Availability And International Expansion
Apple Card is limited to the United States, but in the future, it could be expanding to additional countries much like Apple Pay has expanded, and Apple is already said to be in talks with European regulators about an expansion in Europe. Apple Card will be able to be used worldwide where Mastercard is accepted.
There’s no word on when Apple Card might expand to other countries, but there were signs in 2020 that Apple is working to bring Apple Card to Australia at some point.
How To Apply For The Apple Card In 3 Steps
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The Apple Card is designed to work digitally. To start, you apply through the Apple Wallet app, though you can also apply for the Apple Card online after logging in with your Apple ID. If you get the card, you use the same app to make payments, track spending and manage your cash-back rewards. The physical card attractively designed and made of titanium is somewhat of an afterthought. You wont receive it automatically youll have to specifically request one when you apply for the Apple Card instead. The physical card will earn a lower cash-back rate compared with using the digital card through Apple Pay, the company’s payment system.
The Apple Cards current rewards categories include:
How To Create An Apple Id For Your Child/without Credit Card
12434 views , 3 min read
An Apple ID is one of the most versatile accounts you and your family members can have if you use Apple devices. With an Apple ID, your child can access study materials online from an iOS device. He or she can also buy songs, movies, books, apps, use FaceTime, iMessage, iTunes, iCloud, iTunes Match, or set up an iDevice. So, you can see that creating Apple ID for child would be beneficial to him/her.
Therefore, we shall be discussing what Apple ID is, how to create Apple ID without credit card, how to create Apple ID for child, and how to put your iPhone in order before handing it over to your child.
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Create An Apple Id Without A Credit Card Or Payment Method On A Mac Or Windows Computer
If youre setting up an Apple ID for the first time and you dont want to set up any payment options, you must follow these steps to create it using either the App Store or iTunes
Using iTunes on Windows?
Follow the same steps outlinedfind a free item in the iTunes Store, attempt to download it, then follow the on-screen instructions to create a new Apple ID.
How Does The Card Know Who It Is
When you set-up your Apple Card a unique device number is created on your iPhone. This is kept safely in the Secure Element, which can only be unlocked by you.
The unique security and privacy architecture created for Apple Card means Apple doesnt know where a customer shopped, what they bought or how much they paid.
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Apple Card Review Summary
The Apple Card is a good credit card thats worth it for people with good credit or better who regularly buy Apple products and services, as well as for iPhone, Mac and iWatch users who are comfortable making purchases using Apple Pay. Owning the Apple Credit Card from Goldman Sachs doesnt have to cost you a thing. And it can help you save money with elite rewards rates on select purchases, as long as you pay the bill in full every month.
The Apple Credit Card has some financing appeal for new Apple purchases, but it’s not a good choice for most people who plan to carry a balance from month to month.
The Apple Card is not the best everyday credit card for the average person, either. As popular as the Apple brand is, having rewards so dependent on Apple-centric spending means the population it would work well for is limited.
Trade In And Get Apple Gift Card Credit Even Without A Purchase
Not ready for a new device? You can still trade in a current one. Well put the value on a gift card you can use to shop for Apple products and services.
Select your device to get a trade-in estimate without a purchase.1
It goes on to help the planet.
You may be done with your device, but chances are it still has more to give. If its in good shape, well help it go to a new owner, diverting electronic waste from landfills. If not, well send it to our recycling partner, so we can save more precious materials and take less from the earth.
And if its an iPhone, it could even go to Daisy, our disassembly robot that can efficiently recover the resources inside.*
What happens to my device once I trade it in or recycle it?
When we receive your device, our partners will thoroughly inspect it. If the device is in good working condition, it can be refurbished so it can go on to a new owner. If its not in working order, it will be recycled in an environmentally responsible way through one of our partners.
How long does the entire process take?
The entire trade-in process takes about two to three weeks. But the faster you send in your device, the sooner your trade-in will be inspected and processed.
How do I follow the status of my tradein?
Will I receive the quoted value?
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The New Apple Card Won’t Let You Switch From Iphone To Android Probably Ever
Apple’s credit card won’t work without your iPhone. Period.
Apple Card and iPhones, two peas in a pod.
The Apple Card, Apple’s new digital and physical credit card, is a bold, brilliant move that reimagines credit card payments on the iPhone. What makes the move so gutsy has nothing to do with the service itself and everything to do with drawing you deeper into Apple’s ecosystem.
