Thursday, February 2, 2023

How To Get Amex Corporate Card

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Which Rewards Are Important To You


You should also take into consideration the kind of spending you make. For example, if you spend a lot of money on travel for business, then The Business Platinum Card® from American Express might be the best card for you, as it offers 5x points on flights and prepaid hotels booked with Amex Travel. In other words, the more you spend on travel, the more youll be rewarded.

Its also a good idea to check out possible reward expirations, minimum redemption amounts and earning limits for cards before making your final decision.

Get An American Express Business Card If:

So, with all these different American Express business cards, is one of them right for you?

At the end of the day, its very possible that one of these cards can fulfill your needs, especially if youre looking for:

  • Industry-leading perks like 0% intro APR periods or luxury travel rewards
  • Charge card options
  • An opportunity to earn a welcome bonus
  • A co-branded card with Amazon, Delta, Marriott, Hilton, or Lowes

The Business Platinum Card From American Express

  • 5X Get 5X Membership Rewards® points on flights and prepaid hotels on
  • 1.5X Get 50% more Membership Rewards® points. That’s an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 5X Get 5X Membership Rewards® points on flights and prepaid hotels on
  • 1.5X Get 50% more Membership Rewards® points. That’s an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.

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Best For Core Employees

  • Uber perks: Double Uber rewards points on rides
  • Rewards:
  • Access to Amexs Corporate Membership Rewards program for a $90 annual fee per card.
  • Enroll to earn 1X Membership Rewards point for every dollar spent on eligible purchases.
  • You can choose instead to earn 1% back on eligible purchases in statement credits for your company each month through Amexs Corporate CashBack Program.
  • Insurance:
  • Business Travel Accident Insurance: Cardmembers who charge their flight, cruise, train, or bus ticket to their Amex corporate card get up to $350,000 in 24-hour door-to-door coverage for business trips for up to 30 days, and up to $100,000 coverage for personal trips.
  • Baggage Insurance Plan: Get up to $1,250 coverage for your carry-on baggage and $500 for checked baggage thats lost, damaged, or stolen during travel. For New York State residents, theres a $10,000 aggregate maximum per trip for all travelers.
  • Bottom Line: This is an excellent card for large companies to provide for core employees for everyday purchases, without a high annual fee.
  • The Best Perks Of The Amex Business Gold Card

    How To Get A 100,000 Point Offer For The Amex Platinum ...

    Hereâs a look at the Amex Business Goldâs Card points-earning structure:

    • 4x Membership Rewards Points per $1 spent on qualifying purchases in the two categories of six that you spend the most on in a month, for up to $150,000 in purchases annually

    The Business Gold Card card has a slightly different rewards allocation than the Business Green, but one that can make all the difference for your rewards potential if you pick your card strategically.

    Letâs also talk welcome bonus, which is different than the Business Green, too. For a limited time, you can earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases within the first three months.

    Finally, fee: A solid $295, which can be pricey for many small business owners, but there wont be any foreign transaction fees.

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    American Express Corporate Gold Card

    If the Corporate Platinum card is meant to keep the globetrotting executive in style, the Corporate Gold card is more oriented toward helping workers stay productive on the road.

    American Express Business Gold Card

    With its extra benefits, the Corporate Gold Card makes a great option for companies that want to get their employees cards with travel perks but cant afford to pay for Platinum Cards.

    Beyond Amexs base corporate benefits, Gold cardholders can expect these additional features:

    • Fee Credit For Global Entry Or TSA Precheck: Cardholders can receive one Global Entry statement credit or one TSA Precheck statement credit every four years for an application fee charged to a Corporate Gold Card.
    • Concierge Services: This benefit can help card members book restaurant tables, purchase gifts, and more.
    • Preferred Seating: Cardmembers will receive premium seats for select cultural and sporting events.

    Best Business Credit Cards Of September 2021

    This page is a marketplace where our partners can highlight their current card offers. The reviews and insights represented are editorial, but the order in which cards appear on the page may be influenced by compensation we may receive from our partners.

    If youve got a business new or old, big or small you should consider getting a small business credit card. Here are the best business cards from our partners.

    Terms & restrictions apply.See rates & fees

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    The American Express Plum Card

    Charge Card


    As long as you make your minimum payment on time and you pay the remaining statement balance within the Plum Cardâs 60-day grace period, your spending wonât accumulate any interest.

    The Plum Card is a charge card, though, so after those 60 days, youâll incur hefty late fees that will end up costing you much more than interest rates on a business credit card.

    Ultimately, itâs worth remembering if you arenât sure whether or not you can pay balances in full, youâll want to stick with the Amex business credit cards, not their charge cards.

