Go To The Gift Card Issuers Website
If you dont have access to a phone, no worries. You can also check your card balance through the issuers website.
To find out who issued your gift card, look on the back of the card near the phone number. There should be a URL listed that you can go to and find out your cards balance.
You can also go here for a list of the card issuer websites.
Are Visa Gift Cards Traceable
The transactions themselves are traceable as they are tracked by Visa but it is another thing when it comes to tracing the user. This is because there is no name or contact information connected to the card.
Having said that I should still add that one can still trace the buyer of a gift card easily if they bought it using a debit card or using their bank account.
In this case, the seller or law enforcement can be able to track you through your card details or bank details used during the purchase. But if you use cash to purchase the gift card it would be difficult to trace the purchaser.
Another way law enforcement or others can track the user of a gift card is through the IP address of the computer used to do a transaction. Most people dont know that almost all the transactions we do online leave a digital footprint.
Even the emails we send leave a digital footprint in the form of the IP address from which it was sent. It does not matter whether you are using Gmail or yahoo mail. Another way an investigator can trace you is through the mailing addresses you use when doing your purchases.
Can You Transfer Money From A Gift Card To A Debit Card
While you cant directly transfer money from a gift card to a debit card, there are ways to achieve this with a few extra steps. For example, if you add your Visa gift card to your PayPal wallet and then transfer that money to your own account, youll have access to that cash via your debit card.
Similarly, by selling the card through an app or a website, the company that buys it from you will either transfer the money that you make to your bank account or may send you a check. Either way, the money will then be in your account and ready to be used by your debit card.
This means that while its not strictly the case that you can transfer money from a gift card to a debit card, the workarounds are super straightforward to do.
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Are Visa Gift Cards Redeemable For Cash
If you have a Visa card and questioning and thinking if it is redeemable for cash the answer is no. This is due to the fact that while Visa gift cards and prepaid debit cards are somewhat similar, only the former can be cashed out on an ATM. The only way to get value from your gift card is by using it to make a purchase at a select retailer.
Other than that, you can sell a gift card online or in person for cash. You can also exchange your gift card for a different gift card to a store of your choice.
How To Transfer Amazon Gift Card Balance To A Bank Account
Learning to transfer Amazon gift card balance to a Bank account is easier than most people think:
Transferring the money to your bank account takes up to 7 business days.
After the transfer has been processed, the transaction status will be displayed in your Account Activity. If the transaction was a failure, the funds will be credited back to your Amazon Pay account.
What if you donât have a bank account on Amazon Pay or the linked account is different from the one you want to send the money to?
Now that you know how to transfer Amazon gift card balance to a Bank account, heres how you can add a new bank account.
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Can You Withdraw Cash From A Prepaid Visa
You can withdraw cash from a prepaid Visa, with the card being treated the same way as any Visa debit card. This means that you can use the prepaid Visa to make purchases online or in-person, make bill payments and withdraw cash.
Just keep in mind that a prepaid Visa is different from a Visa gift card, with the latter being more restricted in terms of how you use them. While a Visa gift card can be used the same way as a prepaid Visa when it comes to making purchases, its usually isnt possible to use a Visa gift card for ATM withdrawal or as cash back in a store.
Simply Sell The Card To A Friend
A simple way to convert a Visa gift card to cash is to sell it to a friend.
You can let your friends know that you have a Visa gift card that you would like to trade for cash and hopefully they take the deal.
Its a great way to trade your gift card for cash and you can even get full price for the gift card!
Sometimes you will need to offer a discount so your friends have an incentive to take the deal.
Its an easy way to exchange Visa gift cards for cash but its not a method you can count on all the time.
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Transfer The Amount To Venmo
Similar to the PayPal option, you can also exchange your Visa gift card for cash using Venmo.
If you have a Venmo account then you can add your Visa gift card to your Venmo balance and either use it as cash through Venmo or transfer the cash to your bank account.
In fact, using Venmo is better than PayPal when cashing out to your bank account because with Venmo you dont have to pay fees as you do with PayPal!
Just add your Visa gift cards to Venmo and then transfer the balance to your bank account, its that easy.
This is one of my favorite methods to use to exchange Visa gift cards for cash! You do need a Venmo account but its free so definitely consider using this method.
