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How To Apply For Credit Card Bank Of Baroda

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Bank Of Baroda’s Credit Card Arm Partners Onecard

Bank of Baroda Credit Card Digital Application | Happiness delivered to your home in 5 simple steps

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  • OneCard, an internationally valid credit card especially for young and tech-savvy customers, will be issued by BFSL and managed by OneCard on VISAs Signature platform
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Mumbai: BoB Financial Solutions Ltd , a wholly-owned subsidiary of Bank of Baroda, on Wednesday said it has partnered with OneCard, to launch co-branded mobile-first credit cards especially for young and tech-savvy customers.

The internationally valid credit card will be issued by BFSL and managed by OneCard on VISAs Signature platform, it said.

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Powered by a mobile app, OneCard offers its users complete control of the credit card – spends, rewards, limits, payments and more thus offering an end-to-end digital experience.

Shailendra Singh, managing director and chief executive, BFSL said, the company is currently on its transformation journey, investing in technology, processes and people to offer best-in-class credit cards to customers under the Bank of Baroda brand.

We are delighted to have OneCard as a partner in our transformation journey. . The mobile-first OneCard further bolsters our portfolio of offerings, especially for the young, tech-savvy generation and reinforces our commitment towards unique and differentiated offerings for our customers,” said Singh.

Bank Of Baroda Icsi Diamond Credit Card

First Year Fee – Nil Annual Fee – Nil

  • Can be availed by ICSI members

  • For every 100 spent on dining, online purchases, and paying utility bills, earn 5 reward points

  • For every 100 spent on any other category, earn 1 reward point

  • Get 1,000 reward points against card activation

  • Get 3,999 reward points every quarter

  • Get 12 complimentary domestic airport lounge access at partner lounges

  • Get complimentary 6-month FITPASS PRO membership worth 15,000 as a welcome gift.

  • Get free Professional Indemnity Insurance Cover of 5 lakh as well as Accidental Death Cover of 15 lakh for air and 5 lakh for the non-air category

  • Avail a maximum of three, lifetime-free, add-on cards

  • Get fuel surcharge waiver of 1 per cent on transactions between 400 and 5,000 at all fuel stations in the country

  • Redeem reward points earned in the form of cashback

  • Convert purchases worth more than 2,500 into easy EMIs of 6 or 12 months

Can I Apply For A Credit Card Online

A: Yes, BOB has the option where clients can apply for a credit card online. You will have to log into the Bank’s website and apply for the card. Once you provide all the details and upload the documents, the bank will start the verification process. When the verification is completed, the card will be sent to your address.

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Bank Of Baroda Credit Cards Eligibility Criteria

  • Age Criteria Applicants of Bank of Baroda Credit Cards need to meet certain age criteria in order to apply for the credit cards. All the applicants must be between 18 years and 65 years of age
  • Income Criteria Applicants of Bank of Baroda Credit Cards must earn a certain sum of money annually in order to meet the eligibility criteria. This amount varies depending on the card the applicant opts for
  • The applicants applying for a Bank of Baroda Corporate Premium Credit Card should either be a Limited or a Partnership firm or a Government company. They must have a paid-up capital of at least Rs.25 Lakhs and the Net Worth of their companies must be at least Rs.50 Lakhs. Apart from this, they need to have a credit facility of at least Rs.1 crore and a BOB rating of 6 and above.
  • If the applicants have existing banking relations with the Bank of Baroda, they will be given preference.

Bank Of Baroda Icai Credit Card Eligibility Criteria

Bank of Baroda ATM/Debit Card Features

The eligibility criteria for getting a Bank of Baroda ICAI credit card are as follows:

  • You must be an active and eligible member of ICAI as per the credit policy

  • You must be over 18 years of age if you are an add-on cardholder

  • You must be a resident of India

If you are eligible, you can submit the application along with a recent passport-size photo and the below-mentioned documents:

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How To Apply For Bank Of Baroda Credit Card Online

Bank of Baroda makes it easy for you to avail a credit card from anywhere. You can apply for BOB credit card on the banks official website after choosing the credit card suitable for you. Let’s take a look at the step-by-step process:

  • Visit Bank of Baroda’s official website.

  • Next, click on the credit card section at the top of the page and select the ‘credit cards’ option to look at the benefits offered by various types of credit cards.

  • Go through the details and features of each card to select one that suits your personal requirements.

  • After selection, click on the ‘Apply Now’ button.

  • Next, under ‘Looking for a card?,’ three options will appear -‘Choose Card’, ‘Enjoy Benefits,’ and ‘Apply.’

  • Select the Apply option, fill in the application form, and then submit it.

  • After submission, you can check the status of your application through the banks official website. Once approved by the bank, you will receive your credit card within a few days.