The Apple Card’s benefits sound immediately appealing: Apple promises security measures designed to avoid common avenues of credit card fraud. It gives you up to 3 percent cash back and a visual financial tracker that helps you stay on top of your payments. And there are no fees for going over your limit, using the card internationally or even paying off the card late — things that other cards are happy to charge for. You will, however, accrue interest on top of your balance.
The world of payments isn’t new to Apple, which launched Apple Pay, its mobile payment system, in 2014. But a full-fledged credit card, backed by Mastercard’s payment network and Goldman Sachs, represents Apple’s cannonball dive into banking in a way that will have ripple effects for Visa, Google Pay, Samsung Pay and every other digital payment player.
Everything from management to verifying transactions takes place on the iPhone.
But a credit card that works on the iPhone alone will only make you more dependent on your iPhone.
The Rule Of Thumb For Apple Id Payment Methods
If you dont have an Apple ID, you can create an Apple ID without a payment method.
If you already have an Apple ID, you can remove payment methods from your existing Apple ID after you sign in to the App Store, iTunes Store or Apple Books.
If youre the family organizer, youre required to have at least one payment method on file.
If youre a child under 13, Apple requires a payment method to set up accounts for children.
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Buying With Apple Card Gives You All These Great Benefits Too
Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% when you use Apple Card with Apple Pay.
No fees. Not even hidden ones.
The privacy and security you expect from iPhone.
An Apple-designed titanium card that can be used anywhere Mastercard is accepted.
See if youre approved without impacting your credit score.
Already have Apple Card? Theres no additional application needed. Just choose Apple Card Monthly Installments when you check out.
Is Apple Pay Secure
Yes. Apple said it doesn’t save your transaction information or card numbers on its servers, though your most recent purchases are kept in the Wallet app.
Apple Pay, which has a tokenised backend infrastructure, makes card payments secure by creating a number or token that replaces your card details. More specifically, it creates a Device Account Number for each one of your cards.
According to Apple, the Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone and Apple Watch, and when a payment is initiated, the token is passed to the retailer or merchant. The retailer or merchant therefore never has direct access to your card details.
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Cash Back Redemption On A Daily Basis
One of the most gratifying features of the Apple Credit Card is the fact that you don’t have to wait for your rewards. Every day, whenever you use your credit card, your cash back is deposited in the Apple Cash card located in the Wallet app. From there, you can spend the money in a number of ways. You can pay for items or services with it, make a credit card payment or even transfer it from the Cash card to your bank account.
If You Lose Your Iphone You Can Still Use Your Apple Card Here’s How
In a massive change, Apple recently launched a website that makes it easy to completely manage your Apple Card without an iPhone or iPad.
Contributing Writer, ZDNet
Jason Cipriani is based out of beautiful Colorado and has been covering mobile technology news and reviewing the latest gadgets for the last six years. His work can also be found on sister site CNET in the How To section, as well as across several more online publications.
Your iPhone and Apple Card are like peanut butter and jelly. Or at least they were.
Have you ever lost your iPhone? It’s a horrible experience. And when Apple first launched the Apple Card, the company’s own credit card that’s stored on and tied to your iPhone, losing your phone became even more stressful. Or it was until early July, when Apple launched an Apple Card website for managing your credit card. Previously you could only manage your card using the Wallet app on an iPhone or iPad, or by calling Apple’s customer care number .
While losing your iPhone definitely complicates matters, don’t stress too much about your Apple Card if you do. Using the new site you’ll still be able to pay your bill, and you can make purchases with your physical card. You might even find it more convenient than using your phone, especially if you’re on your laptop or desktop all day long.
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Here’s how to use the Apple Card site if you lose your iPhone.
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Ways To Earn Unlimited Cash Back: Citi Double Cash Card 18 Month Bt Offer
If you’re craving simplicity in your quest for rewards, you might find the Citi® Double Cash Card 18 month BT offer card to have an easier rewards structure to keep up with. The card lets you Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For those who don’t buy a lot of Apple products or don’t want to worry about shopping with certain merchants, the Citi® Double Cash Card may offer a more constant flow of rewards.
The Apple Card’s Unique Features
In many ways, the Apple Card is a straightforward credit card, but it has some unique features that bear mentioning.
You’ll receive the best rewards if you use the Apple Card with Apple Pay, which include the following:
- As much as 3% back when making purchases with participating merchants.
