Tuesday, October 4, 2022

Does Alaska Airlines Credit Card Charge Foreign Transaction Fees

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How The Alaska Airlines Visa Business Credit Card Compares To Other Business Credit Cards

Best Credit Cards with No Annual Fee No Foreign Transaction Fees

All good business credit cards offer rewards, sign-up incentives and generous benefits. This chart shows how the Alaska Airlines Visa Business Card stacks up against two popular business travel card options, the American Express® Business Gold Card and the Ink Business Preferred® Credit Card. The other cards come with a higher annual fee, but their rewards programs and benefits generally offer more value.

Alaska Airlines Visa Business Card
$95
Welcome Bonus The opportunity to earn the Alaska companion fare and 40,000 bonus miles after spending $2,000 on purchases in the first 90 days. Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply. 100,000 Ultimate Rewards points after you spend $15,000 in the first three months from account opening.
Rewards 3 miles for every $1;spent on eligible Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases. Earn 4x points on up to $150,000 per year in two select categories your business spends the most in each billing cycle. Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1X points per dollar after that

Free Checked Bag On Alaska Flights

Get a free checked bag on Alaska Airlines flights for you and up to six companions traveling on the same reservation. Since a first checked bag on Alaska Airlines costs $30, this perk can save you over $200 each time you fly.

There are a few caveats:

  • The cardholder must be traveling to claim the free checked bag benefit
  • The cardholder’s Mileage Plan number must be on the reservation
  • If a reservation was made with a group booking code or through the group booking desk, only the primary cardholder can get the free checked bag

Alaska Airlines Visa Signature® Foreign Transaction Fee

One fee that the Alaska Airlines Visa Signature® credit card doesnt have is a foreign transaction fee, allowing you to use your card without worries while traveling abroad. If a card does charge this fee, it normally isnt high; usually 3%. However, 3% on each transaction in a foreign currency can really add up, especially if you travel abroad often. For example, for your dream trip to Thailand, if you spend $3,000 on international purchases with a card that has foreign transaction fees, you could be adding on an additional $90 or so in these fees alone. On the other hand, if you travel with the Alaska Airlines Visa Signature® card, thats money that stays in your pocket.

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Citibank Debit Card Foreign Transaction Fees

Citibank offers linked debit cards for all of its account packages. Different accounts are designed to suit different needs, from basic accounts with low monthly fees, to premium accounts which have strict eligibility criteria, but which come with extra perks.

Foreign transaction fees are usually applied to purchases which are not carried out in dollars which means youll pay them when you travel, and may also be charged when you buy online from a seller based overseas.

One of the perks of the Citi Priority Package and CitiGold Package is that foreign transaction fees are waived allowing you to save money. However, the eligibility requirement for CitiGold account requires them to keep $200,000 in their Citibank accounts to qualify.

Account type
You must have a relationship balance of over $200,000

Two: Call The Card Issuer

Alaska Air expands credit card benefits

If you have a favorite credit card on your wish list but its fees seem too high, it’s possible to call the card issuer directly. Explain that you are seeking, for example, a no-annual-fee card, or one that has a finance charge of 15 percent or less. Say that you’d like to sign up for their card if the fees were lower. Many card companies will waive a particular fee if you agree to transfer a balance to their card.

Sometimes they’ll simply reject your proposal, but it never hurts to ask. Many consumers have been able to shave a few points off annual fees, overlimit fees and other fees just by calling and being pro-active with the credit card rep.

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The American Express Platinum Card Has No Interest Rate A High Annual Fee And An Average Redemption Value Compared To Similar Cards It’s Great For All Rewards And Travel Rewards

Reward Program 1.0¢ per point on Flights

How it earns
after spending $5,000 in the first 3 months That’s ¤600.00 in rewards when redeeming on flights
Other info
No interest charges. You’ll pay off your full balance each month.
Intro APR
  • Global Entry or TSA PreCheck
  • Private Jet Perks

For complete details about the American Express Platinum Card, check out their official terms & conditions.

Is The Alaska Airlines Visa Business Card Worth It

The Alaska Airlines Visa® Business card is definitely worth considering if you’re a business owner who frequently flies Alaska Airlines for business and personal travel. The card offers a solid earnings rate on Alaska Airlines purchases and a decent rate on other everyday spending when you factor in the value of Alaska miles. The welcome bonus alone is a tempting reason to apply for the Alaska Airlines Visa® Business card.

But if you’re less loyal to Alaska or you want the best business card for maximizing rewards earnings, it’s definitely worth thinking about whether one of the cards on our list of the best small business credit cards of 2021 might be a better match for you and your business. Both the Chase Ink Business Preferred Credit Card and the American Express® Business Gold Card are excellent general purpose business cards that offer more flexibility and may reward you even more richly for your business spending.

The information related to Alaska Airlines Visa® Business card, Delta SkyMiles® Gold Business American Express Card , CitiBusiness®/ AAdvantage® Platinum Select® Mastercard®, American Express® Business Gold Card and Alaska Airlines Visa Signature® credit card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply to American Express credit card offers. See americanexpress.com for more information.