    Bank Of Baroda Ca Credit Card Features And Benefits

    The BoB ICAI are as follows:

    • Lifetime free credit card

    • For every 100 spent on dining, online purchases, and paying utility bills, earn 5 reward points

    • Earn 1 reward point for every 100 spent on any other category

    • Get complimentary six-month FITPASS PRO membership worth 15,000 as a welcome gift

    • Earn 1,000 bonus reward points against five transactions , every month

    • Get 12 complimentary domestic airport lounge access at partner lounges

    • Use the 2% reduced Forex mark-up to save on international spends

    • Get fuel surcharge waiver of 1 per cent on transactions between 400 and 5,000 at all fuel stations in the country

    • Redeem reward points earned in the form of cashback

    • Convert purchases that are worth more than 2,500 into easy EMIs of 6 or 12 months

    • Enjoy zero liability if credit card loss is reported immediately

    • Get Professional Indemnity Insurance Cover of 5 lakh as well as Accidental Death Cover of 15 lakh for air and 5 lakh for the non-air category, free of cost.

    • Avail a maximum of three lifetime-free, add-on cards

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    Bank Of Baroda Credit Cards

    For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. Clearly understanding the customers spending habits, Bank of Baroda offers varied credit cards in the following categories.

    1. Shopping Card

    5. Life Time Free Card

    6. Business Card

    7. Lifestyle Card

    8. Entertainment Card

    From the above listed credit cards, you can choose the one that suits your priorities and spending behaviour. You can save a huge amount through offers and rewards provided in each category.

    Keep Your Citibank Cashback Credit Card Safe

    Bank Of Baroda – Benefits Of The Varunah Card | Apply Now

    Below are a few tips and simple practical measures to stay safe online.

    • Do not select the option “autosave” on your browsers for storing your user name and password when you login to Citibank Online

    • Make sure your computer has the latest version of the anti-virus software. Download the updates of this software on a regular basis to protect your computer against new viruses

    • Get your computer updated with the latest versions of the browsers and operating system

    • Install a personal firewall and the latest anti-virus software on your computer. This will prevent unauthorized access to your system, particularly when they are linked through broadband connections, digital subscriber lines or cable modems. Update the anti-virus and firewall products with the latest versions on a regular basis

    • If you are using a shared computer, you should clear your browser’s cache and history after each session so that your account information is removed

    • If you are using a Windows OS, ensure that File & Print sharing is disabled when you are online

    • Use an Internet browser that supports 128-bit encryption

    • Disable AutoComplete on your browser to prevent the browser from storing the password.

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    How To Increase Bank Of Baroda Credit Card Limit

    The credit limit on the Bank of Baroda credit cards are determined by the bank at its sole discretion. The available credit limit is communicated to the cardholder at the time of card delivery.

    The customer who wants to increase the credit limit can write to the bank asking for increase in the credit limit. While requesting for the increase, the cardholder needs to submit the financial documents such as salary slip, bank statement, income tax returns etc. However, the credit limit increase is determined at the sole discretion of the bank.

    Pay Your Bank Of Baroda Credit Card Bill On The Cred App

    paying your Bank of Baroda credit cards bills on time have many advantages, for example, it can increase your you dont have to pay any late payment charges, or interest on outstanding bill amount. but once you become a member of the CRED club, you not only get the above benefits, you also get to earn additional benefits such as cashback, deals and discounts.

    CRED is a members-only online platform that rewards all individuals on paying their credit card bills via the CRED app. the rewards are in the form of CRED coins and cashback. CRED coins can be used to claim various deals and discounts available on premium brands available on the CRED platform.

    when you own multiple credit cards, it becomes a hassle to remember the due date and bill amount of each and every card. CRED has a solution for this also. you can add all your credit cards on CRED account and pay your credit card bills conveniently and on time. CRED also sends timely alerts on your credit card bill payments so that you never miss your credit card bill payment.

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    Bank Of Baroda Credit Card Customer Care

    If you have any queries or unresolved grievances concerning your Bank of Baroda credit card, you can contact the toll-free BoB . The Bank of Baroda credit card customer care numbers are 1800 258 4455 and 1800 102 4455. Depending on your query type, you can also contact customer care via email at or .

    There is also a dedicated customer care number for blocking cards in case of theft or loss. You can either dial 1800 103 1006 or 1800 225 100. The service is available 24 x7. Check out everything you need to know about the Bank of Baroda customer care here

    Features Of Bank Of Baroda Platinum Credit Card

    Bank of Baroda Premier Credit Card Review  CardExpert

    The basic features of the card are presented below.

    • The BOBCARD Platinum is accepted all around the world.
    • The ATM-compatible card enables its bearer to withdraw cash anywhere and anytime.
    • The card comes with a facility of 3 add-on cards absolutely free of cost.
    • The cash withdrawal limit on this card is up to 40% of the credit limit allowance.
    • You can earn 2 loyalty points on every purchase worth 100.
    • The card has an inbuilt chip which reduces the risk of fraudulent transactions.
    • The annual fee on the card will be waived off on the purchase of a minimum of 1,00,000 in a year and on regular payments of the dues.
    • The card bears an add-on facility wherein multiple cards can be issued in the name of the same applicant. Under this facility, the bank can issue up to 3 add-on cards under the name of one applicant.
    • Offers on retail purchase of various international brands such as Enrich Salon, US Pizza, India Circus and much more.

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    Bank Of Baroda Credit Card Eligibility Faqs

    1. How can I get a Bank Of Baroda credit card?

    BOB credit card can be applied through the website of the bank or internet banking or by visiting the branch of the bank and directly applying there.

