Give Someone Complete Convenience With A Visa Gift Card
A virtual Visa Gift Card makes the perfect gift for anyone and is a smart gift for recipients of any age. They can spend the prepaid credit on whatever they want, whenever they want. It is safe to say that just about everyone would appreciate receiving a Visa Gift Card via email delivery. Want more online payment card options? Check out similar alternatives like the Mastercard Gift Card or Neosurf.
Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
- Why was my Visa Gift card declined?
- Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
Go To A Gift Card Exchange Kiosk To Trade It In
One super easy way to convert Visa gift cards to cash is to find a Gift Card Exchange Kiosk. Theyre usually yellow and you can often find them in shopping malls and supermarkets.
All you have to do is enter your gift cards information into the kiosk, which will include things like the set of numbers on the front of the card.
Youll then be presented with a range of offers for you to decide which one you want. Once youve made your selection, youll be issued a voucher to take to the cashier to get your money.
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The Tricky Thing About Using Visa Gift Cards Online
The most important thing to know about using a gift card online is that you enter the Visa gift card number into the debit or credit card payment field rather than a gift card field.
So if the dollar value of transaction is greater than the dollar amount on your Visa gift card, the transaction will decline and you will not be given the chance to enter a bank card to pay the difference.
If this happens to you, do not worry. Ive got some gift card hacks to help you use your gift cards online even when your gift card is less than the balance.
Where Can You Buy A Visa Gift Card For International Use
Visa gift cards cannot be purchased in the United States for international use due to federal government regulations prohibiting such use, as of 2015. In addition, Visa gift card vendors are prohibited from accepting payment for gift cards from foreign sources. Alternatively, prepaid Visa TravelMoney cards are a viable substitute for gift cards because they are for domestic and international use. Visa TravelMoney cards can be purchased online at Visa’s website or at various retail locations.
Visa gift cards purchased within the United States are fine for use while traveling within the country. Gift cards are convenient alternatives to travelers checks, but their downside is that they are purchased and used anonymously gift cards can be used more easily for fraudulent purposes because they aren’t tracked. Alternatively, prepaid travel cards offered by Visa are linked to the financial institutions that issue them and can easily be tracked, making them a preferable choice for international travel.
Visa TravelMoney cards are used similarly to bank debit cards and are accepted as payment for store and online purchases. Visa TravelMoney cards are superior to gift cards because they come with the option of cash withdrawal from ATM machines. Also, if the card is lost or stolen while traveling, users can contact Visa emergency services and receive emergency cash and help with language translation.
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Protection For Unauthorized Purchases
Use your Visa card to make purchases anywhere and you’re protected from unauthorized use of your card or account information. With the Visa Zero Liability policy1, your liability for unauthorized transactions2 is $0-you pay nothing.
1 Visa’s Zero Liability Policy covers Canada-issued cards and does not apply to anonymous Visa Prepaid*, Visa Purchasing, Visa Corporate, Visa Commercial, or any transactions not processed by Visa. Visa Cardholders must notify their financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please refer to your issuer cardholder documentation.
*A Visa Prepaid Card will be considered anonymous if the cardholder’s identity has not been validated by the issuing financial institution .
2 Financial institutions may exclude from the Zero Liability policy a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.
Can I Pay With More Than One Visa Gift Card
YES with this Gift Card Hack:Many people think that you cannot use a Visa gift card online if the transaction exceeds the dollar value on the Visa gift card. While that is true, the problem is more of a technical issue than a limitation of the gift card.
When you look at an online shopping cart, you will generally see a field to enter a gift card number and a field to enter a debit or credit card. The split tender or partial gift card payment transaction is possible when paying with a store gift card because you enter the store gift card into the gift card field and you enter your debit or credit card into the other field. But since a Visa gift card is entered into the debit or credit card field, theres no other place to enter your debit or credit card to complete the transaction.
Without a little creativity, there is generally no way to use more than one Visa card to complete an online purchase. I have never seen an online shopping cart that allowed more than one bank card, of any type, to be applied to a purchase.
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Sell The Visa Gift Card Online
In addition to Raise.com, there are some additional sites that you can sell your Visa gift cards on. Check out the sites below.
- Gift Card Granny: This site has been seen in places such as Forbes, NBC, and Oprah Magazine. On this site, you can sell your unwanted gift cards, and its not limited to just Visa gift cards. You can sell any type of gift card from stores you may have laying around your house. to check out Gift Card Granny.
- Gift Cash: Like Gift Card Granny, this site lets people sell their unwanted gift cards and send them payment for it. This site is great because they are constantly updating their list of accepted merchants. So if you happen to have a gift card that isnt on their list, you can just let them know and they will look into adding them to the list.
- Card Cash: With Card Cash, you can sell your gift cards on this site or buy discount gift cards to save money quickly.
- Game Flip:Game Flipis another site where you can sell unwanted and non-reloadable gift cards to earn cash.
Where Can You Buy International Visa Gift Cards
As weve mentioned earlier, its only possible to use Visa gift cards at sellers that are based in which the country youve bought your gift card. This means that if youve bought your Visa gift card in the US, then it can only be used there.
However, you can still purchase gift cards from online or physical retailers such as Amazon, JCPenney, or Walmart for example.
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Find Your Initial Balance And Track Card Value
Before you use your card you should know your cards initial balance, and remember to track your remaining balance after each purchase.
