How To Get Money Off Your Gift Card
Here is how to get money off a gift card.
The process is easier than you think. First, you have to check the balance on the card. This is so that you can determine if this is worth it or not.
Next, you are going to want to take your card to a gift card exchange kiosk. Follow the directions on the screen. Check over everything before you hit accept.
Take the receipt to the cashier and get your cash. Its like going to the CoinStar.
Alternatively, to get money from your gift card you can do the following:
- Sell your gift card.
- Use the gift card to buy an in-demand product and then sell the product.
- Buy money orders directly to pay yourself.;
- Trade your gift card for something else. This is similar to selling but you can get a different product for it in exchange.
The One Big Catch: Insufficient Funds
This is the most common issue people have when using Visa gift cards online. So whats the problem?
Well, using a Visa gift card online is a little different than using that same gift card in a store.
When you go to the store with a $25 Visa gift card and buy something thats $30, the cashier would use the Visa gift card and then ask for a second form of payment for the remaining $5. This is known as a Split Tender Transaction.
Unfortunately, almost no online merchants are set up to accept Split Tender Transactions. This means if you attempt to buy something that exceeds the value on your Visa gift card youll get an insufficient funds error.
There are some hacky ways around this that allow you to use a Visa gift card for partial payment.
Sell It On The Raise App
Another way to convert a Visa gift card into cash is by selling it on an app called Raise. Raiseis a site where you can sell your unwanted gift cards with ease.
Its really simple! All you have to do is find all your unwanted gift cards then list them to sell on the platform. Lastly, you will get paid either via Check, PayPal, or by direct deposit when someone buys the gift card.
Raise is an amazing site if you have unwanted Visa gift cards or any other gift cards from stores such as Target, Amazon, and Walmart. In addition to selling unwanted gift cards on the site, you can save money when you buy other gift cards on their site.
You can also check out their coupon section to find some of the latest deals on popular stores and brands.
Also Check: What Credit Score Is Needed For Allegiant Credit Card
Adding Funds To Your Card
A few cards accompany assets on themyou purchase a card with a set worth and that is how much cash accompanies the card. Others are intended to be stacked with assets varying. On the off chance that you can add reserves, you may have a few alternatives for doing as such, including:
- Setting up direct store to the card
- Carrying money to a retail location that can add assets to your card
- Storing a check with an application that is connected to your card
- Moving cash from your financial balance to your pre-loaded card
What Visa Gift Cards Can Be Used At An Atm
If you currently have a Visa gift card and want to know if you can use it directly at an ATM, the short answer is no. Because these types of gift cards are coded to be used in stores or at restaurants, you cant directly get money from an ATM from them.
You can, however, use some of the methods listed in this post such as selling the gift cards for cash on places such as Facebook Marketplace or Gift Card Granny.
Also Check: How To Check Your Visa Credit Card Balance
Can You Put More Money On A Gift Card
You dont have to have spent all the credit on your gift card to put more money on it you can add cash at any point to increase your balance. You can do that where you bought it, whether thats at the store its for, or at a retailer like Kroger, which offers gift cards from multiple big-name brands. You can also add more money online, depending on which gift card you have.
How To View Your Balance
- iPhone: Open the Wallet app, then tap your Apple;Cash card.;
- iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple;Cash card.
- Apple Watch: Double-click the side button and swipe to your Apple;Cash card.
You can also check your Apple;Cash balance on your;Apple ID account page.
Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.
Read Also: Can I Get My Credit Card Debt Forgiven
Hack Away Small Balances
This gift card workaround is also a great way to get rid of a pesky small balance on a gift card. I recently found that I still had a Visa gift card in my mobile wallet with a balance of $4.09. Knowing it would be a challenge to use this exact amount online and would be more of a nuisance to use it in stores, I used the gift card to buy an for exactly $4.09. After completing the transaction, the arrived in my email within seconds. I then logged back into Amazon and applied the dollar amount to my Amazon account. The next time I make a purchase , Ill be able to apply that $4.09 credit to my bill. I would much rather take the time to do this than leave an unused balance on a gift card indefinitely. Using the money took a little effort. Not using it would have been a waste.
Over time, Im hoping online shopping carts will get more sophisticated and customers will have the option to split transactions into multiple forms of paymentperhaps paying half of the bill with a gift card, a quarter of the amount due with PayPal and the final balance with Bitcoin. But until that happens, a few gift card hacks will have to do.
Got any other gift card problems you cant solve? Let me know in the comments below or leave a message for .
Happy Gift Carding!
Add Funds To Your Apple Id Balance On A Mac Or Pc
Recommended Reading: How To Withdraw Money From Credit Card
Can You Turn A Visa Gift Card Into Cash In Hand
Some of these options are better than others at turning a Visa gift card into cash in hand. In fact, this will really only be the outcome when youre trading your card in in-person, such as when selling it to someone or converting a Gift Card Kiosk voucher into money.
However, having the money added to your PayPal or bank account is as close to cash in hand as you can get. Simply add the extra step of going to withdraw it and youre on your way.
Why Online Payments Are Different
Electronic gift cards are easy to use online because you dont have to print out a paper copy of the gift card or enter the number into a mobile wallet or gift card app in order to take the gift card to the store. You simply type the gift card or egift card number into the websites shopping cart and complete the transaction. Whether the gift card is plastic or electronic, using it online is especially easy if you have a store gift card, also known as a closed loop gift card.
When you have an open loop gift card such as a Visa® Gift Card or Visa egift card, however, being able to use it online sometimes requires knowing a few tricks.
Don’t Miss: How To Transfer Money Off Credit Card
Three: Register Or Log
After finding out whether your prepaid card provider allows such a transaction, you can sign-up for an account or log in if you already have an account.
