Hilton Honors American Express Aspire Card: Best For High
Welcome offer: 150,000 Hilton Honors bonus points after you spend $4,000 in purchases on the card within your first three months of card membership.
Earning rate: 14 points per dollar spent on eligible purchases at hotels and resorts in the Hilton portfolio 7 points per dollar spent on flights booked directly with airlines or Amex Travel, car rentals booked directly from select car rental companies, and U.S. restaurants 3 points per dollar on other eligible purchases.
Annual fee: $450
Why we chose it: The card carries a host of valuable perks, including an annual up to $250 airline fee credit and an annual credit of up to $250 valid at select Hilton resorts. This card is the only cobranded hotel credit card that grants you automatic top-tier status, Hilton Diamond, with a hotel loyalty program. Enrollment required for select benefits.
If you can max out the airline fee credit, your annual fee essentially drops to $200, and the value of the weekend night certificate should nearly cover the rest. Then you have the terrific earning rates at Hilton properties a return of 8.4% based on TPGs most recent valuations plus Priority Pass membership and the annual resort credit. Even if youre only a semiregular guest at Hiltons various brands, its fairly easy to get outsized value from the card. Enrollment required for select benefits.
Discover Card Acceptance In The United States
Visa and Mastercard have virtually universal acceptance in the U.S. In other words, if a particular merchant accepts credit cards, there’s close to a 100% chance that they’ll take Visa and Mastercard cards. The biggest exception is Costco, which is a Visa-exclusive business.
While Discover doesn’t have quite the universal acceptance rate as those rivals, it does have pretty widespread acceptance in the U.S. According to a 2014 study by the Nilson Report, Visa and Mastercard were accepted by 9.5 million U.S. merchants, while Discover was accepted by 9.3 million.
In other words, Discover is accepted in the vast majority of places that accept card payments in the United States. In fact, it may surprise you to learn that Discover has a significantly higher acceptance rate than American Express.
If you have a Discover credit card, you should be able to use it just about everywhere you go, but it’s not a bad idea to keep a Visa- or Mastercard-branded card in your wallet as well just in case you hear, “Sorry – we don’t take Discover.” Small businesses are where you’re most likely to run into an acceptance issue with your Discover card.
Where Do I Use My Pretty Little Thing Discount Code
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The Problem With The Amex Centurion Card
Lets be honest, most people who want the Amex Centurion Card dont get it because they want an Equinox membership. They get it because of the cool factor, and because they want to use it for in-person transactions.
And thats where this card is so brilliant from Amexs perspective, as it has a pretty uncompetitive rewards structure. The Amex Centurion Card offers a flat 1x points on all purchases, except purchases over $5,000 earn 1.5x points, with some caps.
The opportunity cost of spending money on this card is massive. Based on my valuation of points:
- Theres up to a 1.7% opportunity cost to putting everyday spending on this card
- Theres up to a 6.8% opportunity cost to putting dining spending on this card
Youre truly giving up value with every dollar you spend on the card, and thats something I cant wrap my head around. I know some people will say well people who have the kind of money required to get this card dont care about points.
I dont think thats accurate. I think some people may value impressing others over getting the best return on their spending, but most people get rich by being smart with their money, and not flushing it down the drain. To me, sub-optimally using credit cards is like flushing money down the drain.
If you get the Amex Centurion Card and spend a lot of money on it, arguably the biggest cost of having the card would be the opportunity cost of your spending , rather than the annual fee as such.
How Do You Get Discounts On Pretty Little Thing
You’re in luck, because on this page you’ll find a carefully curated list of Pretty Little Thing discount codes, limited-time offers, and sales. A great way to stay updated on the latest offers is by joining our voucher newsletter. Either way, no matter what you’re shopping for, we can help you land a great Pretty Little Thing discount on your next purchase.
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If I Could Give Less Than 1 Star I
If I could give less than 1 star I would.I’ve been trying to cancel my order that I placed 3 weeks ago yet very conveniently the courier keeps updating the status of my parcel . Due to this little loophole PLT can keep pushing back the date that they can take action. First it was the 1st of Feb and now the 9th and I guarantee come that date it will be over a month since I placed my order. Tried speaking through their live chat which is a waste of time as there is never an agent available. Come the time I am able to cancel my order I can almost guarantee that it will be past the amount of time to be able to do so. I did genuinely want the items at first but I’m not being lied to by the company and still purchasing goods from them. Unacceptable.