How Can I Get Cash From A Prepaid Card Online
As mentioned earlier, some prepaid cards allow you to transfer funds from your prepaid card to your bank account. Simply visit the prepaid card issuers website or mobile app to get started. Online bank account transfers may take one to three business days to complete.
If you have a card that doesnt allow bank transfers, you can sign up for MoneyGram to bypass this restriction. Visit the MoneyGram website and create an account if you dont already have one. Once youre in the account center, click the Send Money option.
Enter the amount you wish to send, select debit/credit card, and then choose the Account Deposit or Debit Card Deposit option. Youll then enter your bank details and follow the required prompts. Youll be charged a small fee for the convenience.
Alternatively, you may be able to use your prepaid card on Venmo, Apple Pay, or PayPal to access your money online.
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Information About Your Visa Card
After acquiring your Visa Card, you may be required to activate your Visa Card before being able to use your Visa Card. If requested to activate your Visa Card you will need to go online at www.cards4all.com.au/visa-gift-card-activation/ and follow the prompts.
After activation of your Visa Card, your Visa Card can be used to make purchases and payments at Eftpos devices, telephone and online, wherever Visa gift cards are accepted, if sufficient value is stored on your Visa Card.
Your Visa Card cannot be used to withdraw cash at ATMs, redeem cash or be used to make direct debit or recurring or regular installment payments. Such attempted unauthorised use may result in your Visa Card being suspended or cancelled and any remaining value on your Visa Card being forfeited.
Some merchants may choose not to accept your Visa Card. You should always check with the merchant that it will accept your Visa Card before you attempt to purchase any goods or services.
Merchants in the EU are prohibited from accepting certain anonymous gift cards . These regulations may change at any time, so you should check with EU merchants if they will accept the gift card.
Your Visa Card is not reloadable. This means that additional funds cannot be added to your Visa Card.
Visa gift cards are not legal tender, credit cards, account cards, debit cards or securities. All Visa gift cards remain the property of Indue.
Can You Turn A Visa Gift Card Into Cash In Hand
There are ways to turn a Visa gift card into cash in hand, although these tend to be limited to those options when youre trading your card in in-person, such as when selling it to someone or converting a Gift Card Kiosk voucher into money.
However, having the money added to your PayPal or bank account is as close to cash in hand as you can get. Simply add the extra step of going to withdraw it and youre on your way.
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Sell Your Visa Gift Cards Through An App
People often turn to online apps where they can unload their gift cards. Raise remains a popular choice, buying gift cards for up to 85% of their value.
However, at the time of this article, for the sale of Visa gift cards, Raise has partnered with Prepaid2Cash.
But no worries, you can still liquidate Visa gift cards through the Prepaid2Cash app, which is available to both Android and iOS users.
You will potentially even earn more by going through Prepaid2Cash, as they pay out up to 92% of the cards balance compared to Raises 85%.
Sell The Visa Gift Card Online
In addition to Raise.com, there are some additional sites that you can sell your Visa gift cards on. Check out the sites below.
- Gift Card Granny: This site has been seen in places such as Forbes, NBC, and Oprah Magazine. On this site, you can sell your unwanted gift cards, and its not limited to just Visa gift cards. You can sell any type of gift card from stores you may have laying around your house. to check out Gift Card Granny.
- Gift Cash: Like Gift Card Granny, this site lets people sell their unwanted gift cards and send them payment for it. This site is great because they are constantly updating their list of accepted merchants. So if you happen to have a gift card that isnt on their list, you can just let them know and they will look into adding them to the list.
- Card Cash: With Card Cash, you can sell your gift cards on this site or buy discount gift cards to save money quickly.
- Game Flip:Game Flipis another site where you can sell unwanted and non-reloadable gift cards to earn cash.
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What To Do When A Gift Card Has A Zero
You have several options when your gift card balance is zero. Show the cashier your card to ensure it was run correctly. Next, ask what the error message reads, and then ask for the manager. Check that your PIN is correct and ensure the card is activated for use. If all else fails, contact customer service.