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Alaska Airlines Visa Signature Vs Capital One Venture

The Capital One Venture Rewards Credit Card earns two miles for every $1 spent on all purchases. Compared to the Alaska Airlines Signature® cards three miles per $1 on Alaska Airlines purchases and one mile per $1 on all others, the Venture cards miles earning is straightforward and doesnt fluctuate based on what you are purchasing.

The Capital One Venture cards new cardholder bonus also exceeds the Alaska Airlines card with a one-time bonus of 60,000 miles once you spend $3,000 on purchases within three months from account opening, equal to $600 in travel.. The Alaska Airlines Signature® Visa is currently offering 40,000 bonus miles when you spend $2,000 in purchases in the first three months. The Venture card doesnt offer free checked bags or discounted lounge access, however, it does offer up to a $100 application fee credit for Global Entry or TSA Pre® membership, which is an excellent benefit not offered by many cards.

A downside of the Venture compared to the Alaska Airlines card is the annual fee. There is a $95 annual fee for the Venture. The Alaska Airlines $75 annual fee gets the edge in this category.

Alaska Airlines Credit Card Review: Well Worth $75 A Year

Foreign Transaction Fees (EXPLAINED)

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list ofour partnersandhere’s how we make money.

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How Do I Reach Alaska Airlines Customer Service

Call ;to reach Alaska Airlines credit card customer service. Call to reach Alaska Airlines call center. Or, you can text 82008;if you dont feel like talking. They can help with changing reservations, making reservations, baggage information, and more.

Looking for a different customer service number? We have a list of numbers you can call depending on your credit card issuer.

Manage Your Account & Pay Your Bill

You can usually pay your bill online on your

The Alaska Airlines Visa Signature® Credit Card;is worth considering if you fly;Alaska Airlines frequently. You can earn rewards for flying, vacation packages, and more.

When youre accepted for this card, youll be eligible to get Alaska Airlines Companion Fare from $121 plus 40,000 bonus miles and a Companion Fare for spending $2,000 in the first 90 days. Then youll get;another Companion Fare,;with the same rates,;each year after your account anniversary.

Youll also get free checked bags on Alaska Airlines flights for you and up to six other guests, which is a valuable benefit that shouldnt be overlooked and could save you quite a bit of money.

This card has a $75 annual fee.

EDITORIAL DISCLOSURE: The editorial content on this site is not provided by the companies whose products are featured. Any opinions, analyses, reviews, or evaluations provided here are those of the authors alone, and have not been reviewed, approved, or otherwise endorsed by the Advertiser.

DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Card Insider does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.

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Airlines Visa Signature Credit Card Bonus

There are two parts to the bonus for this card. First of all, you receive 50,000 bonus miles after you spend $2,000 on eligible purchases with the card in 90 days of your account opening. With redemptions starting at 5,000 miles for a one-way flight, thats up to four round-trip airfares or eight one-way flights.

The second part of the signing bonus is swift access to a discounted companion fare. When you meet the requirements of the one-time offer, you can buy a ticket for a companion for as little as $121 . Youll be eligible for another companion fare on your first card anniversary and every year after that.

X On Alaska Airlines Purchases

Alaska Airlines Cuts Foreign Transaction Fees, Increases ...

You can earn 3X miles on virtually any Alaska Airlines related purchases including:

  • Alaska Airlines tickets
  • In-lounge food and beverage purchases
  • Cargo purchases
  • Vacation packages billed by Alaska Airlines as the merchant of record and booked directly through Alaska Airlines.

Eligible Alaska Airlines Vacation Packages must be booked via the Alaska Airlines website or by calling the Alaska Airlines Vacation Packages toll free number.

Earning 3X on Alaska Airlines purchases is pretty solid. Many other co-branded airline cards will limit you to only 2X on the airlines so this has other cards beat from that perspective.

Using a WalletFlo valuation of 1.63, 3X comes out to 4.89% back. Thats very good for a return on airline spend making this one of the best travel rewards credit cards.

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Alaska Airlines Visa Signature Credit Card* Vs Wells Fargo Active Cash Card

If you are looking for a card that earns generous rewards on purchases beyond travel, take a look at the Wells Fargo Active Cash Card. The Wells Fargo Active Cash Card has no annual fee and earns 2% cash back on all purchases.

Rewards can be redeemed for a number of options including against purchases; cash-back to an eligible Wells Fargo mortgage, loan or credit account; or for a variety of gift cards. Unique to the Wells Fargo Active Cash is the ability to redeem for cash back in $20 increments at an ATM if you also have a Wells Fargo deposit account and use your Wells Fargo ATM or debit card.

In addition to earning a generous 2% cash back on all of your purchases, the card offers a cell phone protection benefit and Visa Signature privileges including concierge service and access to the Visa Signature Hotel Luxury Hotel Collection. Finally, the Wells Fargo Active Cash card offers a 0% introductory APR for 15 months on purchases and balance transfers.

The Wells Fargo Active Cash Card currently offers a welcome bonus: Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months.

