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How To Check Credit Card Application Status

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Offline Credit Card Application Status Check

How to Check Your Credit Card Application Status

If for some reason, you want to check your credit card application status offline, you can visit your banks nearest branch in person and talk to the concerned professional. They will provide the details of your application. In the offline mode, you have to carry hard copies of relevant documents like your PAN card, Aadhar card, application number and form, and the like for tracking or verification purposes. However, it is best to notify your bank by calling the customer care number or informing them by SMS/ mail of your visit. You can even ask them about the documents needed and carry them beforehand to avoid unnecessary back and forth. Most of the time, a customer service official will provide the details to you on-call itself.

Additional Read: 10 Ways to Improve Your CIBIL Score

Hsbc Credit Card Application Status

It is a very simple process to track the status of a HSCB Credit Card application status. You can access the details with very easy steps

  • Visit official website of HSBC to track Credit Card Application
  • Enter application number
  • Full Name and Date of Birth
  • Once all the information provided, the site will display the credit card application status

How To Track Credit Card Status Of Top Card Issuers In India

To help you track credit card status, we have comprised a list of top-performing banks in India.

HDFC credit card status

  • To know HDFC credit card status, applicants can visit the banks credit card website
  • Provide the application reference number or date of birth
  • Provide the registered mobile number or number given at the time of application
  • After entering the Captcha, click on submit on the form

SBI credit card status

  • To check the credit card status of SBI credit cards, applicants can visit the banks website
  • Within the Track your application section, one can select Check the status of your application
  • Enter application number or other reference number provided at the time of application

ICICI credit card status

  • To check ICICI credit card application status, applicants must visit the banks website and credit card section under it
  • If the absence of an application number, the bank requests for further authentication through the applicants mobile number, date of birth and OTP
  • Once the details are provided, click on Continue to check the status

Amex credit card status

  • To check American Express credit card application status, visit the issuers official website
  • Enter the registered mobile number or 14 digit application reference number
  • After entering, submit the status check option in the form

Axis credit card status

Citibank credit card status

RBL Bank credit card status

Standard Chartered credit card status

Kotak credit card status

YES bank credit card status

Also Check: Best Buy Credit Services

Common Mistakes To Avoid When Awaiting The Status Of Your Credit Card Application

  • Lodging multiple credit card applications in a short period of time.You may be tempted to apply for another credit card while youre waiting for a response, but multiple simultaneous applications will have a negative impact on your credit file.
  • Your credit report has errors on it. If your application was rejected and youre unsure why, make sure you meet the eligibility requirements and order a copy of your credit score to make sure you havent fallen victim to fraud or mistakes on your file. If you find a genuine error on the report, contact the credit card provider and the credit bureau to have it corrected.
  • Watch out for customer service delays.It could take days or even weeks for a bank to respond to an email enquiry and its common to expect wait times when youre contacting the customer service phone line. Avoid calling early in the morning, at lunch time or after 5pm when theyre likely to be inundated with calls.

Applying for a credit card is one thing, but receiving it is quite another. You may have to wait a considerable period for it, which is why we recommend you apply in advance and always stay on top of your application by calling your provider.

Kotak Mahindra Bank Credit Card App Status

Like other banks, Kotak Mahindra additionally lets your Examination your Credit Card Application online. Just check out the main site of the Kotak Mahindra commercial Bank. Also check homeowners insurance cover broken pipes.

Choose over Explore Products > > Cards > > Credit Card Services > > Application Status, now select Credit Card from the list of Products.On the next page, go into the Application or Form Number to continue. Click on Submit to understand the real-time state of your Credit Card Application. Alternatively, you can quickly visit https://www.kotak.com/en/transaction-services/track-application.html to examine the status online.

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Kohls Credit Card Application

Kohls Credit Card Application. Applying for a kohls card. The easiest way to check your application status for a credit one credit card is through the company s website or by calling its toll free phone number.