    2. What are the credit cards offered by BOB?

    Bank of Baroda offers three basic credit cards. They are BOB Easy, BOB Select and BOB Premier.

    3. Who is eligible for credit cards from Bank of Baroda?

    The eligibility for the credit cards of BOB is mentioned below,

    • Easy Rs. 3,00,000 per annum
    • Select Rs. 4,80,000 per annum
    • Premier Rs. 7,20,000 per annum

    4. Who is eligible for BOB Eterna Credit Card?

    Eligibility for BOB Eterna Credit Card is mentioned below,

    • Easy Rs. 12,00,000 per annum

    5. How to pay BOB Credit card dues?

    BOB Credit card dues can be paid through NEFT transfer, Internet Banking, Mobile banking, UPI and Cheques.

    6. What are the exclusive cards issued by BOB and who are eligible for them?

    The exclusive cards issued by BOB and their eligibility is tabled below,

    Type of card

    BOB exclusive card for ICAI members

    All eligible and active members of ICAI

    BOB ICSI Diamond Credit Card

    All eligible and active members of ICSI

    BOB CMA One Credit Card

    All eligible and active members of ICMAI

    7. Can BOB exclusive credit cards be issued to Non resident Indians?

    No. NRI are not eligible for BOB exclusive credit cards hence they cannot be issued to Non Resident Indians.

    8. Can a company apply for the credit card of BOB?

    Probable Reasons For Bank Of Baroda Credit Card Rejection

    • Bad Credit Score – This the most dominant reason for your credit card rejection. A poor credit score is your credit cards worst enemy. Thus, it is ideal for you to improve your existing credit score immediately. Pay all your existing payments and EMIs on time as this will help in credit repair.
    • If you have never applied for a loan or credit card before, it is most likely that your credit history is non-existent. Your CIBIL credit information report has never been generated and hence, you do not have an active CIBIL score. Under such circumstances, the bank will be unable to run a credit check on your behalf and will reject your credit card application.

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    Bank Of Baroda Credit Card Fee Details

    Name of the Card
    Bank of Baroda Easy Card 500/- 500/-
    Bank of Baroda Select Card 750/- 750/-
    Bank of Baroda Premier Card 1000/- 1000/-
    Bank of Baroda Prime Card Nil
    Add on- 1000 per card 1000/-
    BOB Paytm Credit Card

    Add on- 2000 per card

    2000
    BOBCARD Assure
    BoB Titanium Mastercard 500
    BOB Corporate Premium Credit Card 1000 – 2000, subject to eligibility 1000 – 2000, subject to eligibility
    BoB Platinum Mastercard

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    How To Apply For Bob Credit Cards

    Apply Bank of Baroda Credit Card | Easy Credit Card | Easy Approval | Lifetime Free | Part 1 |

    You can apply for Bank of Baroda credit cards by visiting your nearest BoB branch or by the online method as follows:

    • Select the credit card you want to apply for.
    • You will be redirected to an application form. Fill in all the required details carefully and check them before proceeding.
    • Complete all the formalities according to the websites instructions.

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    What Is The Registration In Bobcard’s Portal And How Is It Done

    The cardholder has to register the Credit Card on the link provided in the official website of the bank and generate a password that will be used for all online transactions. This will be an added authentication for all the online transactions. Whenever asked during online transactions, the cardholder has to provide this registered password. The same process has to be repeated in case a new card/ replacement card is issued.

    This registration will enable the cardholder to access the Credit Card account, make bill payments, and for other various requests made online.

    Other Ways To Pay Your Bank Of Baroda Credit Card Bill

    net banking: log in to your Bank of Baroda net banking account, click on credit cards section, select the relevant credit card, payment amount, and click on proceed to authorise the credit card payment through your net banking account.

    NEFT: those who dont have a Bank of Baroda net banking account can use the net banking account of any other bank and do a NEFT transfer to their Bank of Baroda credit card account. but to use the NEFT service you need to add your Bank of Baroda credit card as payee/beneficiary to your net banking account. it may take 30 minutes to 1 hour to activate the beneficiary payment.

    mobile banking: log in to your Bank of Baroda mobile app, click on credit cards and then select the relevant credit card, enter the bill amount and pay your credit card bill. you can also do a NEFT from any mobile banking app in case you dont have a Bank of Baroda mobile banking account.

    auto-pay debit: use the auto-pay service if you are someone who often forgets your credit card bill payment. you can choose the autopay option through your net banking account or send an offline authorisation form to your bank for allowing auto pay of your credit card bill from your bank account. you can choose the date and debit amount as per your requirement. on the set date, the bank will automatically deduct the credit card payment amount from your bank account to pay your credit card bill.

    payment mode

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    Who Should Opt For The Credit Card

    The eligibility criteria of this card are almost the same as other credit cards. If you want to apply for this card, your age must be in between 18-70 years. You must be an Indian citizen then, you can apply for this card. Both salaried and self-employed persons both are eligible for applying for this card. The minimum income criteria are 12lakh per annum for applying for this card.

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