    This being said, the Plum Card comes with an arguably steep annual fee of $250.

    On a long term basis, the Plum Card offers 1.5% cash back on all your spending, as long as youâre paying off your spending within 10 days of your statement closing date every month. If you are paying early, thereâs no cap on what you can earn back. Moreover, the Plum Card has no foreign transaction fees.

    At the end of the day, the Plum Card is designed for business owners who can handle the structure of a charge card as opposed to a business credit card. With this in mind then, if the charge card structure works for you and you can pay before the 10-day time frame, you can earn notable rewards on this American Express business card.

    How Would My Business Benefit From Using An American Express Small Business Credit Card

    How To Get A $30k American Express Business Credit Card No Credit Check 2021?

    With our Small Business Credit Cards, you will receive a set credit limit so you know how much you can spend each month. You do not have to pay your monthly balance in full instead, you are only required to post a minimum payment for each billing period. You can also receive rewards for your business expenses, which can come in the form of points, statement credits, and more.

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    American Express Business Gold Card


    • 4X Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.
    • 1X 1X is earned for other purchases. **
    • 25% Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
    • 4X Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.
    • 1X 1X is earned for other purchases. **
    • 25% Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*

    Can I Apply For An American Express Small Business Credit Card Or Charge Card Online

    Yes, you can easily apply online. To select the American Express Card that best matches your business needs, compare credit cards and charge cards, then read the terms of agreement, understand how the card will benefit your business, and assess your business eligibility. When you are ready to apply, you can complete your companys application in a matter of minutes and receive a prompt decision for approval.

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    Alternatives To These American Express Cards

    Maybe examining your credit score has made you realize that youâre not yet eligible for either of the easier-to-get Amex cards, or youâd prefer a card thatâll give you a little more buffer if you canât pay off your bills immediately. You still have options to consider: one from Amex, and one from Capital One.

    The Best American Express Consumer Cards For Good To Excellent Credit

    Maximizing Benefits with The Amex Platinum Card
    • Terms Apply. For rates and fees of the Amex Platinum card, click here.

    UPs Bonus Valuation*:$2,200Must Reads: For more info on the Amex Platinum, see our thoughts on the cards incredible benefits and perks, which includes travel insurance coverage, car rental insurance and so much more. Check out our full review to see why its one of the best travel credit cards.

    Hailed as the best-of-the-best in the premium travel rewards card circle, the Amex Platinum card comes with worldwide lounge access to over 1,300 locations, travel and shopping benefits/protections, and hundreds of dollars in statement credits.

    Plus, the card recently added cell phone protection with up to $800 in coverage for stolen or damaged cell phones. There is a limit of 2 claims per 12-month period and a $50 deductible applies to each claim. Additional terms and conditions apply.

    • Earn 30,000 Membership Rewards® points after spending $2,000 in your first 3 months.
    • Earn 3x Membership Rewards® points on restaurants worldwide, including takeout and delivery.
    • Earn 3x Membership Rewards® points on all eligible travel, from subway swipes to hotel stays.
    • Earn up to $100 in annual statement credits towards a CLEAR membership
    • Earn up to $100 statement credit per year on LoungeBuddy purchases
    • No foreign transaction Fees
    • Annual Fee: $150

    Pair it later with a premium American Express card to expand Membership Rewards redemption opportunities for travel and flights.

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    What Do I Need To Apply For An American Express Small Business Card

  • Your company’s email address
  • Your company’s legal business name
  • The business name you would like to appear on the card. It may be different from your company’s legal name
  • Your company’s business address and phone number
  • Type of industry your business is engaged in
  • Company structure
  • Number of years your company has been in business
  • Number of employees
  • The Best American Express Business Cards For Good To Excellent Credit

    • Terms Apply. For rates and fees of the Amex Business Gold card, click here.

    UPs Bonus Valuation*:$1,540Must Reads: For more info on the Amex Business Gold Card see our guide on its benefits, top FAQs and our full review.

    With 4% earnings on 2 of 6 common business purchase categories each statement period, up to $150,000 in purchases each year, youll earn lots of Membership Rewards quickly. The card, like the Amex Business Platinum card, also offers a rebate when using points to purchase flights via Amex Travel.

    Bottom Line: Applicants with good to excellent credit will have dozens of Amex cards from which to select. In addition to Amex consumer and business cards, it can often be easier to get approved for Amex hotel or airline-branded cards such as the Hilton Honors American Express Card or the Delta SkyMiles® Gold American Express Card.