Reply from prettylittlething.com
Hi James, I’m really sorry you’ve not received your order along with cancelling your order and not receiving a positive Customer Service experience. I can assure you it’s not our usual style. I’d love to get this sorted further for you but I will need a few more details from you to get this looked into.Please could you reply to the message you will have received off Trustpilot requesting more information.We will require your order number and email address linked to your order.Take Care,
Why Arent American Express Cards Accepted In So Many Places
Why arent American Express cards accepted at every store? The reason is straightforward: retailers want more money in their wallets. Other credit card networks, such as Visa, Mastercard, and Discover, impose greater fees to shops or merchants than American Express. As a result, American Express is reliant on merchant fees.
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Product Ranges At Pretty Little Thing
PrettyLittleThing sells online only and features clothes, footwear, accessories and beauty products for women. Its pages are split into seven main categories supplemented by ‘new in’ lines and themed pages such as shopping by holiday destination or swimwear for every body type and mood. The main categories are:
The Bottom Line If You Carry A Discover Card
There are some great reasons to carry a Discover credit card. Discover cards generally have cash back programs, generous 0% intro APR offers, and several other great perks with no annual fee. In fact, there are regularly Discover products on our best rewards credit cards list.
To be clear, the Discover credit card acceptance rate is more than enough to be able to use a Discover card as your primary credit card. However, it isn’t universally accepted, so it’s a good idea to have an excellent from another payment processing network in your wallet as well.
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Hilton Honors American Express Surpass Card: Best For Occasional Hilton Stays
Welcome offer: Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first three months of card membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the card in the first 6 months.
Earning rate: 12 points per dollar of eligible purchases at hotels and resorts in the Hilton portfolio 6 points per dollar spent at U.S. restaurants, U.S. supermarkets and U.S. gas stations 3 points per dollar spent on other eligible purchases.
Annual fee: $95
Why we chose it: The Surpass card is a great option for those who visit Hilton properties a few times a year. Youll enjoy complimentary Hilton Gold status with the card and the ability to upgrade to Diamond status by spending $40,000 in eligible purchases in a calendar year. Enrollment required for select benefits.
The card also awards a weekend night certificate when you spend $15,000 on the card in a calendar year, and grants you Priority Pass Select membership . For an infrequent traveler, the 10 complimentary visits to Priority Pass lounges may be sufficient. Youre still getting a very solid return of 7.2% on your Hilton stays plus 3.6% back on your restaurant, supermarket and gas purchases in the U.S. You may want to apply for the Surpass even if your travel habits could justify the Hilton Amex Aspire with its higher annual fee.
Blue Cash Preferred Card From American Express: Best For Maximizing Cash Back
Welcome offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first six months of card membership.
Earning rate: 6% cash back at U.S. supermarkets , 6% cash back on select U.S. streaming services, 3% cash back at U.S. gas stations, 3% cash back on transit, 1% back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed for statement credits. Terms apply.
Annual fee: $0 intro annual fee for the first year then $95
Why we chose it: This card may be a good option if you just want to put some cash back into your wallet, as we do value it as one of the best cash-back credit cards. A 6% bonus category is among the highest youll find with cash-back cards, although I wish the bonus extended to merchants other than U.S. supermarkets and select U.S. streaming services. Nevertheless, if youre a big grocery shopper, getting a 6% return is solid. Just make sure that youll spend enough each year to offset the cards $95 annual fee.
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How Often Do Pretty Little Thing Discount Codes/promo Codes Appear
Pretty Little Thing usually has up to ~2 coupon codes available for use throughout the year. The last coupon code we had on our system for Pretty Little Thing was 29 Dec 2021, with new coupon codes being added and searched daily by our team. Pretty Little Thing often has a constant deal of its product ranging from 10% to 51% off – it’s worth reviewing their website from time to time.
American Express Green Card: Best For Beginner Travelers
Welcome offer: 30,000 Membership Rewards points after you use your new card to make $2,000 in purchases in your first three months.
Earning rate: 3 points per dollar spent on worldwide travel, transit and restaurants.
Annual fee: $150
Why we chose it: The Green from Amex is a great mid-tier card for beginner travelers. Amex expanded the bonus categories to include a wide range of travel purchases, including transit and home-share rentals, on top of traditional airfare and hotel purchases something other Amex cards have yet to do. The card also got some upgraded features, such as an up-to-$100 Clear membership credit and an up-to-$100 LoungeBuddy credit. Although the annual fee did increase to $150, this card has jumped to the top of some TPGers wish lists. Enrollment required for select benefits.
