How Do I Pay My Surge Credit Card

Vantage Score Access With Surge Mastercard

When To Pay Credit Card Bill (INCREASE CREDIT SCORE!)

Another amazing feature of the Surge Mastercard® is that you get access to your VantageScore 3.0. All you need to do is accept electronic statements when signing up for the card and your score will be on your monthly statements.

This is a neat perk since youll be able to see exactly how making on-time payments impacts your credit score each month.

Get the security and convenience of a full-feature, unsecured Mastercard.

Surge Credit Card Registration Guidelines

There is no complicated registration process for cardholders. Visit the official website at www.surgecardinfo.com and follow the simple steps to get yourself registered. Steps are as follows:

Visit the official website at the address: www.surgecardinfo.com.
On the right bottom you will find a Register Now button. By clicking on that button, youll be taken to a new window.
Please provide the last four digits of your credit card, the last four digits of your SSN , and a five-digit zip code. Once you have entered these credentials, click on Lookup Account.
You will be taken to another page after clicking the Lookup Account button. Fill out all the required information in the respective spaces to obtain the login information, then click the Register button.
Registration has been completed and you can log in now.

Congratulations! You can now check your Surge account balance, make online payments, and receive electronic statements after registering your Surge card online.

How To Activate Surge Mastercard

If you received a new Surge credit card then you must activate it first through the official website. Without the activation, you can not use your new card.

Online activation steps:

1-Open the official website

2-Click the Activate My Card link located in the top menu. An online activation form will appear on the screen .

3-Enter your credit card information such as the Last four digits of your credit card, the Last four digits of your Social Security Number, and the 5 digits ZIP code.

4-Click the Activate My Card link and complete the rest of the process.

Activation through phone:

You may call the customer service toll-free activation number from your registered mobile number. The activation number will be mailed to you along with your credit card kit. Please activate your credit card within 30 days otherwise your credit account will be canceled.

Note: Due to security reasons you may not be able to activate your new card online. In that case, use the phone activation facility.

Also Check: My Conoco Card Com Activate

Benefits Accessible At Surgecardinfocom Login Portal

$0 Fraud Liability: Your credit card will not be charged for any unauthorized transactions at SurgeCardInfo.
Free Monthly Credit Score: Get free access to your Experian Vantage 3.0 score when you sign up for eStatements.
All types of credit are considered applicants with different credit levels can be considered for admission at SurgeCardInfo.
Approval Credit Limit: A high-risk credit card will have a minimum credit limit of $300, a reasonable starting point.
You can check your Surge account balance online, make online payments, and receive electronic statements after registering your Surge card online.

*After youre approved for the Surge Credit Card and use it responsibly for six months, you may be eligible for a credit line increase. You can cancel your Surge Credit Card by calling the SurgeCardInfo customer service line at: 866-449-4514. You may be asked to provide some personal information like your account number and the last four digits of your social security number so that the SurgeCardInfo customer service rep can confirm your identity and ultimately process your cancellation.

Applying Checking Your Status & Using Your Card

If you decide youd like to apply for the Surge Mastercard®, you can do so through the easy online application using the link below. Youll need to provide standard personal and financial information, including your name, address, and income, as well as verifying that you have an active checking account .

In most cases, you should receive an answer within minutes of completing your application. For some applicants, the automatic application algorithm may be unable to make a decision, so it will send your application to be reviewed by a human representative. To check the status of a pending application, you can call the Surge Mastercard® customer service at:

1-866-449-4514

You can also check your application status online through the Continental Finance sign-in portal. This is also where you can make online payments, as well as indicate your choice to receive electronic statements instead of paper bills.

When it comes to using your card, the best method for most cardholders will be to charge a small purchase on the card each month, paying off the balance entirely before the billing date to avoid interest fees. Because of the high APR, youll want to avoid carrying a balance from month to month when at all possible. Over time, these on-time payments will be reported to the credit bureaus, helping you build a positive payment history.

Recommended Reading: Chase Refer A Friend Southwest

Beware The Annual Fee And Apr On The Surge Credit Card

One thing consumers should note before they apply for this credit card is the fact that it comes with extremely high fees. Celtic Bank and Continental Finance are not upfront about these fees before you apply either. To find out what the annual fee and other fees are, you must pull up the latest cardholder agreement. You can also read a review to find out these details.

As of the time of this writing, the Surge Mastercard has an annual fee of $75 for the first year and $99 for all following years. In addition, there is a monthly maintenance fee of $10. However, the monthly maintenance fee isnt billed until after your account has been open for 12 months. The Surge Mastercard also charges another $30 if you want a second card for your account, such as in the case of joint account holders.

