Monday, August 15, 2022

How To Apply For United Airlines Credit Card

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Join Forces With Your Spouse

United Airlines Credit Cards & Mileageplus Program — Full Review 2021

Your spouse or partner could apply for their own credit cards and earn their own sign-up bonuses. This is true even if you live at the same address, and you have the same card theyre already eyeing. And dont worry if you added them as an authorized user on your account that wont disqualify them from approval either. Card issuers consider spouses to be individual customers, so getting your partner involved can help you double up on rewards quickly.

One note: If its a Chase card they have in mind, make sure they dont run afoul of the issuers 5/24 rule, which prevents applicants from being approved for a Chase card if theyve opened five or more cards with any issuer in the last 24 months.

Earn Up To 100000 Miles With These United Airlines Credit Card Bonuses

Courtesy of United Airlines.

One of these credit card bonuses could be your ticket into United’s swanky Polaris business class.

Uniteds credit cards are offering some of their highest bonuses ever along with plenty of perks.

AFAR partners with CreditCards.com and may receive a commission from card issuers. Our coverage is independent and objective, and has not been reviewed, approved, or endorsed by any of these entities. Opinions expressed here are entirely those of the AFAR editorial team. Some of the offers mentioned below may no longer be available.

It seems like every week another exciting travel credit card bonus launches. Today, the United Explorer Card and the United Gateway Card have just debuted some of their highest-ever introductory offers, with the chance to earn up to 70,000 bonus miles on the United Explorer, in particular. The United Quest Card, meanwhile, continues to offer its own 100,000-mile bonus.

Even if youre not planning to travel anytime soon, signing up for one of these cards could be the right opportunity to rack up the miles youll need for trips when you are ready to venture out into the world again. However, there are plenty of good reasons to apply for one of Uniteds other credit cards right now, too.

Our Picks For Buying United Airlines Tickets

For most paid tickets, youll earn redeemable miles and Premier Qualifying Points toward elite status, calculated mostly on the base price of your ticket, minus taxes and fees. The number of redeemable miles you earn also varies based on your United elite status level. And while it can make a lot of sense to have and use a United Airlines cobranded credit card for your United ticket purchases, especially if you fly United more than once a year, there are also situations where other credit cards may be solid choices.

For example, if you want to earn more flexible transferable points on the purchase, you could pay for your United Airlines ticket with a general travel card that earns American Express Membership Rewards, Chase Ultimate Rewards or Citi ThankYou Rewards Points. Consider the following cards for your United Airlines tickets, some of which carry generous built-in travel protections.

Sign-up offer: 50,000 points after you spend $4,000 in the first three months of account opening

Bonus valuation: $1,000

Annual fee: $550

See TPGs full review of Chase Sapphire Reserve for more details.

Sign-up offer: 100,000 bonus points after you spend $15,000 on purchases in the first three months.

Bonus valuation: $2,000

Annual fee: $95

See TPGs full review of the Ink Business Preferred Card for more details.

Bonus valuation: $2,000

Annual fee: $695

See TPGs full Amex Platinum review for more details.

Bonus valuation: $2,400

Annual fee: $595

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Best For Occasional Flyers: United Explorer Card

If United is your preferred airline and youre ready to invest in a card with an annual fee to get more benefits, you would be better off with the United Explorer Card. First off, you can earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. In terms of daily spending, you can rack up:

  • 2 miles per dollar on United purchases, dining including delivery and takeout and hotels booked directly
  • 1 mile per dollar spent on other purchases

United Airlines credit card benefits youll receive include two United Club passes, a first free checked bag, up to a $100 credit toward Global Entry or TSA Precheck membership, priority boarding, 25% off in-flight purchases and no foreign transaction fees. Not only are these perks ideal for frequent United flyers who want a convenient travel experience, but they can help cardholders save money, too. This card does charge a $95 annual fee, but its waived the first year.

Best United Credit Cards 2021

United Airlines Rewards Credit Cards 2021 Review

Heres a preview of the best United airlines credit cards:

  • For a mid-level premium card with plenty of perks: United Quest Card
  • Most Flexible : Chase Sapphire Preferred® Card
  • For Those Who Check Baggage, the Best United credit card: United Explorer Card
  • Premium Travelers Best United credit card: United Club Infinite Card
  • Business Travelers: United Business Card
  • For the occasional United flyer: United Gateway Card

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Exploring Options To Update Your Airline Cards Game

Chances are that if you are holding airline cards that you have had for a number of years, its time to look around at other possibilities.