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Pretty Little Thing And Social Media
In the ever-changing world of fast fashion, social media is vital and PrettyLittleThing makes full use of it for keeping its followers up to date as well as keeping in touch with them. Social media also provides one of the best methods of getting in touch with the label if you have a problem or a query. Keep up to date with the latest trends and new stock as well as general media news about PLT on Facebook and Twitter. Instagram offers a window into how to style and wear PrettyLittleThing fashion and accessories. The PLT Podcast is hosted by Nat O’Leary and features issues that affect women’s lives as well as interviews with celebrities. Whatever your day holds or whatever special occasion is in your diary, YouTube will have a video full of styling tips to help you look your best. Follow PLT on:
The 7 Important Conditions For Amex Offers
Here are 7 important conditions to check with regards to Amex Offers:
- The eligible merchants
- The transaction rules
- The method
It sounds complicated, but it really isnt. You just have to read the offer, but if you want, we now have a new tool to help you.
Our mastersheet of all Amex Offers in Canada is public and you can check it at any time to see a simpler summary of the current Amex Offers. You can also share information about your Amex Offers with us so that all travel rewards enthusiasts can benefit and so the mastersheet can be enhanced, since some Amex Offers appear on multiple cards based on the ones you have in your wallet.
This ultimate guide that you are currently reading also has the details of each Amex Offer below .
Heres the concrete example Im going to use to really illustrate this.
The Amex Offer for $100 off dining on my American Express Aeroplan Reserve Card that I mentioned above is very interesting.
Lets look at each of the 7 conditions with this example.
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How Does The Afterpay Payment Schedule Work
Afterpay will take the first payment at the time you place an order with them this is usually 25% of the total purchase price. In all cases you will be notified on screen if the first payment is due at the time of the purchase. They will also send you a confirmation email outlining the amounts and dates that the payments are due. For some purchases, if your total order amount exceeds your Afterpay-approved spending limit the first payment may be higher than subsequent payments. Afterpay will show you how the instalments are split before you pay. The remaining 3 payments are taken automatically every 2 weeks from your selected payment method. You can log into your Afterpay account at any time to view your payment schedule or to make an earlier payment.
Buy Merchandise Through Amex Or Tickets Through Ticketmaster
Amex offers a shopping portal that has a wide range of different products, all of which can be purchased with Membership Rewards points. However, you’ll only get 0.5 cents per point, so if you were set on using points for merchandise, you’d be better off going through a shopping partner like Amazon, or possibly buying a gift card.
To redeem points at Ticketmaster, you’ll need to call Amex after using your card to pay for your Ticketmaster purchase, then use points at a rate of 0.5 cents each to cover the charge.
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Is There An Android Pay Option At Mcdonalds
McDonalds announced on Tuesday that Softcard would be accepted at its locations throughout the United States for NFC-based mobile payments on Android. McDonalds will accept Softcard payments at shops and at drive-thrus, enabling a larger number of Android users to make contactless purchases.
Before we were even born, my family was already in debt. My mother and father had a mortgage, and they were paying it off. But they had one credit card that was always paid off: their Amex card. My childhood was filled with the guilt of not being able to pay off that card on time, or at all. I knew if I was going to make it in life, I was going to have to pay off my own credit card, and in order to do so, I needed to learn a thing or two about managing my finances.. Read more about does family dollar take apple pay and let us know what you think.
The Basics Of Amex Offers
Basically, to reward you even more than with just the points you earn on all your purchases, the Amex Offers program gives you targeted credits all year long.
Some Amex Offers are really interesting! For example, there is currently a $100 credit if you spend $100 at any restaurant. When its a freebie like that, its wonderful.
You spend $100 at a restaurant with your card and Amex gives you a $100 credit. Simple.
If you need something there, it gives you 40% off. And just like gift cards are amazing to earn 5 times more points, they can be handy here too to take advantage of Amex Offers and simply lock in the discount for later if you didnt have anything to buy at the exact time of the Amex Offer.
In short, your Amex cards give you credits very easily.
This can make your Amex cards worth a lot more than you might have thought. Consider this if you follow our free checklist for each of your cards and re-evaluate the value of each card before they are due to be renewed.
Not all Amex Offers are available on all different Amex cards. If youre like me and you have multiple Amex cards, some Amex Offers are going to be available on multiple cards at the same time, while others are not.
Heres how Amex Offers work, its easy:
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