Continental Finance also states that some of the set-up and maintenance fees will be charged before you start using your card, reducing the amount of credit available at first. However, if you reject all the fees and havent used the card or paid any of the fees yet, you arent responsible for any of the fees.

Customers should also note the APR, which is extremely high at 29.99%, and there is no minimum interest charge. While its true that the Surge card allows some people with a poor credit score to get a credit card, you will certainly pay a steep price for it, whether you have made a purchase or have a balance or not.

How To Pay For A Surge Credit Card

You can pay with your Surge credit card online or by calling 513-4598. You can also pay by mail with your Surge credit card. In detail, the payment methods for the Surge bank card are as follows:

Pay Online: If you want to pay online, sign up for online banking at SurgeCardInfo. Additionally, you can access your bank statements online and view important information regarding your Surge credit card.

By calling 513-4598, you can pay your Surge credit card bill at SurgeCardInfo. Telephone payments can be made Monday through Friday from 7:00 am to 10:00 pm ET and on Saturdays from 8:00 am to 4:00 pm ET.

Read Also: Td Bank Gift Card Info Balance

Boost Your Credit Score: The Easy Way With Surge Credit Card Mastercard

Surge is a credit card that helps you increase your credit score. The bank starts you off with a lower credit limit. Based on your profile the limit could be anywhere from $300 to $1000. The bank has an incentive program to pay your credit card bills on time and they will increase your credit limit. If you make your payments on time for the first 6 months, up to the $1000 credit limit, your credit limit will be doubled up to $2000. Fortunately, the bank reports to all three major credit bureaus . As you make your payments on time, your credit report will be regularly updated with all the credit agencies, this means your score will start to increase and will be reflected in your credit reports immediately.

If you want a great way to boost your credit score, then you might want to consider taking out a Surge Credit Card. Surge Mastercard® is one of the leading cards for boosting your credit score. In the future, as you improve, it will make it easier for you to apply for a mortgage, car loan, or any other type of major loan.

Does Surge Mastercard Have An App

I Have 35 Credit Cards, How Do I Pay Them All Off?

Yes, you can download the Surge Mobile App from Apple or Google. The app allows you to manage your credit card account from any mobile device, letting you:

Make a credit card payment
Receive online statements

Matrix Card
Cerulean Credit Card

Most of these cards share a similar cost structure that includes relatively high APRs, annual fees, setup fees, monthly maintenance fees, and initial credit limits of between $300 and $750.

Continental Finance, founded in 2005, specializes in credit products for consumers with bad or limited credit. The company garners a mix of positive and negative customer reviews. It offers customers online educational resources on a handful of credit topics.

Recommended Reading: Ameriprise.com/activatecard

Surge Credit Card Login Payment Customer Service Proud

Surge Credit Card Login, Payment, Customer Service

The Surge credit card customer service phone number for payments and other assistance is 1-800-518-6142. Credit Card Payment Address. Surge Card

https://continentalfinance.net/single_card_info.php?choice=surgeCard

Surge Card. selected card details. Surge Card. Details Cardholder Agreement Online Account Access. www.surgecardinfo.com. Credit Protection Program

Is The Card For You

The Surge Mastercard® Credit Card is those that need to establish credit for the first time or improve their credit profile through responsibly card use. Though it doesnt offer any rewards for purchases, it is a viable credit card option for customers seeking to achieve more spending power and build their credit.

Consumers should note that the Surge Mastercard® has a high annual fee in the first year of card membership and a steep APR, making it critically important for cardholders to make on-time payments in full each month. With plenty of competition in the subprime credit card market, it may be worth considering other unsecured or secured credit cards with lower rates and fees.

You May Like: Best Buy Credit Card Bill

Make On Time Payments

Making on-time payments sounds like a super simple thing to do however, we all live in the real world where things almost never go as planned.

Be sure, no matter what, to make your payments on time because it is super important and is one of the largest factors in your credit score.

No matter what, avoid late payments.

Surge Mastercard Credit Card Vs Citi Secured Mastercard

The Citi® Secured Mastercard® is also for customers looking to build a strong credit score, just as the Surge But unlike the Surge Mastercard®, Citis Secured Mastercard requires a security deposit is required upon card approval.

The credit limit is determined by the deposit amount you make, from a minimum of $200 up to a maximum of $2,500 in $100 increments. If you pay your credit balance on time each month, Citi may even return your initial deposit and upgrade you to an unsecured credit card.

Another major difference between the two: The Citi® Secured Mastercard® is issued by the third-largest credit issuer in the world, Citibank. Cardholders of the Citi® Secured Mastercard® will be able to establish a relationship with Citibank which may help their case for a stronger credit card from Citi as their credit improves.