- 3% back on all purchases made directly with Apple .
- 2% back on all other Apple Pay purchases.
If you use the physical titanium card rather than Apple Pay, you get 1% back.
Rather than waiting 30 days for your rewards to be applied to your account, all rewards are applied daily to your Wallet’s Apple Cash account. You can use Apple Cash to make purchases, or to pay your Apple Card balance.
Apple’s fee structure is also appealing: There are none.
There is no annual fee for Apple Card, nor is there a late fee. On the Apple Card website, Apple says the card has “no fees. Not even hidden ones,” and that includes all the usual fees traditional credit cards tend to charge, like cash advance fees and international purchase fees.
Because the Apple Card is so deeply integrated with the Wallet and Apple Pay, you get a lot of information about each purchase you can even tap on a purchase in your transaction history to see where the purchase was made on a map.
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Buying An Iphone Is Easier With Apple
Compare carrier deals and choose the one thats best for you we even make it simple to switch carriers or plans.
Trade in your current smartphone to lower your monthly payments.
Activate your new iPhone on the carrier of your choice. Keep your number and rate plan or even choose a new one and save yourself a trip to the carrier store.
Security From Apple Card
The physical Apple Card itself is numberless, so no one can copy your cards number and use it to create a fraudulent card.
Apple Wallets security tokens also protect your Apple Card. A unique token number rather than the cards number – is used to complete every transaction. That means your card number is never associated with a purchase. If a criminal picks up the token, its no good and cant be used for an unauthorized purchase.
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What Is An Apple Id
An Apple is a single sign-on service owned by Apple Inc. which assists authentication in Appleâs online services and products such as iWork, iBooks Store, iMessage, Apple Music, Apple News, Podcasts, iCloud, Apple Store, iTunes Stores, etc. using a clientâs existing email address from an email provider other than Apple Inc.
The Simplicity Of Applein A Credit Card
With Apple Card, we completely reinvented the credit card. Your information lives on your iPhone, beautifully laid out and easy to understand. We eliminated fees1 and built tools to help you pay less interest, and you can apply in minutes to see if you are approved with no impact to your credit score.2 Advanced technologies like Face ID, Touch ID, and Apple Pay give you a new level of privacy and security. And with every purchase you get Daily Cash back. Apple Card. Its everything a credit card should be.
Apple Finally Launches A Website For Apple Card Management
Apple Card launched as a very futuristic, privacy-focused credit card, but with several glaring omissions. Namely, it didnt work well with most financial management software, and there was no way to manage your card without your iPhone.
Over time, Apple has added the ability to export statements in a variety of popular formats, which will make it easier to use with financial management apps and services. And on Thursday, Apple finally launched a web portal to manage your card.
Apple Card customers can head to card.apple.com and log in with their Apple ID to view their balance and terms, download past statements in PDF format, and change their payment schedule and associated bank accounts.
There are still a few missing options. You cant apply for an Apple Card yet on the webthe site pushes interested members to details about how to apply in your iPhone wallet app. It appears the only way to apply to Apple Card without an iPhone is to purchase Apple hardware at Apple.com and choose the Apple Card Monthly Installments option. You also cant view your transactions or export your past statements in any format other than PDF. Fine text at the bottom of the statements page says To view or export your transactions, please use your iPhone.
Despite the current limitations, this is a big step forward for Apple Card. Managing and paying credit cards via the web is table stakes for modern credit cards, and some users prefer it, even if they have an iPhone.
Whats Missing From The Apple Card
Ill be the first to acknowledge that the Apple Card has its downsides.
To maximize this card, youll need an iPhone or iPad. If you dont have one, youll have little use for the Apple Card. And if you lose your phone and dont have the physical card, youll also lose access to the account and to being able to make purchases, at least temporarily.
The card doesnt come with many bells and whistles. For example, it doesnt offer a sign-up bonus or benefits like purchase protection and extended warranties. If youre after rewards or benefits that can be used for travel, its not a good choice either. But because the Apple Card is a Mastercard, it does offer a range of other benefits, including fraud protection, identity theft protection, and a free ShopRunner membership that provides free two-day shipping from some websites.
The cards rewards structure also falls short of top competitors because of the limited amount of 3% cash back categories, while 2% cash back is available only on Apple Pay purchases. Youll only receive 1% cash back when you use the actual card.
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Citi® Double Cash Card
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