You can check your card balance by visiting the website of your card issuer or calling their toll-free customer service number.
If you would like to make a purchase for an amount greater than the balance on your card, youll need to use a second form of payment to cover the differencejust tell the cashier in advance the amount youd like applied to your gift card. The balance will then need to be paid with the second payment method.
Sell Your Visa Gift Card Through An App
Another option is to sell your Visa gift card on various apps that will buy it from you in order to resell it.
While this can be a quick way to convert your Visa gift cards to cash, the fees are really steep so this should probably only be your last option if the others arent possible for some reason.
For example, Raise has an app that does this for both iOS and Android, although theyll take 15% commission for doing this. Ouch.
A similar one is Prepaid2Cash, another site that has an app for iOS and Android in order to trade in your Visa gift cards for cash. This one works slightly differently, in that:
- First you tell them the brand of the gift card
- They then send you an offer through the app for the card
- You have no obligation to accept this offer but once you do, theyll deposit it into your account in up to five business days
This means that the fees they charge are incorporated into the offer, so its not entirely transparent. They state, however, that the offer will be up to 92% of the card balance, meaning the fees are at least 8%.
Pay Your Bills With Your Visa Gift Card
Some companies actually allow you to use a visa gift card to pay your monthly bill.
If you arent sure if you can use a Visa gift card to pay one or more of your monthly bills, call the customer service team of the bill you are looking to pay. All you have to do is ask them if they do and go from there.
Use Your Visa Gift Card To Buy Other Merchants Gift Cards
If theres a particular store you shop at that doesnt accept your Visa gift card for purchases, you can use this card to buy a gift card from the store where you want to buy something.
And if you look online, you can sometimes find these for sale for up to 20% off meaning youre getting 20% of the Visa gift card balance for free.
This could include stores like Amazon, Walmart or even Starbucks if you were planning to convert your Visa gift cards to cash simply to get a caffeine hit.
Alternatively, you could earn gift cards to all these stores and dozens more just by using an app like Swagbucks. Its basically like earning free coffees from procrastinating on your phone!
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Activating Visa Gift Cards
Some online card purchases arrive already activated, while others require activation. You must call an 800 number to activate some cards, while you can register others online. To register online, you typically enter the gift card number and an activation code. With some online vendors, only bulk purchases require activation.
Can I Use Paypal To Buy A Visa Gift Card
You may presently use PayPal strictly for making payments, but did you know that PayPal sells gift cards for popular brands? PayPal Digital Gifts allows second chance checking with no opening deposit for users to send gift cards to friends and family. Plus, choose from hundreds of brands, including Amazon, Home Depot, iTunes, Best Buy, and more!
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About Gift Card Granny Virtual Visa Gift Cards
Buy an online Visa gift card. Enjoy the accessibility, security and convenience of a prepaid card. Use it to make purchases on any* website that accepts Visa as a form of payment. A Visa eGift card can also be used over the phone.
A Virtual Visa is emailed to the recipient and delivered in seconds. Instructions are included on how to retrieve the eGift code. Its a convenient and practical gift for any occasion. You can make digital Visa gift cards even more thoughtful by personalizing them with a photo or including a custom message.
Please note that electronic Visa gift cards are not returnable to Gift Gard Granny.
Activate Your Visa Gift Card:
First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.
If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.
Not sure if youre Visa Gift Card is already activated?
Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.
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How Can You Buy Gift Cards From A Bank Branch
If online banking is not your thing, you can walk into a bank branch, request for a Gift Card application form. You must fill out all the knowledge requested in the state, like your personal details, contact information, information about the recipient, and payment mode. This form also duplicates up as a consent form that empowers the bank to debit the gift amount from your account.
Is It Possible To Have A Visa Card By Changing A Walmart Gift Card
You cant exchange your Walmart gift card for a Visa or Mastercard gift card, but other options are. You could sell it on and trade up for cash to pay for your goods!
Selling products or services on social networking sites like Facebook and Craigslist is one possibility, but dont forget about local classified ad sites like eBay!
As long as theres some incentive from consumers who desire what were giving upfront, 90 percent of cards in total will be available for you.
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Register Your Visa Gift Card
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.
You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.
Can You Transfer Money From Visa Gift Cards To Paypal
Using the Card Cash website, you can sell your unwanted gift cards and get money for them.According to the PayPal site, you can transfer money from a gift card right into your balance on PayPal.
Keep in mind that you will have to buy another merchants gift card with your Visa gift card first and then upload that gift card onto the Card Cash website.
From my knowledge, it looks like the Card Cash website only accepts gift cards from stores such as Target, Walmart, Jewels-Osco, etc. Therefore, you will have to purchase a gift card with your Visa gift card from one of the accepted Card Cash merchants.
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How Can I Cash In A Gift Card
If you are looking for ways to exchange your gift card for cash, you can actually do that online. One of the faster and legit ways you can get cash for a Visa gift card is by selling it on platforms such as Gift Cash.
With this site, you can sell your unwanted gift cards by submitting the gift cards corresponding merchant and balance. After that, Gift Cash will submit an offer to you, and if you accept the offer, they will process your payment and send you cash.
You can also check out selling your unwanted gift cards on Gift Card Granny. This site has been seen in Forbes, NBC News, Oprah Magazine, and much more.