to the arts.

Wileys art is profound and beautiful best known for his updates of classic Western European portraits, where he substitutes kings and queens with protagonists as diverse as the entire world. His distinctive, vibrant botanicals also invade these compositions with rays of light and color that speak to the present.

Platinum x Kehinde Wiley brings these botanicals directly onto the Platinum Card, wonderfully capturing the essence of Wileys profound energy and worldview.

is regarded as one of the great artists of our time situated alongside the likes of Jackson Pollack, Mark Rothko, Romare Bearden, and Picasso. Beyond the sheer aesthetic beauty, her body of work often speaks of migration, architecture, displacement, identity, and history. But it also advances concepts that are fundamental to art itself: line, color, composition, and notions of abstract beauty.

Platinum x Julie Mehretu evokes the abstract modernity for which she is known and brings her signature style to the Platinum Card.

Benefits Of The Amex Platinum

Amex Boosts UK Platinum Card Perks (2020)

Theres a reason American Express and the military pair well together, and its mostly due to the superior cardholder benefits you can receive without an annual fee.

First off, you should know that this card lets you rack up points in the American Express Membership Rewards program, which is renowned for its value and flexibility. This program lets you book travel directly through American Express, but you can also redeem points for gift cards, merchandise and travel with American Express transfer partners.

Additional perks youll receive when you apply for this travel credit card are highlighted below.

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Is The American Express Platinum Card Free For Military Members

While the annual cost involved in carrying this card is high for many, plenty of Americans get to skip paying it altogether. If youre active duty, you can enjoy all the generous benefits this card has to offer for no annual fee.

This is true whether you choose to be a primary cardholder or an on another persons account. For example, an active duty service member could also become an authorized user on another persons account for $0 per year instead of the $175 per card thats normally charged.

Points Per Dollar Earning On Airfare And Hotels

What it is: The Amex Platinum has long been considered a top premium card, but its the 5 points per dollar bonus categories that give it excellent earning potential for certain travel purchases. Youll earn 5 Membership Rewards points per dollar on airfare booked directly with the airline or through Amex Travel , plus 5 points per dollar on prepaid hotels booked with American Express Travel. Based on TPGs most recent valuations, this nets an outstanding 10% return on qualifying purchases better than what youll get with other premium cards like the Citi Prestige.

Tips for maximizing: You can take advantage of the airfare earning rate whether you book directly with airlines or via Amex Travel, so theres some flexibility. When it comes to hotels, however, youll only earn 5 points per dollar when you book prepaid rates through American Express Travel, or when you book prepaid stays online through Amex Fine Hotels + Resorts. So youll need to weigh whether earning those extra rewards is worth giving up the perks you could enjoy by booking directly with the hotel.

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Is This The Only Way To Get Clear Membership

Only one other card offers a Clear discount: The American Express® Green Card . It comes with a $100 Clear statement credit each calendar year. Not enough to offset a yearly membership but helps offset more than half the cost.

The information for the Amex Green has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Alternately, if youve got a loyalty account with Delta, you can save a lot with Clear:

Amex Platinum Card Review

Amex Platinum for FREE?! How to Waive the Annual Fee
  • Ben Schlappig

Back in the day, American Express more or less had the premium card market all to itself, with The Platinum Card® from American Express. Unfortunately for Amex and fortunately for consumers competition has really heated up. Several years ago we saw the introduction of the Chase Sapphire Reserve® Card , and more recently we saw the introduction of the Capital One Venture X Rewards Credit Card .

Card issuers are constantly refreshing benefits, and in the summer of 2021 we saw Amex introduce some major changes to the Platinum Card, including a higher annual fee and new perks. I wanted to take a comprehensive look at all of the updated benefits of the Amex Platinum Card, and try my best to answer the question of whether the card is still worth it.