Ways To Get Cash From A Non
While you cant directly get cash back from a non-reloadable Visa gift card, there are ways to get cash from your gift card. One of the simplest methods to convert it into money is to sell it to third-party purchasers. See our research on places that buy gift cards.
If you have the receipt, another option is to return your gift card to the store where it was purchased. If the store allows gift card returns, you may be able to get a cash refund.
Finally, you may be able to buy a money order with your Visa gift card. Sellers of money orders mostly accept chipped cards as payment, but some vendors may still take a Visa gift card. Call your preferred seller first to be sure you can use a Visa gift card to buy your money order. For more on money orders, see our research on what you need to get a money order and where you may be able to buy a money order with a gift card.
Note that you generally should not use money transfer sites such as PayPal, Cash App, or Square to deposit a Visa gift card into your bank account. This violates the terms of service of these sites and can lead to the cancellation of your account.
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Easy Ways To Convert Gift Cards To Cash
Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase or sign up through my links, at no cost to you. Please read my disclaimer for more info.
Do you have a Visa gift card that you wish to exchange for cash? Here are several easy methods you can use to convert gift cards to cash.
Visa gift cards are a great way of saving on shopping. Most are sold during promotions where stores offer incentives for shoppers to buy and use them. However, sometimes people need to convert a Visa gift card to cash.
Well, no cause for alarm.
If you wish to convert your gift cards to cash, there are numerous ways to do it.
In this article, we will explore the most feasible ways available to convert that Visa gift card to liquid cash.
But why would you want to convert your Visa card? Well, there are a number of reasons why someone may wish to do this.
If you are like me and check your net worth on Personal Capital daily, you likely think gift cards are a waste of time and space. Why carry virtual money when you can have cold hard cash to invest or pay down debt?
These Visa gift cards cannot be used to withdraw money at an ATM, which therefore makes them somewhat inflexible.
Preferred Method for Converting Plastiq
Our preferred method to use to convert a Visa card is with Plastiq. It’s completely free to join and you can pay for anything with credit cards. Even where credit cards aren’t accepted.
Free
Add Your Visa Gift Card To Paypal Wallet
PayPal Wallet is a phone app thatallows you to pay with a PayPal account.
It is called a wallet because youcan add your cards to this app and use them when making payments through thisapp.
One way to get cash from a visa gift card is to add the visa gift card to your PayPal wallet.
Once added then you can send itthat another PayPal account that you are holding.
Afterward, you can use a PayPaldebit card to withdraw the cash.
In case you dont have anotherPayPal account you can send the money to a colleague who can withdrawal it foryou.
The only drawback with thismethod is that PayPal will charge a processing fee of 1.4%
If your PayPal wallet isconnected to your bank account then that is much better as you can thentransfer the money to your bank account.
Unfortunately, sometimes it maytake up to five business days to reach your bank account.
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How To Withdraw Money From A Prepaid Card
Visit an accredited ATM and use your prepaid card at an ATM that is run by the bank that issued the card. You can likewise visit any ATM that shows one of the network brands shown on the rear of your card. Enter your PIN, and complete your transaction.
Insert your card in the ATM machine and enter your PIN. The machine will at that point reveal to you how much the withdrawal expense is. Now, you can choose to proceed or drop your transaction. Select checking when asked what account you wish to use. In the event that you are withdrawing $20, but you have to pay a $3.50 expense, your withdrawal sum is $23.50.
How Do I Turn My Vanilla Visa Gift Card Into Cash
The Vanilla gift card is a Visa prepaid gift card that is available for purchase in amounts from $10 to $500. Its great for special occasions and a great gift to give to people if you arent sure what to get them for an occasion.
Similar to a regular Visa gift card, if you are looking to convert a Vanilla Visa gift card to cash, you can use all the options recommended in this post to get started. So even though you cant get money directly from a Visa Vanilla gift card, you can use the options in this post.
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Sell Your Gift Card Using An App
Using an app to convert your gift card to cash is super easy. The downfall is that this method tends to net you fewer dollars due to the higher commissions rates.
Its not always going to be the most expensive option though. As with every method, its best to check it out for yourself and compare.
Two popular gift card apps are:
Youre not locked into selling your gift card to them after getting a quote so theres zero obligation. It never hurts to get a second opinion on your gift cards selling value.