In your case, it sounds as though you are tiring of having to play the frequent flyer mile redemption game and would prefer cash back which is completely understandable.

But even if you wanted to continue with airline cards, you should explore possibilities other than the cards you currently have.

Thats because there are probably newer cards that would suit your needs better and give you sign-up bonuses of loads of airline miles.

  • If you have, for instance, a Delta Air Lines credit card you have relied on for years, you might be surprised to know that there are now four different personal cards affiliated with Delta offered by American Express.
  • The perks and annual fees and sign-up bonuses vary, but you could consider one of the other options.
  • There are three business-card versions, too which gives you plenty of options even if the only reward currency you like is Delta SkyMiles.
  • If you have an American Airlines credit card with Citi, check out its other American cards but also examine American cards from Barclaycard.
  • Most airlines have several different versions and allow you to receive separate sign-up bonuses for each card.

See related:Delta Skymiles credit card: Which one is best for you?

United Airlines Is Eliminating Their Award Chart

Editors Note: This change took effect in late 2019.

It is no surprise that airline companies copy each other when it comes to their customer-based loyalty programs. Unfortunately for consumers, in recent years, most of the changes among the most popular airlines have been for the worst.

The latest in a long string of disappointing program downgrades is the announcement from United Airlines that they are eliminating their award charts.

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Should I Get A United Airlines Credit Card

Even infrequent travelers could benefit from getting a United card. The United Explorer Card can pay for its annual fee in as little as one trip per year. The primary cardholder and one travel companion each get a free checked bag that’s up to a $140 value for each round trip. Plus, you’ll get two United Club one-time passes each year, which is another $100 in value.

Reasons To Use Chase Pay

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Your credit card information will never be shared with the merchant because Chase Pay uses a token in lieu of your credit card. This means your data will never be passed to merchants when you shop online or with the app.

The app also allows you to order food at participating restaurants ahead of time so its ready for you to pick it up.

There are also various deals, called Chase Offers, which you can take advantage of by using the app. For example, you can get $10 off a restaurant order or extra points for using Chase Pay at a particular store.

There are also discounts for using it at Shell and 76 gas stations along with the benefits that come with Chase credit cards.

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Other Products & Services:

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J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC , a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. , a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. . JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

“Chase Private Client” is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

Increased United Card Sign

  • United Club Infinite Card: 100,000 bonus miles after spending $5,000 on purchases in the first 3 months from account opening
  • United Explorer Card: 60,000 bonus miles after spending $3,000 on purchases in the first 3 months from account opening
  • United Gateway Card: 20,000 bonus miles after spending $1,000 on purchases in the first 3 months from account opening

These aren’t the highest offers we’ve seen on the United Explorer Card and United Gateway Card this year however, the bonus on the United Club Infinite Card matches the highest-ever bonus it had when it launched in 2020.

In addition, all of these cards, including the no-annual-fee United Gateway Card, come with a little-known but incredibly valuable perk. Cardholders get expanded United award availability, which means they can access more available award seats than the general public. This can make a big difference if you need to find award flights on popular routes or during peak times, especially if you travel as a group.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Read more: United Club Infinite card review

Read more: United Explorer credit card review

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How Do You Use Chase Pay To Check Out

You book your airfare as usual, but youll see the Chase Pay symbol in the options to pay.

Using Chase Pay means you can still earn United miles or Chase rewards with your purchase. With Chase Pay, our cardholders transactions will be more efficient while retaining all the benefits of their United branded credit card, said Luc Bondar, president of MileagePlus Holdings and vice president of loyalty at United Airlines.

United has also said they will be adding Chase Pay to the United app in the upcoming months.

Check Out The United Business Card

United Explorer Card Review

United Airlines business travelers can now earn miles faster with the United Business Card.

New United Business Card cardholders can earn 75,000 miles after spending $5,000 on purchases in the first 3 months the account is open. There is a $0 introductory annual fee for the first year, then $99.

You wont have to worry about foreign transaction fees and you can order additional employee cards, free of charge. This card also features Chases contactless payment technology.

Plus, if you have the consumer United Explorer Card and the United Business Card, you earn a 5,000 mile loyalty anniversary bonus!