In this post:

  • Bottom Line
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    American Express Platinum Card Requirements

    • At least 18 years old
    • Physical U.S. address
    • Proof of enough income to make the monthly minimum payment
    • Social Security number or ITIN
    • Good credit or better

    In case you don’t know where you stand, you can check your credit score for free, right here on WalletHub. You can also gauge the odds of your approval for the American Express Platinum card and other American Express credit cards by using Amex’s online pre-qualification tool. Just keep in mind that while getting pre-qualified indicates good odds of approval, it does not guarantee it.

    If you apply for the American Express Platinum card, its important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.

    Complimentary Elite Status On Hilton Honors And Marriott Bonvoy

    With The Platinum Card® from American Express, you are automatically granted elite status on two major hotel programs. First, once you enroll in the Hilton Honors program, you’ll earn Hilton Honors Gold status, which offers exclusive benefits, such as an 80% points bonus and a free fifth award night benefit. Typically, you would need at least 20 stays at Hilton properties in one calendar year to earn Gold status.

    Members enrolled in the Marriott Bonvoy program will also enjoy complimentary , which offers a 25% points bonus and an enhanced room upgrade when available. You would need at least 25 Marriott Bonvoy nights to achieve this status, so The Platinum Card® from American Express waives either requirement completely.

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    How To Get The Most Out Of The Amex Platinum

    While the Amex Platinum now costs a whopping $695 per year, its easy to see why rewards enthusiasts are lining up to apply.

    The cardholder benefits can be worth considerably more than the annual fee if you use them, and there are plenty of ways to make sure you earn enough points to offset the fee and then some.

    If you are thinking of applying and hoping to get the most out of your Amex Platinum, here are some tips that can help:

    Consider Getting Another Amex Credit Card First

    Which is the best Amex Platinum card?

    If you are concerned about your credit score, you might consider getting another American Express credit card first. This can be a wise move if you dont own a credit card already. Your approval odds increase if you can responsibly manage a credit card.

    The Amex Platinum is one of the most prestigious travel credit cards you can own.

    Trying for an American Express credit card lets you establish a relationship with Amex. Plus, it can make it easier to add the Amex Platinum Card to your wallet in the near future. Several of the best no annual fee travel credit cards are offered by American Express.

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    Charles Schwab American Express Platinum Card

    The Charles Schwab American Express Platinum Card is only available to Schwab clients with eligible accounts such as a Schwab One or a general brokerage account.

    • Annual fee of $695, not waived the first year
    • Currently has a 100,000 Membership Rewards points signup bonus after $6,000 spend in six months
    • 5 x points on flights booked directly with airlines or through American Express Travel
    • 5 x points on prepaid hotels booked through American Express Travel
    • 1 x point on everything else
    • Hilton Honors and Marriott Bonvoy Gold status
    • $200 airline incidentals credit
    • $100 Saks Fifth Avenue credit
    • $240 digital entertainment credit
    • $300 Equinox credit
    • $200 Hotel credit when booking a prepaid Fine Hotels and Resorts or Hotel Collection stay through American Express Travel
    • $179 CLEAR credit
    • Global Lounge Collection access including Centurion Lounges, Delta SkyClubs, and Priority Pass Lounges, etc.
    • Cell phone protection up to $800 when you pay your monthly cell phone bill with your American Express Platinum Card
    • And more

    How Much Does Clear Cost

    After a recent price increase, annual membership in the CLEAR program is $189, and lets not beat around the bush: Thats a steep price to pay. But with a little bit of work, you can make that price much cheaper.

    For starters, all Delta SkyMiles or United MileagePlus frequent flyer members can enroll in CLEAR for just $119. Even if youre not a frequent flyer with either Delta or United, you can quickly sign up for a free SkyMiles or MileagePlus account to capitalize on this lower cost. Once you have a frequent flyer account number with either program, you can enroll through the specific link above and link your frequent flyer account number.

    That price gets even better if youve got status with either airline or hold one of their co-branded credit cards: It drops to just $109 each year. And the lowest pricing of all is reserved for top-tier status holders, who can select an annual CLEAR membership as a free perk.