Although this card earns no rewards, it comes without an annual fee which gives it an edge over competitors.

Also Check: Techronadvantagecard.com/activate

Top 3 Alternative Credit Card Options

Based on the reviews and the rates and fees the Surge Mastercard® may not be the right option for everyone, even those with poor credit. Thankfully, the subprime credit card market is full of issuers willing to accept a broad range of credit types, making it easy for most consumers to find other card options. You can explore some of our expert-rated credit card options below.

Dont let a low FICO score stop you from applying we approve applications others may not.
You dont need good credit to apply here’s your chance to improve your score.
Just complete the short application and find out in 60 seconds if youre approved.
When you need assistance our award-winning US-based customer service agents are there to help.
FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

Up to $1,000 credit limit doubles up to $2,000!
See if youre Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Free access to your Vantage 3.0 score from Experian*
Initial Credit Limit of $300 $1,000*
Monthly reporting to the three major credit bureaus
Fast and easy application process results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required

Use It To Build Or Improve Your Credit

The primary purpose of the Surge Mastercard® is to help you establish a positive credit history. The card’s servicer, Continental Finance, reports your account activity to all three credit bureaus , ensuring that your on-time payments get noticed.

This feature is relatively basic, and most major credit cards report to all three credit bureaus. There are, however, some credit cards for bad credit that don’t. If you’re looking for a card to help build your credit, it’s an essential feature.

Also Check: How Do I Check My Cabela’s Credit Card Balance

Build & Monitor Credit

The Surge Mastercard® offers several tools for building and monitoring your credit. This account reports your payments and usage to the three major credit bureaus every month. Regular payments and responsible credit activity are some of the most powerful ways to rebuild your credit or improve upon a poor credit score. Simply make your payments on time to watch your credit score start to improve.

With responsible handling of your account, you can build your credit history. Get access to 24/7 credit monitoring with Surge Mastercard®.

How Do I Apply For A Surge Credit Card

How to get a cash advance on a credit card without a PIN

You can apply for a surge credit card online. Or you can call using the number. To apply online

Go to the Continent Finance homepage.
Click on the button in the menu section.
Hit Apply Now on the dropdown menu.
Click Apply Now under Surge Mastercard right after going through the Cardholder Agreement.
Fill in the registration form provided with the relevant information.

Online And Mobile App Account Capabilities

You can manage your Surge Mastercard® account online or via the Continental Finance mobile app, which is available for Apple and Android devices.

The card servicer’s mobile app allows you to view your current and past transactions, make payments, edit your contact information and report a lost or stolen card.

The card also comes with complimentary access to your VantageScore® credit score. You’ll receive your updated score monthly when you enroll to receive online statements.

How To Pay With A Surge Credit Card

You can pay online with your Surge credit card or by calling 513-4598. You can also pay by mail with your Surge credit card. In detail, the payment methods for the Surge bank card are as follows:

You can pay your Surge credit card bill by calling 513-4598. Telephone payments are available Monday through Friday, 7:00 am to 10:00 pm ET, and Saturdays from 8:00 am to 4:00 pm ET.

Pay online: If you want to pay online, sign up for online banking. You can also access your bank statements online and view important information about your Surge credit card.

You can also send emergency card payments by mail. Send a check along with proof of payment for the monthly bill to:

Surge Card

Read Also: Where To Pay Best Buy Credit Card

How Surge Mastercard Works

The Surge MasterCard® system is fairly straightforward to use. We already mentioned the process of application earlier but would like to reiterate the process here as well:

See if you pre-qualify there is no credit check. Bank uses this to determine if you are eligible and a good fit to apply.
Apply Online The bank usually processes applications in a matter of a few days you can expect to hear back within 14 days.
Activate the credit card by calling the bank.
Start using the card at any location that accepts Mastercard® Domestically or Internationally.

How Do I Pay The Surge Credit Card

You can pay a Surge credit card online through your banking app. In addition, you can also pay with other available payment methods. Likewise, you must pay Surge credit card bills on time to continue using Surges services.

In addition, the annual fee is also deducted. Additionally, your Surge credit card collects credits every time you pay bills. Therefore, it will help to increase your special perks score.

Development of new products with lower prices

Continental Finance is constantly refining its products and exploring ways to introduce new products that will benefit consumers, said McSorley.

We are actively developing credit cards with lower fees, which will help our clients strengthen their position in the market, he said. The tests of these products will be carried out throughout the year.

In addition to the low-rate products, the Company is also beginning to market a product with a higher initial credit limit of US$1,500, targeted at the preferred low-rate consumer segment that has demonstrated the ability to manage credit. as well as extending your credit. skills, McSorley said.