Award flights start at 12,500 miles each way for economy seats. The bonus is worth several domestic round-trip flights.

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United Business Card Vs Delta Skymiles Gold Business American Express Card

The Delta SkyMiles® Gold Business American Express Card comes with the same annual fee: $0 introductory annual fee for the first year, then $99 after. As a competing airline card, it offers similar travel benefits, such as priority boarding. The Delta SkyMiles® Gold Business American Express Card offers a free first checked bag benefit for the cardholder and up to eight passengers on the same reservation. Therefore, this card may be a better pick than the United Business Card for business travelers that fly in groups.

You’ll receive a $100 Delta flight voucher each year you spend more than $10,000 on purchases with this card.

Ultimately, the best business card for you will depend on which airline you prefer flying. Both cards come with generous welcome offers and ongoing benefits, so it’s up to you to decide which airline aligns better with your travel habits.

Why Its The Best Personal Card For A Signup Bonus

The United Explorer Card has the best points-based welcome bonus among personal United credit cards. Once you sign up, you only need to spend $3,000 within three months in order to earn 60,000 miles. We also like the fact you earn two miles in categories outside of United purchases, such as dining, hotels, and food delivery with GrubHub, DoorDash and other eligible services. You wont even pay an annual fee the first year , and the frequent flyer perks like United Club passes and free checked bags can lead to additional savings.

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United Explorer Card Rewards

In addition to the above amenities, you will also earn 2x miles per $1 spent on United purchases, dining , and hotel stays. Youll earn 1x mile per $1 spent for every non-United purchase. These miles will not expire as long you own a United credit card or keep your MileagePlus account active.

The United Explorer Card has a sign-up offer of 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Reward flights start at 12,500 miles each way for United flights within the continental U.S. and Canada.

Learn more: Airline Credit Cards

Become A Mileageplus Dining Member

Applying and Unboxing United Explorer Card | Getting the 5th Chase Credit Card

Like other airline loyalty programs, United MileagePlus has its own dining program that lets you earn miles when you eat at participating restaurants. Youll score 3,000 bonus miles for your first dine-in visit or takeout order in your first 30 days as a MileagePlus Dining member, too. All you have to do is spend $25 or more, pay with your linked credit or debit card and leave a review of your experience .

Through Jan. 6, 2022, youll also earn an extra 100 bonus miles every time you order online from a participating restaurant or complete a post-dining review within 30 days of your meal. This is an easy way to collect United miles on the spending you already do. Everybodys gotta eat, right?

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United Club Infinite Card Benefits

In addition to the United amenities, you will also enjoy a few other travel perks including Luxury Hotel and Resort credits, Hertz Gold Plus Rewards® Presidents Circle® Elite Status, and primary auto rental collision damage waiver coverage.

New United Club Infinite Card cardholders can earn 100,000 bonus miles.

All of these benefits arrive with an annual fee of $525. This is in line with the other premium travel credit cards that offer similar travel benefits.

Learn more: Airline Credit Cards

Can You Have More Than One United Airlines Credit Card

Not only can you have more than one United Airlines credit card, but youre actually incentivized to have a United consumer card and the small business United Business Card to get 5,000 bonus United miles each year.

Each United credit card has its own terms and conditions, but typically having one United card doesnt automatically exclude you from having another. For example, the United Explorer Card terms exclude current cardholders and previous cardholders who received a new bonus in the last 24 months. However, it doesnt mention the business cards or the Club-level cards.

That said, if youre considering more than one United credit card, factor in the Chase 5/24 restrictions, which can play a role in how many total cards you can open within two years.

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How Good Is The United Airlines $250 Statement Credit

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Is the United Airlines $250 statement credit the best offer to come to The Explorer Card? We looked at all the angles of this welcome offer and decided while its a great offer, you could earn even more rewards based on what you value the most.

If you havent flown the friendly skies in a long time, or you havent owned a United credit card in the past 24 months, you could get a surprise of a United Airlines $250 statement when you apply for the United Explorer Card. New cardmembers who have not had the card in the past 24 months could earn a welcome offer of 25,000 bonus miles after spending $2,000 on purchases in the first three months and a $250 statement credit after their first purchase.

But is this award-winning card deserving of all the hype its received? Or are there better offers out there for your spend? FlyerTalk took a deep dive into the offer behind the credit and heres what every flyer needs to know about this special welcome bonus offer.

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