Free Fico Credit Score

The primary cardholder is eligible to review their FICO credit score through online banking, mobile, and the Bank of America app. Your score is updated monthly and supplied by TransUnion.;

  • No bonus categories for earning miles other than eligible Alaska Airlines purchases
  • Additional authorized user cards have an annual fee of $25 per year
  • Get 60,000 bonus miles plus Alaska’s Famous Companion Fare from $121 with this offer. To qualify, make purchases of $3,000 or more within the first 90 days of opening your account
  • Each Year on your credit card account anniversary you’ll receive another Alaska’s Famous Companion Fare to book a companion flight from just $121
  • Free checked bag for you and up to 6 guests on the same reservation
  • Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases
  • Enjoy 50% off day passes at the Alaska Lounge and 20% back on all Alaska Airlines inflight purchases when you pay with your card

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Key Features Of The Alaska Airlines Visa Signature Credit Card

Card type:;Airline.

Sign-up bonus:Get 50,000 bonus miles plus Alaska’s Famous Companion Fare from $121 with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.

Annual fee:;$75.

Companion Fare:;Get a Companion Fare from $121 every year on your account anniversary. Terms apply.

Ongoing rewards:

  • 3 miles per dollar spent directly on Alaska Airlines purchases.

  • 1 mile per dollar spent on all other purchases.

NerdWallet values Alaska miles at 1.1 cents each. This is a baseline value, drawn from real-world data on hundreds of economy routes, not a maximized value. In other words, you should aim for award redemptions that offer 0.9 cent or more in value from your Alaska miles.

Foreign transaction fees: None.

Benefits:

  • Free checked bags:;First checked bag free on Alaska Airlines flights for you and up to six other passengers on the same reservation.

  • In-flight savings:;20% back on in-flight purchases, such as food, beverages and Wi-Fi, made on flights owned and operated by Alaska Airlines.

  • Discounted lounge access: 50% off day passes for Alaska Airlines lounges.

» MORE:Benefits of the Alaska Airlines credit card

Foreign Transaction Fee Savings Calculator

Bank of America Travel Rewards: Best No Annual Fee Travel Card?

How much is your Canadian credit card costing you when you head to the U.S.?

How much money did you spend in the U.S. over the last 12months?

When thinking about your U.S. spending, consider travel expenses, accommodations, restaurants, groceries and both onlineand in-store purchases.

You should get an RBC Bank U.S. Credit Card and Bank Account when your U.S. purchases are greater than $1600.

Show the savings break downHide the savings break down

Here is a breakdown of the potential savings if you were to spend $ USD over 12months

Typical CAD Credit / Debit Card Visa Signature Black +
$0 for 1 year29. Learn more.
Foreign TransactionFees
$0 CAD35

You can also earn 1 RBC Rewards point for every $1 you spend6 with the Visa Signature Black card. Redeem that for 1.00% cash back and thatâs another $ USD in your pocket!24

Most Canadian credit and debit cards charge a foreign transaction fee between 2.5-3.5% on U.S. purchases.

12 month average foreign exchange conversion rate of as per theBank of Canada

This average conversion rate is made up of a 12-month rolling average of the CAD â USD exchange rate posted on theBank of Canada website as of.

  • Exchange and transfer money â instantly and for free1 â between your RBC Royal Bank and RBC Bank accounts.
  • Get cash at over 50,000 no-fee2 ATMs across the U.S.

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Larger Annual Fee With Each Employee Card

The $50 base annual fee for the Alaska Airlines Visa Business card is not bad for its class, but youll add an additional $25 per employee card. So, if you need to issue cards even to just a few extra employees, your fee will quickly skyrocket.

This card can still be a great deal for a business owner, but if you have more than one employee who needs their own card, youll want to consider a business card with a smaller authorized user fee. Some, like the Capital One Spark Miles for Business and The Blue Business® Plus Credit Card from American Express dont charge you anything for additional cards.

Alaska Airlines Visa Signature® Card Benefits

With no limit on the amount of miles that can be earned and solid travel perks, for those that fly Alaska Airlines often, the Alaska Airlines Visa Signature® credit card is an incredibly valuable card to have.

As part of a special limited time offer, new cardholders get a $100 statement credit and 40,000 bonus miles, AND Alaska’s famous Companion Fare from $121 . Just spend $2,000 or more within the first 90 days of opening an account to qualify. Additionally, you get a companion fare each year on your account anniversary which is valid on all Alaska flights booked on alaskaair.com with no blackout dates. This is certainly one of the biggest perks of this card. This feature allows you to effectively book a round-trip coach fare ticket for a traveling companion for only an additional $99 plus taxes and fees.

The Alaska Airlines Visa Signature® earns three miles for every $1 spent on eligible Alaska Airlines purchases as well as one mile for every $1 spent on all other purchases.

When you use your Alaska Airlines Visa Signature® card, you can enjoy 50% off day passes at the Alaska Lounge. A day pass is normally $50 per person, so with the card you will only pay $25. The Alaska lounges are located in a select few airports including Seattle/Tacoma Airport, SFO, LAX and JFK. With access to the lounge, travelers can enjoy a quiet space to relax and recharge with snacks and drinks or a place to get a little work done with fast Wi-Fi and other business amenities.

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