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    Salary Needed For Amex Platinum Credit Card

    There are no published salary requirements in order to qualify for The Platinum Card® from American Express. But, the more you earn, the better. If you make near $100,000 a year and have good credit, you should have no issue getting approved. But, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

    Having a lower income means you will most likely get a lower credit limit. But, it still means you get the Platinum Card and can enjoy all the benefits. You just might have to make other purchases on your secondary cards to keep your monthly balance below 30% of your Platinum Cards credit limit.

    This will help maximize your credit score.

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    Transfer Points To Airline & Hotel Partners

    How To Get The American Express Platinum Credit Card For Free Review 2021?

    The best way to redeem your points is to transfer them to one of the Membership Rewards airline or hotel partners. Points can be transferred to the following 20 partners, including 17 airline partners and three hotel partners:

    Airline Partners
    Virgin Atlantic Flying Club

    The reason this represents such a good option is that you can get outsized value toward premium airfare, especially for travel in first and business class. These tickets are often super expensive if paying cash, while they can be a good deal with points.

    On top of that Amex often has transfer bonuses, which can get you even better value.

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    Premium Private Jet Program

    For those lucky enough to fly private, having the Amex Platinum gets you access to a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Core memberships. You also receive a $500 or $2,000 credit added to your Wheels Up account to use toward your initial flight within the first year, depending on your selected membership.

    How Do I Get 100000 Platinum Amex

    In addition to the enhanced benefits, American Express is offering new Platinum cardholders a very generous welcome bonus: You can earn 100,000 Membership Rewards® Points when you spend $6,000 on purchases on the card in your first six months of card membership.

    How To Find the Amex Platinum 100k, 125k, or Even 150k Welcome Offer

  • Increased public offer easiest way.
  • Use the CardMatch tool theres no credit pull to check to see if you have a 100,000 to 150,000-point bonus offer.
  • Get a targeted mailing.
  • How to Get the Most Out of the Platinum Card® from American Express

  • The Welcome Bonus.
  • Take Advantage of Bonus Categories.
  • Use Airline Transfer Partners.
  • Maximize All the Annual Credits.
  • Take Advantage of the Elite Status.
  • Visit The Global Lounge Collection.
  • Take Advantage of Luxury Hotel Benefits.
  • Check Out Your Amex Offers.
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    X Amex Points On Flights

    The best bonus category on the Amex Platinum Card is that it offers 5x points on airfare purchased directly from airlines or through Amex Travel, on up to $500,000 on these purchases per calendar year, which is spectacular. This makes it the best card for airfare purchases, in my opinion.

    Officially booking through online travel agencies wouldnt earn you bonus points, though in practice it may still sometimes code for 5x points. Thats because often online travel agencies still have the airline bill you directly when you book flights through them.

    I value Membership Rewards points at ~1.7 cents each, so to me, thats the equivalent of an 8.5% return on airfare spending, which is incredible.

    The card even offers travel delay and cancelation coverage, which makes this an even better card for airfare purchases. More on that below.

    How To Get An American Express Platinum Card

    Amex Platinum Just Added New Perks and A Higher Annual Fee

    This article was co-authored by Michael R. Lewis. Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. He has over 40 years of experience in business and finance, including as a Vice President for Blue Cross Blue Shield of Texas. He has a BBA in Industrial Management from the University of Texas at Austin. This article has been viewed 138,102 times.

    The American Express Platinum Card offers a higher level of benefits than American Express Green and Gold Cards. The benefits include a point reward system, four free companion airline tickets per year, airport club access and round-the-clock Platinum Card Concierge service to assist with travel and gift purchases. The Platinum Card is popular with frequent travelers and with travelers to luxury destinations. While the company originally offered the charge card to existing American Express customers with a 2-year account history, new customers can now complete a Platinum Card application online.

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