Use Your Visa Gift Card Online
You use it in the exact same way you would use a credit card. That means you put in all your personal information. Then, put the Visa gift card number in the credit card number field along with the CVC.
Do not make the mistake of putting the gift card number in the gift card field. Most of the time, that field is reserved for store-specific gift cards. For example, if youre shopping online at BestBuy, the image below shows you where to put the BestBuy gift card number and where the Visa gift card details would go.
Why Do I Need To Register The Gift Card
You are not required to register a gift card, but I suggest that you do for two reasons. The first is that youll want to update the name and address on the gift card so the card can be used online. Since most website validate that the card used to pay for merchandise matches the name and shipping address of the order , youll want to make sure your card is correct. Secondly, registering the gift card will help you if the card is ever lost or stolen. If you happen to lose the card, you can just log into your account to check the balance of the card, see where it has been used, and order a replacement if possible. If you lose the card but dont know what the card number, expiration date, and CVN are, you could be out of luck.
Ok, thats it. What other questions do you have about gift card activation? Let me know in the comments below and Ill be sure to answer your question as soon as I get a chance.
Happy Gift Carding!
What To Expect After You Activate A Gift Card
After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated. This waiting period gives the gift card issuer time to ensure the gift card has been purchased legitimately and is not part of a gift card scam like described above.
After activating a card, its a good idea to check to see there are any gift card fees to know about and what the gift card expiration is. In many cases, you will be able to use the full balance of a gift card as long as you use the card at least once every 12 months.
If you need help remembering to use your gift card in a timely manner, try these tricks to help you remember to use your gift cards.
Don’t Miss: How To Pay Best Buy Credit Card On App
How Does A Walmart Visa Card Work
About Walmart MoneyCard. The Walmart MoneyCard is a prepaid debit card that offers a safer, more convenient way to pay than cash. You can use your MoneyCard wherever Visa debit cards are accepted. If your card is ever lost or stolen, just let us know and well cancel that card and send a replacement.
Check With A Cashier That Your Card Is Active
When you purchase a Vanilla gift card from a store, it will almost always be immediately active and ready to use. However, if you want to be sure that the card is active, you can ask the cashier to check if it is active straight after purchasing it. This is great if you’re sending the card to someone who will only use it online and won’t check if it’s active in a physical store.
If you’ve received a card and want to check that it’s active in a store, then ask a cashier to check for you. Should the card be active, the cashier will be able to process a payment from it. If it’s not active, then you’ll need to activate the card either by phone or online.
Recommended Reading: Target Credit Card Minimum Payment
Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
- Why was my Visa Gift card declined?
- Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
What Is Gift Card Activation
Gift card activation can be a little confusing because we use the word activation differently depending on where you buy the gift card. But its really simple.
When you buy a gift card at the store , you take the gift card to the cash register and ask the cashier to load money onto the card. The cashier takes the card, activates it and loads the dollar amount requested onto the card. Now the card is ready to use.
If you buy the gift card online, however, the recipient may be asked to activate the card once it is received. The card is valid and the balance purchased is on the card, but the card may not work until you go through the process of activating it. This is a security measure.
CLICK HERE: To Activate a Visa or Mastercard Gift Card from Giftcards.com.
When Can I Throw A Gift Card Away
Remember that temporary bank account? The gift card is the key to accessing funds in the account. So you should hang onto the gift card until youre sure the funds are gone and no money will go back into the account.
One way money goes back into the account is when you return an item purchased with a gift card. Say, for example, you have a gift card worth $25 and you use it to buy a sweater for $25. The temporary gift card account is now $0 so you throw the gift card away. But a week later, you decide to return the sweater. Unless you tell the cashier otherwise, the refund will likely be put back onto the card used for the original purchase. Now your temporary bank account has $25, but you no longer have the gift card to access the funds.
So again, just remember to hold onto the gift card until youre sure you are not going to return an item or youll be able to put returned merchandise onto a different card. This problem doesnt happen all that often, but it can happen.
What Is The Pin Number On A Visa Card
A credit card PIN, or personal identification number, is typically a four-digit code you use to verify that youre the owner of a credit card. Like a signature, its used to verify your identity and helps protect you against fraud. In the U.S., you may be required to use this code for a cash advance at an ATM.
Also Check: Firstpremier Credit Card
How Do I Check The Balance On My Target Visa Gift Card
The easiest way to check the balance on your gift card is to call the number on the back of the card. This will direct you to an automated service that will be able to assist you with determining the balance of the card. You will need the gift card number and the PIN on the back .
If you cannot locate the phone number on the back of the card, try dialing 511-GIFT.