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    Basic Requirements For The American Express Business Gold Card

    American Express has three basic requirements to qualify for the Business Gold Card:

    • At least 18 years old
    • Must be a U.S. resident
    • All card purchases will be for business or commercial purposes only

    What American Express doesnt disclose are factors like the credit score needed or the permissible amount of recent credit card applications. Of course, Amex reviews each card application on a case-by-case basis. Even if two applicants have identical credit scores, there is no guarantee both applicants will receive the same approval decision. Each of us has a different credit history.

    What Is The Easiest Amex Business Card To Get

    How to get a Business Credit Card with American Express AMEX

    Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list ofour partnersandhere’s how we make money.

    There are a number of American Express business credit cards that come with rewards and perks designed to benefit business owners. That leaves many applicants wondering what the easiest AmEx business credit card to get might be. What constitutes the easiest AmEx business card, however, is complicated.

    Every AmEx business credit card requires certain basics from applicants, including strong personal credit , as well as business revenue and liquidity .

    Because the qualifications across these cards are similar, there isn’t necessarily an AmEx business card that’s any easier to obtain than any other. But that doesn’t mean you should blindly pick among the offerings, particularly if you’re just starting your business. Read on for more details on the factors you should consider when choosing an American Express business card, and compare the offers near the bottom to find the best card for your business needs.

    American Express doesnt specifically spell out its credit score requirements for business cards, but applicants should have good to excellent credit, with scores ranging from 690 to 850.

    Our pick for: Introductory APR and annual fee

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    Amex Business Card Overview

    Before we begin, its important to know that you can only earn a welcome offer for a specific Amex business card once per lifetime. This same restriction applies to Amex consumer cards. But there are several great Amex business cards to choose from, so youve got plenty of options.

    You could earn flexible Amex Membership Rewards points with The Business Platinum Card® from American Express, which currently has a welcome offer of 100,000 points after spending $15,000 on eligible purchases in the first three months of card membership. If youre looking for a card with no annual fee , you could also opt for The Blue Business® Plus Credit Card from American Express, which earns 2x Membership Rewards points on every purchase on the first $50,000 spent on eligible purchases each calendar year, then 1x.

    Related: The complete guide to American Express Membership Rewards partners

    The Blue Business Cash Credit Card


    With the Blue Business Cash, youâll have a 12-month intro period with 0% APR if you need to make any big purchases to pay off gradually. Like the Blue Business Plus, this American Express business credit card offers one of the longest 0% intro APR periods on the market.

    After the intro period is up, your Blue Business Cash will have an interest rate that will vary with the market, so youll want to see the issuerâs terms and conditions for the latest APR information.

    Additionally, this Amex business card earns 2% cash back for every dollar you spend on all eligible purchases on up to $50,000 per calendar year, and then 1% cash back on everything else. All the cash back you earn with the Blue Business Cash card is automatically credited to your statement.

    Despite these generous rewards, this card doesnât come with an annual fee.

    Therefore, like the Blue Business Plus, the Blue Business Cash is one of the best American Express business cards for a wide range of business owners, especially those looking for their first business credit card. With a robust rewards program, long 0% intro APR, and no annual fee, this card can help business owners earn while they spend, as well as build business credit.

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    Restrictions On Applying For Amex Business Cards

    Amexs general restrictions on applying for cards is as follows:

    • You can generally have at most five Amex credit cards at any given point, which doesnt include hybrid cards, like the Amex Business Gold it doesnt matter whether the credit cards are personal or business
    • You can typically be approved for at most two American Express credit cards in 90 days, though there are some inconsistencies when it comes to that

    Citibusiness / Aadvantage Platinum Select Mastercard: Best For American Airlines Flyers

    American Express Platinum Credit Card

    Annual fee: $99

    Current sign-up bonus: Earn 65,000 American Airlines AAdvantage bonus miles after spending $4,000 in purchases within the first four months of account opening. Based on TPGs valuations, this bonus is worth $910.

    Why we like it: The CitiBusiness AAdvantage Platinum Select card comes with some solid bonus categories for an airline credit card, and miles earned can be redeemed not only on American Airlines but on the carriers Oneworld alliance partners.

    Youll also get a free checked bag for you and up to four companions when you have this card, even if you dont charge the airfare to it. Best of all, the $99 annual fee is waived for the first 12 months.

    Standout benefits:

    • Free checked bag for you and up to four traveling companions
    • Earn a companion certificate for domestic main cabin economy travel after spending $30,000 or more each membership year and after the card is renewed

    The information for the CitiBusiness Platinum Select card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

    Annual fee: $95

    Standout benefits:

    • Complimentary Hilton Honors Gold status and the ability to spend to Diamond status
    • 10 passes per year for Priority Pass lounges without restaurant access
    • Complimentary employee credit cards and expense-management tools help you track and organize expenses
    • Enrollment required for select benefits.

    Annual fee: $0

    Standout benefits:

    Annual fee: $199

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