If you need to do registration, then you will need your prepaid card with you. After signing-up, you can use the log-in details for future transactions.
Use The Reselling Method With Your Visa Gift Card
With the reselling method, you can buy something with the Visa gift card from a store and then sell the item online to earn cash. Since this takes a few more steps, I put this one last on the list.
To make this work, you have to purchase an item from a store and resell it. Most of the time, sellers will find items that are marked down at stores such as Walmart or Target and sell them online for a slightly higher price for profit. This normally happens after the holiday season when stores mark downs items.
Make sure to see what items are popular to sell online and then put the item for sale on places such as Amazon. This is called becoming an Amazon FBA seller.
A lot of time people will purchase the items for a discounted price and are able to sell the item for a higher price on Amazon. There are a lot of sellers making greatmoney doing this side hustle, and it could be a way for you to convert Visa gift cards to cash.
Don’t Miss: Is Paypal Credit Card Good
Can You Add Visa Gift Cards To Venmo
Venmo can hook up to multiple cards, and this does include some prepaid cards Venmo accepts prepaid or gift cards from American Express, Discover, MasterCard, and Visa. So, if you have a gift card from any of those brands, you can add them to your account.
Use It To Buy A Money Order
Stores like Walmart as well as certain grocery stores will let you buy money orders using your Visa gift card. That said, the availability of this can vary, so check if this is an option in your area.;
But once youve done this, the money order can then be deposited into your bank account to be used as straight up cash.
One thing you should keep in mind, however, is that some banks have had a habit of shutting down accounts if too many money orders are deposited. As such if you do choose to do this, perhaps combine it with some of the other options on this list.
You May Like: How To Change Usps Address Without Credit Card
Does My Card Expire
Yes, subject to applicable law, your Card will no longer work when the remaining value is equal to $0 or the valid thru date printed on the front of your Card has passed. If funds still remain on your Card after the valid thru date, please call 1 524-1283 to have a replacement Card with an updated valid thru date issued and mailed to you at no cost. The balance on the replacement Card will be equal to the balance on your discontinued Card.
Can I Combine Visa Gift Cards
Love them or hate them, gift cards are a popular choice for last-minute presents when you need a gift for someone you dont know too well or for those on your list who just prefer receiving them. While gift cards are extremely convenient, they can become a hassle when their balances get low. If you have a few Visa gift cards taking up residence in your wallet, you may be frustrated to learn that you can’t combine their values onto a single card. However, there are ways to cash out whats left on them.
Also Check: What Is The Best Credit Card For Military
Can I Combine Multiple Visa Gift Cards
Although you cannot combine the balances on your various Visa gift cards onto one gift card, you can pay with more than one funding source. For instance, if you know your Visa gift card balance is below $10.00, you may have a hard time using that balance to complete a purchase entirely on that card.
Where To Buy The Stores Egift Card
Sometimes you do not know the transaction is going to exceed the gift card balance until the shopping cart gets loaded up with shipping charges and taxes. When that happens, there are two ways to quickly get an egift card to use:
1. Empty the Cart and Start Over When the total purchase is greater than the value of the gift card, one solution is to cancel the items in your cart and buy an egift card instead. When the egift card arrives, you can start over.
2. Buy the eGift Card Elsewhere Another option is to buy the egift card from a different website. If you want a , for example, you can buy that here at GiftCards.com.
Here are all the egift cards we sell plus a list of top store and restaurant egift cards.
Read Also: Is Fiance Visa An Immigrant Visa
Use Your Visa Gift Card To Buy Other Merchants Gift Cards
If theres a particular store you shop at that doesnt accept your Visa gift card for purchases, you can use this card to buy a gift card from the store where you want to buy something.
And if you look online, you can sometimes find these for sale for up to 20% off meaning youre getting 20% of the Visa gift card balance for free.
This could include stores like Amazon, Walmart or even Starbucks if you were planning to convert your Visa gift cards to cash simply to get a caffeine hit.
Alternatively, you could earn gift cards to all these stores and dozens more just by using an app like Swagbucks. Its basically like earning free coffees from procrastinating on your phone!
Why Is My Available Balance Different Than My Actual Balance
Typically, your Available Balance is less than your Actual Balance because your Available Balance reflects purchases you have made that have been authorized, but have not cleared your account. However, there are some cases, such as when you have returned merchandise. where the Available Balance will be more than your Actual Balance.
Read Also: How To Obtain Turkish Visa
Give The Visa Gift Card Away As A Gift
Another great way to convert Visa gift cards to cash is by giving them away as a gift. One of the great things about Visa gift cards is that they can serve as a cash gift. If you are attending a special occasion such as a birthday or baby shower, you can give a Visa gift card to the person.
The person will be able to use the gift cards like cash to purchase the items of their choice. This is a great way to give someone a gift that is similar to money. Instead of giving someone something like cash in a card, you can simply put the Visa gift card in a special card and give it to them as a gift.
What Is The Difference Between A Pending Transaction And A Posted Transaction
Pending transactions are authorized transactions with a hold for the purchase amount until the transaction clears. Posted transactions are purchases that have cleared on your card. There are some pending transactions that are more or less than the amount you actually spent. Some retailers place a pre-authorization amount to ensure the account is active and that you have enough money to cover the purchase. Once the transaction posts to your account, the pending transaction will be removed within a few business days, and you can use the funds again.
Don’t Miss: Can I Extend My Tourist Visa In Usa
Getting Started With Visa Reloadable Prepaid Card
Visa Prepaid cards are easy to use and reloadable, which means you can add funds onto the card at any time!;
These Cards are great for every day spending such as coffees, groceries and online shopping. They are also ideal to give to younger children as an allowance card or for school field trips.
With Visa Reloadable Prepaid cards, you are protected under Visa’s Zero Liability policy 1 and the cards are secure and convenient.