You can easily apply for your kohls card online, over the phone or in person at a kohls store. Get kohls credit card application signed right. The kohls credit card allows you the flexibility to shop in the store as well as online weekly sales and discounts are among the advantages of using a kohls credit card and it takes only a few steps to fill out an online application and obtain a credit account with the company read on and well show you how.

source: billpayment.guide

Kohls charge cardholders are able to benefit from owning this credit card in three different ways: Register your kohls charge account for access anytime, anywhere:

source: www.mycreditcards.net

And, on your first day of using your kohl’s card you can save another 35% on your purchase. The kohl s credit card allows you the flexibility to shop in the store as well as online.

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Both applications require that you submit the same information, you simply do it in a different form. The kohls app is a handy place to collect all your member benefits, including kohls charge discounts, kohls cash, and yes2you rewards.

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What Are The Credit Card Eligibility Conditions

There are various personal and financial factors that affect credit card eligibility. Some of these factors are listed below-

  • Age-You must be at least 18 years of age in order to be eligible for a credit card. Apart from the minimum required age, the maximum age to which you can apply for a credit card is 60 years.
  • Salary To ensure your credit repayment capacity, the bank/credit card issuing company looks at your salary/monthly income. Even though the minimum annual income requirement for credit card eligibility varies from bank to bank, in India, it is generally around Rs. 3 lakh per annum.
  • Nationality Generally, there are not many limitations around the residence or nationality of the credit card applicant. However, a few credit cards are only made available to the Indian citizens.
  • Employment As your application gets verified by the bank, your current and previous employment status is closely looked upon. You get brownie points in your credit card application for being in one job for a year or more.
  • The higher your credit score is, the more chances you have of getting your application approved. Similarly, a bad credit score would imply an unhealthy financial history, and hence, would lower the chances of your application being approved.

To Conclude:

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Learn How To Check The Status Of Your Capital One Credit Card Application

If youâre planning to apply for a Capital One credit card, you may be wondering how long it will take Capital One to review your application. The good news is that it typically doesnât take long. And you can check on the status of your application to see where it stands.

Read on to learn how long it might take Capital One to make a decision about your application and how you can check your application status.

Check Chase Credit Card Application Status Online

How To Check Capital One Credit Card Application Status

Chase has some of the best travel credit cards. The quickest way to check your application status is by accessing your online Chase account.

Follow these steps to view your application status:

  • Go to Chase.com
  • Log into your Chase account
  • Choose Application Status from the drop-down menu

After clicking the application status button, you can see your current application status. You might see additional steps you can take to continue the application process. For instance, you may need to call Chase to answer more questions or clarify certain details.

If the application status doesnt make sense, you can try sending a secure message to Chase customer service. Their response can provide a clearer picture of how soon you can receive an application decision.

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Track Your Credit Card

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Tracking your credit card application is quite simple once you have applied for your HDFC Bank credit card,

To check the status, click on the link below and provide your mobile number along with any one of these three details – Application Reference Number OR Application Form Number OR date of birth.

You could also visit our nearest branch or call on our customer care to check the status of your credit card application.

to track the status of your HDFC Bank Credit Card application.

If you wish to apply for a HDFC Bank credit card, please

To know more about the exclusive offers on HDFC Bank Credit Card,

What are the benefits

Sbi Bank Credit Card App Status

SBI is 1 of the several commercial banks in India, and if you have likewise looked for its credit card, you will require to follow the given instructions:

Visit the main SBI Website https://www.sbicard.com/ and click the Credit Card tab from the Navigation Bar. Enter the Reference/Application Number under Track Your Application and Click on Submit. Alternatively, you can obtain your Application Status/Details by entering your PAN Card Details and Date of Birth.After following these guidelines, you can easily track the present status of Credit Card App.

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Rbl Credit Card Application Status

To know the status of your RBL Credit Card application, follow the steps given below:

  • Visit the banks official website and click on Credit Cards tab on the homepage
  • On the right of the page, click on To know your Application Status
  • Then fill in the reference number and mobile number and click on Submit
  • The page will display the credit card application status

How Do I Verify My Bank Account

Your application has been approved. When your card has been mailed, this page will show the mail date. Please check back for an update.

Your card was mailed to you on XX/XX/XXXX and you should receive it by XX/XX/XXXX. If you do not receive your card by the expected arrival date, please call Customer Service at 1-877-825-3242.