You can also check your balance through the Visa gift card website. Follow these steps:
This should display your recent transactions and the balance on your card.
Where Can I Buy A Visa Gift Card
Visa gift cards can be purchased in many denominations at convenience stores, gas stations, grocery stores or drug stores. They can also be purchased online or in select banks. Looking for a gift card without a fee? Take your pick with a selection of popular brands through Gift Card Granny choose between restaurants, groceries, gas and more.
Do All Visa Gift Cards Have A Fee
Yes the fee is based on the gift cards value.
- Gift card values from $10.00 to $74.99 have a $2.95 fee.
- Gift card values from $75.00 to $149.99 have a $3.95 fee.
- Gift card values from $150 to $249.99 have a $4.95 fee.
- Gift card values from $250.00 to $349.99 have a $5.95 fee.
- Gift card values from $350.00 to $500.00 have a $6.95 fee.
How Do I Put A Pin On My Walmart Visa Card
To get a PIN for your Walmart MoneyCard, you will need to activate the card. You can do that online here. You will be asked for your card number, expiration date, three digit security code found on the back of the card, and last four digits of your SSN. Then, you will be able to create your four-digit PIN.
Don’t Miss: Does Td Bank Have Visa Gift Cards
Buying A Gift Card In Person
Register Your Visa Gift Card
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.
You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.
You May Like: How To Pay Best Buy Credit Card On App
Using Your Card Safely
- How long after activation do I have to wait for the card to be usable?DonaganIt should be usable immediately after activation.Thanks!
How Do I Activate My Card
When you receive your Target Visa gift card, you need to activate it before you can begin to spend it. Fortunately, this will take just a few minutes of your time. You can do this at any time day or night as it is an automated process.
Take your gift card out of its packaging. A sticker is usually attached to the front of the card. This sticker lists a phone number that you will need to call to activate your card. If the sticker is missing, there should also be a phone number listed on the back of the card.
This will direct you to an automated system that allows you to activate your card. You will enter the account number and the verification number using the keypad on your phone.
If you have other gift cards to activate, be sure to check out this guide on how to activate a Vanilla gift card.
Also Check: Cabelas Reward Points
Where Can I Use My Target Visa Gift Card
Many people are confused about where they can spend the money they receive on a Target Visa gift card. It comes emblazoned with the red circles associated with the mega-retailer on the front. Does this mean that you can only spend your gift card at a Target location? No, here’s why.
The best part of using a Target Visa gift card is the flexibility it offers for those who want to spend it. Gift cards marked with the Visa name are eligible to spend at any merchant who accepts Visa payments.
In other words, you can spend these gift cards at other retailers apart from just Target.
All you have to do is swipe your card at the retailer of your choice. You will sign the receipt, marking the transaction as complete. Spending money on this Target Visa is just as simple as paying with your debit card.
You can even use it to make online purchases. If you want to use it at Target.com, you will simply enter the card details as a credit card payment. You will also need the CVV code from the back to process an online transaction this way.
There are some exceptions to how you can access your money though. For example, you cannot use the gift card for cash advances or any ATM transactions. You cannot use these gift cards at casinos.
How Do I Put Money On A Vanilla Gift Card
Two Easy Ways to Load Funds Bring your funds to a location near you to purchase a Vanilla Reload* found in the Reloadable Prepaid Card section of the display. Load your prepaid card or online account using the secure PIN on the back of the Vanilla Reload by calling 1-or by visiting VanillaReload.com.
Also Check: Cabela’s Club Visa Interest Rate
How Do I Get A Pin Number For My Visa Gift Card
How to Add a PIN to a Visa or MasterCard Gift Card
How To Activate A Vanilla Gift Card
A Vanilla Visa gift card is the perfect way to give someone a cash gift without actually sending cash. The cards are easy to set up and mail to whomever you might want to treat. They’re also accepted by a wide range of retailers, both online and in physical stores. However, you might not know whether your card is active, and therefore ready to use. This guide will cover how to activate a Vanilla gift card in three very easy ways.
The three ways in which you can activate your Vanilla gift card are online, with the cashier you physically purchase it from, or through the toll-free helpline on 0333 600 22 44.
- Enter the Vanilla gift card number
- Press Activate
To activate your card online, you need to visit the official Vanilla balance checking page. You can get there through our link here. Once you’re on the site, you’ll need to enter the long card number across the front of your card. With that information entered, you can press activate, and the card will be ready to use.
Through this site, you can also check the balance on your card. You might want to do this if a gift receipt isn’t sent to you with your card. It’s also useful if you’ve only spent a portion of the funds on the card and can’t remember how much is left on it.
You May Like: Synchrony Bank Shopping Cart Trick