Our system indicates that the application was cancelled.

Unfortunately, we were unable to approve your application. If you did not agree to the Limited Electronic and Communication Agreement during your application process, you will receive a letter in the mail explaining the reason we were unable to approve your request.

Your application is being processed. Please check back for an update.

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How Long Does It Take For Chase To Approve A Credit Card Application

Chase approves most credit card applications instantly. As soon as you click submit, you should receive a decision within 60 seconds.

However, some applications require further review. If thats the case, you may receive a message stating one of these time estimates:

  • 7-10 days
  • 14 days
  • 30 days

The most common waiting period is between 7 and 10 days. If Chase provides a reason for the delayed decision, you might be able to expedite the process by calling. Otherwise, you will need to wait up to 10 days.

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Online Credit Card Application Status Check

With everything digitized, including financial services, almost every bank in India, at least in the metropolitans, has their credit card application procedures online. Everything step of the credit card application system including applying, verifying, and checking the credit card application status, is available on the banks website. To check the status of your credit card application, all you have to do is:

  • Visit the banks website and click on the credit card section
  • Log in with your user Login or ID number and password
  • Enter the details requested, like your credit card application ID, mobile number, PAN card information

Additionally, you might also be asked to provide other details like your date of birth or credit card application form number. Keep them at hand for a smooth status check.

General Steps To Track Your Credit Card Application Online

How to Check Kotak Mahindra Bank Credit Card Application Status Online
  • Step 1: Visit the banks official website
  • Step 2: Click on Track application
  • Step 3: By clicking on application status, you will be displayed a window prompting to enter details such as application form, PAN number etc.
  • Step 4: Once all details are entered, click on the status or enter tab
  • Step 5: The website will display the status of your credit card application form
  • Step 6: Alternatively, you can call the bank branch or visit the bank to check the status of your credit card application.

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What Does It Mean When Your Credit Card Application Is Under Review

Having a credit card application under review isnt uncommon. Your application details or credit report likely have information that requires manual review.

Here are some reasons why you dont get an instant decision:

  • Must verify your personal information or income
  • Recent credit inquiries
  • Spelling errors on the application
  • Low credit score
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 03/31/22.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

How Long Does It Take For An Application Decision To Be Made

How long it takes Capital One to make a decision about your application typically depends on how you apply.

If you apply by phone or online, youâll often get a response in 60 seconds. If you submit a paper application, it may take a bit longer. But no matter how you apply, Capital One generally notifies applicants of the decision in writing within seven to 10 days of receiving the application.

Why Wasnât My Credit Application Approved Immediately?

In some cases, Capital One may need to verify the information in your application or collect additional information before approving or declining your application.

When you apply for a Capital One credit card, Capital One requires the following information:

  • Full name.
  • Social Security number or Individual Taxpayer Identification Number.
  • Date of birth.

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How Do I Check My Credit Card Status

While the process to check credit card application status could vary across banks and issuers, there is a common procedure followed by most. Here are the details of the same:

Steps to check credit card status online

Banks and card issuers provide convenience to applicants by allowing them to check their credit card application status online. A card applicant can easily check the credit card status by following the steps mentioned below. These steps may be applicable to most of the banks in India. However, some issuers may follow a different process for the same.

  • Visit the banks official website where the credit card application was originally made
  • Look for track application status or check application status on the website. It should be available under the credit card tab.
  • Provide the details required for tracking application status before submitting a request.
  • The website will share the credit card status once all the required information is entered.

Steps to check credit card application status offline

You can also use the offline mode for checking your credit card application status. Some common ways to check it offline are:

Through Customer Care

You can call on the banks customer care number to check the application status

The customer support representative will seek an application/reference number to check the status and revert back

Some banks also have the facility of a dedicated customer care number for credit cards

Through SMS

Standard Chartered Bank Credit Card Application Status

If you have applied for a Standard Chartered Bank Credit Card, you can track your application status by the following steps

  • Visit the official Standard Chartered Bank
  • Search for credit card status
  • The status link will be displayed on the screen
  • The link displays two fields, application reference number and mobile number
  • Once both are entered, click on the submit tab and you can get track the status of your application form with the bank.

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